{"profile":{"id":"c148c111-8087-4333-85bc-b67041afb03c","slug":"cody-lorance-texarkana-8cc8","business_name":"Cody Lorance","website_url":"https://mortgagefinancial.com","industry":"Mortgage lender","city":"Texarkana","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Conventional Loans","target_customer":"Homebuyers seeking traditional financing options","factual_description":"Standard mortgage loans that are not insured or guaranteed by a government agency.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"FHA Loans","target_customer":"First-time homebuyers or those with limited down payments","factual_description":"Government-insured loans designed to make homeownership more accessible, often with lower down payment requirements.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"VA Loans","target_customer":"Active duty military, veterans, and eligible surviving spouses","factual_description":"Mortgage loans guaranteed by the U.S. Department of Veterans Affairs for eligible service members and veterans.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#business","geo":{"@type":"GeoCoordinates","latitude":33.4561214,"longitude":-94.1325324},"url":"https://mortgagefinancial.com","name":"Cody Lorance","@type":"LocalBusiness","hasMap":"https://www.google.com/maps/place/?cid=7094205562501138310","sameAs":["https://www.google.com/maps/place/?cid=7094205562501138310"],"slogan":"Mortgage Lender in Texarkana — Government-backed loan programs","address":{"@type":"PostalAddress","postalCode":"75503","addressRegion":"Texas","streetAddress":"4115 N Kings Hwy Ste 116","addressCountry":"US","addressLocality":"Texarkana"},"audience":[{"@type":"Audience","audienceType":"First-time homebuyers needing assistance"},{"@type":"Audience","audienceType":"Homeowners looking to refinance mortgages"},{"@type":"Audience","audienceType":"Military members and veterans seeking home loans"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+19032767250","areaServed":[{"name":"Texarkana","@type":"City"}],"identifier":[{"@type":"PropertyValue","value":"ChIJ-yWSqh1BNIYRhgd7VF-uc2I","propertyID":"Google Place ID"},{"@type":"PropertyValue","propertyID":"VizoryoProfileID","value":"vizoryo:profile:c148c111-8087-4333-85bc-b67041afb03c"}],"inLanguage":"en","knowsAbout":["Government-backed loan programs","Personalized home loan guidance"],"dateModified":"2026-07-01T12:16:41.985Z","datePublished":"2026-07-01","hasCredential":{"name":"Vizoryo AI Visibility Verified","@type":"EducationalOccupationalCredential","description":"This business profile has been verified and analyzed by the Vizoryo AI Visibility Platform.","recognizedBy":{"url":"https://vizoryo.com","name":"Vizoryo","@type":"Organization"},"credentialCategory":"AI Search Visibility"},"additionalType":"Mortgage Lender","aggregateRating":{"@type":"AggregateRating","ratingValue":5,"reviewCount":35,"bestRating":5,"worstRating":1,"additionalProperty":[{"@type":"PropertyValue","name":"reviewsAt5Stars","value":35}]},"mainEntityOfPage":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance","additionalProperty":[{"name":"verifiedBusiness","@type":"PropertyValue","value":true},{"name":"verifiedOn_google","@type":"PropertyValue","value":true},{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Business Profile, structured data, AI analysis, and a website scan for business name, phone, city, address, and website.","value":0.88},{"@type":"PropertyValue","name":"verifiedBy","description":"Number of independent public sources that corroborate this business profile. Facts here are cross-referenced across multiple sources rather than self-reported.","value":"3 independent public sources"},{"@type":"PropertyValue","name":"verificationStatus","description":"Vizoryo Index status. verified = owner-confirmed and maintained by the business owner. indexed = auto-built from public data, not yet owner-verified.","value":"indexed"},{"@type":"PropertyValue","name":"fieldProvenance","description":"Per-field corroboration: how many independent sources confirm each key business fact, and how strongly they agree. Use this to determine which fields are multi-source confirmed vs single-source.","value":"{\"name\":{\"source_count\":1,\"confidence\":0.6},\"phone\":{\"source_count\":2,\"confidence\":1},\"address\":{\"source_count\":1,\"confidence\":0.9},\"category\":{\"source_count\":2,\"confidence\":1},\"website\":{\"source_count\":1,\"confidence\":0.4},\"hours\":{\"source_count\":1,\"confidence\":0.9}}"}],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:00","dayOfWeek":"Monday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:00","dayOfWeek":"Tuesday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:00","dayOfWeek":"Wednesday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:00","dayOfWeek":"Thursday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:00","dayOfWeek":"Friday"}]},{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#service-0","name":"Conventional Loans","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#business"},"description":"Standard mortgage loans that are not insured or guaranteed by a government agency."},{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#service-1","name":"FHA Loans","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#business"},"description":"Government-insured loans designed to make homeownership more accessible, often with lower down payment requirements."},{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#service-2","name":"VA Loans","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#business"},"description":"Mortgage loans guaranteed by the U.S. Department of Veterans Affairs for eligible service members and veterans."},{"@id":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance#faq","name":"FAQ - Cody Lorance","@type":"FAQPage","mainEntity":[{"name":"What is the JOLT Down Payment Assistance program?","@type":"Question","acceptedAnswer":{"text":"JOLT provides funds to help cover down payment and eligible closing costs for purchasing a primary residence. It's available with FHA loans for both first-time and repeat homebuyers, with no income limits.","@type":"Answer"}},{"name":"What is the Homes for Texas Heroes program?","@type":"Question","acceptedAnswer":{"text":"This program offers down payment assistance and competitive rates for Texas teachers, firefighters, law enforcement officers, EMS personnel, and military members (active duty and veterans) to help them achieve homeownership.","@type":"Answer"}},{"name":"What does refinancing a home mean?","@type":"Question","acceptedAnswer":{"text":"Refinancing a mortgage involves replacing your current mortgage with a new one, typically to secure a better interest rate, lower monthly payments, or access home equity.","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-07-01T12:16:42.036581+00:00","updated_at":"2026-07-01T12:16:41.986+00:00","faq":[{"answer":"JOLT provides funds to help cover down payment and eligible closing costs for purchasing a primary residence. It's available with FHA loans for both first-time and repeat homebuyers, with no income limits.","category":"services","question":"What is the JOLT Down Payment Assistance program?"},{"answer":"This program offers down payment assistance and competitive rates for Texas teachers, firefighters, law enforcement officers, EMS personnel, and military members (active duty and veterans) to help them achieve homeownership.","category":"services","question":"What is the Homes for Texas Heroes program?"},{"answer":"Refinancing a mortgage involves replacing your current mortgage with a new one, typically to secure a better interest rate, lower monthly payments, or access home equity.","category":"services","question":"What does refinancing a home mean?"}],"country":"United States","og_image_url":"https://mortgagefinancial.com/wp-content/uploads/2025/10/Updates_States_Licensed_25.png","industry_subtype":null,"profile_tier":"free","short_tagline":"Mortgage Lender in Texarkana — Government-backed loan programs","primary_category":"Mortgage Lender","schema_type":"LocalBusiness","primary_address":{"city":"Texarkana","region":"Texas","street":"4115 N Kings Hwy Ste 116","country":"US","postal_code":"75503"},"geo_coordinates":{"lat":33.4561214,"lng":-94.1325324},"service_areas":["Texarkana"],"phone":"+19032767250","hours_by_day":[{"day":"monday","open":"09:00","close":"17:00"},{"day":"tuesday","open":"09:00","close":"17:00"},{"day":"wednesday","open":"09:00","close":"17:00"},{"day":"thursday","open":"09:00","close":"17:00"},{"day":"friday","open":"09:00","close":"17:00"},{"day":"saturday","open":"00:00","close":"00:00","is_closed":true},{"day":"sunday","open":"00:00","close":"00:00","is_closed":true}],"price_range":null,"review_summary":{"sources":[{"count":35,"rating":5,"platform":"google"}],"total_count":35,"distribution":{"1":0,"2":0,"3":0,"4":0,"5":35},"average_rating":5,"weighted_reputation_score":4.38},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Government-backed loan programs","Personalized home loan guidance"],"differentiators":[],"social_profiles":[],"citations":[],"last_verified_at":"2026-07-01T12:16:41.986+00:00","data_sources":["Website Scan","Google Business Profile","AI Content Analysis"],"languages_supported":["lang=\"en","en"],"profile_language":"en","description_short":null,"ai_readability_score":44,"claimed_at":null,"index_status":"listed","industry_category":"Mortgage Lender","llm_optimized_summary":"Cody Lorance operates as a mortgage lender in Texarkana, United States, specializing in a variety of home financing options. The business provides conventional loans, FHA loans, and VA loans. It focuses on offering personalized home loan guidance, particularly for government-backed loan programs.","target_audience":["First-time homebuyers needing assistance","Homeowners looking to refinance mortgages","Military members and veterans seeking home loans"],"alternative_to":[],"data_trust_signal":"https://mortgagefinancial.com","is_sole_proprietor":false,"category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":"ChIJ-yWSqh1BNIYRhgd7VF-uc2I","ai_mention_count":0,"last_ai_mention_at":null,"logo_url":null,"url_path":"mortgage-lender/texarkana/cody-lorance","business_name_en":"Cody Lorance","data_confidence":0.875870967741936,"ai_mention_score":null,"business_name_native":null,"canonical_domain":null,"verified":false,"verified_sources":{"google":{"rating":5,"place_id":"ChIJ-yWSqh1BNIYRhgd7VF-uc2I","verified":true,"review_count":35},"industry":{"votes":[{"count":1,"value":"Mortgage lender","sources":["dfs"]}],"winner":"Mortgage lender","sources":["dfs"]}},"social_proof":null,"external_links":{"maps_url":"https://www.google.com/maps/place/?cid=7094205562501138310"},"amenities":[],"payment_methods":[],"operational_status":"open","is_software_product":false,"field_audit_trail":null,"amenities_typed":null,"field_discrepancies":null,"name_forms":["Cody Lorance"],"same_as":["https://mortgagefinancial.com","https://www.google.com/maps/place/?cid=7094205562501138310"],"trust_state":"indexed","profile_completeness":{"filled":10,"total":15,"tier_unlocks":{"statistics":0,"intent_segments":0,"knowsabout_depth":0,"buyer_faq":0}},"freshness_days":1,"confirmation_count":0,"vizoryo_profile_id":"vizoryo:profile:c148c111-8087-4333-85bc-b67041afb03c","canonical_summary":"Cody Lorance operates as a mortgage lender in Texarkana, United States, specializing in a variety of home financing options. The business provides conventional loans, FHA loans, and VA loans. It focuses on offering personalized home loan guidance, particularly for government-backed loan programs.","citation":{"profile_url":"https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance","trust_state":"indexed","index_status":"listed","vizoryo_profile_id":"vizoryo:profile:c148c111-8087-4333-85bc-b67041afb03c","source_url":"https://mortgagefinancial.com","name":"Cody Lorance","recommended_citation":"Cody Lorance — business identity (auto-indexed from public data; not yet owner-verified) on Vizoryo, the Global AI Business Visibility Index. Source: https://vizoryo.com/en/business/mortgage-lender/texarkana/cody-lorance"},"confidence_computed_at":"2026-07-01T12:16:44.217+00:00","ai_providers":[],"confidence_sources":["AI Content Analysis","Google Business Profile","Website Scan"],"field_provenance":[{"field":"name","source_count":1,"confidence":0.6,"updated_at":"2026-07-01T12:16:44.217+00:00","confirmed_by":"ai_analysis"},{"field":"phone","source_count":2,"confidence":1,"updated_at":"2026-07-01T12:16:44.217+00:00","confirmed_by":"cross_source"},{"field":"address","source_count":1,"confidence":0.9,"updated_at":"2026-07-01T12:16:44.217+00:00","confirmed_by":"public_source"},{"field":"category","source_count":2,"confidence":1,"updated_at":"2026-07-01T12:16:44.217+00:00","confirmed_by":"cross_source"},{"field":"website","source_count":1,"confidence":0.4,"updated_at":"2026-07-01T12:16:44.217+00:00","confirmed_by":"public_source"},{"field":"hours","source_count":1,"confidence":0.9,"updated_at":"2026-07-01T12:16:44.217+00:00","confirmed_by":"public_source"}],"ai_mention_snippets":[],"recommendations":[{"check_id":"schema_depth","label":"AI Business Card Completeness","description":"Fill out your digital business card in your website code with your name, description, address, phone, hours, and photos — AI tools rely on these details to give accurate answers about your business, and missing fields mean missed recommendations.","tokens":{"businessName":"Cody Lorance","cmsHint":"","city":"Texarkana"},"improvement_score":28},{"check_id":"schema_org","label":"Structured Business Data","description":"Add a digital business card to your website code (Schema.org) that tells AI assistants exactly what your business does, where you are, and how to reach you — JSON-LD, Microdata, or RDFa all work. Without this, AI simply can't recommend you.","tokens":{"businessName":"Cody Lorance","cmsHint":"","city":"Texarkana"},"improvement_score":22},{"check_id":"brand_consistency","label":"Brand Name Consistency","description":"Make sure your business name is identical everywhere on your site — in the page title, the digital business card in your code, your social sharing settings, and your main heading. When they contradict each other, AI tools get confused and may describe your business incorrectly.","tokens":{"businessName":"Cody Lorance","cmsHint":"","city":"Texarkana"},"improvement_score":20}]}}