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לספק הלוואה ללקוח כלשהו. יחד עם זאת, ריבית על הלוואה היא אחלה תשואה עבור רוב המוסדות הפיננסים ולכן, אם ניתן לאשר לכם הלוואה, תמיד יהיה פקיד/מנהל כלשהו שיתוגמל על כך וישמח לספק את האשראי הנדרש במחיר המקסימלי, בהקדם האפשרי.</strong></p>","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"is_active":true,"created_at":"2026-05-28T19:57:45.620506+00:00","updated_at":"2026-05-28T19:57:45.601+00:00","faq":[{"answer":"<p><strong>עקרונית, 15% לפני תוספות. </strong></p>","category":"general","question":"כמה אחוז ריבית מותרת בחוק?"},{"answer":"<p><strong>סך כל התחייבויות שיש לאדם, כולל לא מנוצלות. </strong></p>","category":"general","question":"מה זה \"אובליגו\"?"},{"answer":"<p><strong>הכנסה לאחר ניכוי התחייבויות (חישוב משתנה לפי מקור וסוג מימון).</strong></p>","category":"general","question":"מה זה \"הכנסה פנויה\"?"},{"answer":"<p><strong>ניתן להוריד את דו&quot;ח הממוצעים מבנק ישראל, כי הוא מבוסס תקופה וסוג ריבית. נכון לחודש אפריל 21', ריבית לא צמודה ממוצעת 2.31% וריבית צמודה 2.44% (עוגן הפריים לא צמוד וזו הסיבה לפער).</strong><br /><br /></p>","category":"general","question":"כמה ריבית משכנתא ממוצעת היום במשק?"},{"answer":"<p><strong>הלוואה היא לא זכות, היא עסקה. פועל יוצא מזה, שאין מוסד פיננסי ש&quot;מוכרח&quot; 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