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However, an active data plan is required, which may incur additional message and data charges from your provider.","@type":"Answer"}},{"name":"Where can Apple Pay be used?","@type":"Question","acceptedAnswer":{"text":"Apple Pay can be used for in-store purchases where the symbol is displayed, and in participating merchant apps or online with supported devices by looking for the 'Buy with Apple Pay' button.","@type":"Answer"}},{"name":"How do I set my Citizens card as the default in Apple Pay?","@type":"Question","acceptedAnswer":{"text":"To set your Citizens card as default, go to Settings, select Wallet & Apple Pay, then Default Card within Transaction Defaults, and choose your Citizens Card.","@type":"Answer"}}]}],"@context":"https://schema.org"},"created_at":"2026-10-14T00:03:41.124919+00:00","updated_at":"2026-10-14T00:03:41.107+00:00","faq":[{"answer":"Yes, Apple Pay uses a token system, so your actual card number is not stored on the phone or shared with merchants. 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