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ייעוץ פנסיוני הוא תהליך מקצועי שבו בוחנים את כלל החסכונות הפנסיוניים, ההפקדות, ההטבות והכיסויים הביטוחיים, ומתרגמים אותם לתוכנית פעולה שתאפשר שמירה על רמת חיים גם אחרי סיום העבודה. יועץ פנסיוני הוא איש מקצוע בעל רישיון מטעם רשות שוק ההון, ביטוח וחיסכון. הוא נדרש לעמוד בדרישות קפדניות של הכשרה, ידע עדכני ושמירה על אובייקטיביות מלאה. בניגוד לסוכן ביטוח או משווק, הוא אינו מקבל עמלות מגופים פיננסיים אלא שכר טרחה בלבד מהלקוח.

תפקידו של היועץ: