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(פוליסה זו היא פוליסה על בסיס מועד הגשת התביעה – claims made basis). הפוליסה נשענת על שני חוקים: חוק האחריות למוצרים פגומים - המחיל על היצרן אחריות חמורה, חל על נזקי גוף בלבד וקובע רשימה סגורה של הגנות ליצרן, ופקודת","category":"services","question":"מהו ביטוח חבות המוצר?"},{"answer":"בהתאם לחוק חוזה ביטוח, ביטוח מפני חבות מכסה גם הוצאות משפט סבירות שעל המבוטח לשאת בהם בשל חבותו. הוצאות משפטיות אלה מכוסות אף מעבר לגבולות האחריות.","category":"general","question":"האם כיסויי ביטוח חבויות כוללים גם את הוצאות הדיון המשפטי?"},{"answer":"ביטוח עבודות קבלניות נועד לספק הגנה לפרויקטים בהקמה. ביטוח עבודות קבלניות מכסה אובדן או נזק שייגרם לפרויקט עצמו על כל שלביו. כמו כן, ניתן לרכוש, תמורת פרמיה נוספת, כיסוי גם לגניבה, פריצה ושוד, וכן לסיכוני טבע, לרבות רעידת אדמה. לצד ביטוחי הרכוש ניתן לרכוש כיסוי ביטוחי לאחריות כלפי צד שלישי - גוף ורכוש, וכן ביטוח חבות מעבידים. הכיסוי הוא עד תום תקופת הביטוח, או השימוש/מסירה של הפרויקט, הראשון מביניהם.","category":"general","question":"איזה סוגי ביטוח חברת כלל מציעה לקבלנים וליזמים?"}],"country":"Israel","og_image_url":"https://clal4u/media/jydeppkt/%D7%9C%D7%95%D7%92%D7%95-%D7%9B%D7%9C%D7%9C-%D7%91%D7%99%D7%98%D7%95%D7%97-%D7%95%D7%A4%D7%99%D7%A0%D7%A0%D7%A1%D7%99%D7%9D.png","industry_subtype":null,"profile_tier":"free","short_tagline":"Insurance Company in Tel Aviv-Yafo — Long-term savings management","primary_category":"Insurance Company","schema_type":"LocalBusiness","primary_address":{"city":"Tel Aviv-Yafo","region":null,"street":null,"country":"IL","postal_code":null},"geo_coordinates":{"lat":32.115651,"lng":34.8430347},"service_areas":["Tel Aviv-Yafo"],"phone":"+97239420440","hours_by_day":[{"day":"monday","open":"08:30","close":"16:30"},{"day":"tuesday","open":"08:30","close":"16:30"},{"day":"wednesday","open":"08:30","close":"16:30"},{"day":"thursday","open":"08:30","close":"16:30"},{"day":"sunday","open":"08:30","close":"16:30"}],"price_range":null,"review_summary":{"sources":[{"count":710,"rating":3,"platform":"google"}],"total_count":710,"distribution":{"1":262,"2":21,"3":56,"4":59,"5":243},"average_rating":3},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Long-term savings and investment products","Pension and provident funds management","Mortgage insurance solutions"],"differentiators":[],"social_profiles":[{"url":"https://www.facebook.com/clalbit/","platform":"facebook"},{"url":"https://www.instagram.com/clal_insurance/","platform":"instagram"},{"url":"https://il.linkedin.com/company/clal-insurance-&-finance-%D7%9B%D7%9C%D7%9C-%D7%91%D7%99%D7%98%D7%95%D7%97-%D7%95%D7%A4%D7%99%D7%A0%D7%A0%D7%A1%D7%99%D7%9D","platform":"linkedin"},{"url":"https://youtube.com/@clalinsurance?si=lIYKXfVlt0gkNWp9","platform":"youtube"},{"url":"https://api.whatsapp.com/send?phone=972548600068","platform":"whatsapp"},{"url":"https://t.me/+Hipk3pn_BPsxMmJk\\","platform":"telegram"}],"citations":[],"data_sources":["Website Scan","Schema.org Structured Data","Social Media Profiles","AI Content Analysis","Google Business Profile"],"languages_supported":["he","en"],"profile_language":"en","ai_readability_score":39,"claimed_at":null,"index_status":"listed","industry_category":"Insurance Company","llm_optimized_summary":"Clal Insurance and Finance operates as an insurance company in Tel Aviv, Israel. 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