{"profile":{"id":"a656400a-17f0-4f7c-bef2-bec8b7a26c8a","slug":"credit-cb48","business_name":"Credit","website_url":"https://credit-teamusa.com","industry":"Credit counseling service","city":null,"services":[],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/en/business/credit-counseling-service/online/credit#business","geo":{"@type":"GeoCoordinates","latitude":32.8954336,"longitude":-97.0456846},"url":"https://credit-teamusa.com","name":"Credit","@type":"Organization","image":"https://credit-teamusa.com/storage/2021/09/cropped-footer-logo-180x180.png","sameAs":["https://www.google.com/maps/place/?cid=8271927927312045692"],"address":{"@type":"PostalAddress","addressCountry":"US"},"audience":[{"@type":"Audience","audienceType":"Consumers needing credit report dispute assistance"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+18889909978","areaServed":[{"name":"United States","@type":"Country"}],"inLanguage":"en","dateModified":"2026-06-13","datePublished":"2026-06-13","hasCredential":{"name":"Vizoryo AI Visibility Verified","@type":"EducationalOccupationalCredential","description":"This business profile has been verified and analyzed by the Vizoryo AI Visibility Platform.","recognizedBy":{"url":"https://vizoryo.com","name":"Vizoryo","@type":"Organization"},"credentialCategory":"AI Search Visibility"},"additionalType":"Credit Counseling Service","aggregateRating":{"@type":"AggregateRating","ratingValue":4.9,"reviewCount":13,"bestRating":5,"worstRating":1},"mainEntityOfPage":"https://vizoryo.com/en/business/credit-counseling-service/online/credit","additionalProperty":[{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Business Profile, structured data, AI analysis, and a website scan for business name, phone, city, address, and website.","value":0.69},{"@type":"PropertyValue","name":"verifiedBy","description":"Independent data sources used to verify this business profile.","value":"Website Scan, AI Content Analysis"},{"@type":"PropertyValue","name":"verificationStatus","description":"Vizoryo Index status. verified = owner-confirmed and maintained by the business owner. indexed = auto-built from public data, not yet owner-verified.","value":"indexed"}]},{"@id":"https://vizoryo.com/en/business/credit-counseling-service/online/credit#faq","name":"FAQ - Credit","@type":"FAQPage","mainEntity":[{"name":"What is a credit report?","@type":"Question","acceptedAnswer":{"text":"A credit report is a track record of both your personal and financial credit information. This includes information taken from public records, personal identification and debt information.","@type":"Answer"}},{"name":"Are you services guranteed?","@type":"Question","acceptedAnswer":{"text":"Yes, we guarantee that all items from all Credit Bureaus that you want us to dispute will be disputed to the best of our abilities.","@type":"Answer"}},{"name":"How do you get a copy of my credit report?","@type":"Question","acceptedAnswer":{"text":"We, by law, are unable to order a copy of your credit report. Since we can not pull your credit for you, we ask you to sign up for a trial membership with www.privacyguard.com. We will then be able to import all the details of your report into our secure personal computer system.","@type":"Answer"}},{"name":"Who can see my credit reports?","@type":"Question","acceptedAnswer":{"text":"Our credit service specialists are the only ones who will see your credit reports.","@type":"Answer"}},{"name":"How long does it take to repair my credit?","@type":"Question","acceptedAnswer":{"text":"Every client is different, but generally you can expect to start seeing some progress in 3 months, and a significant improvement in 6 months. Credit repair is a process and although we work quickly to repair your credit we can only move at the credit reporting agencies, court houses, and creditors pace.","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"is_active":true,"created_at":"2026-06-13T19:01:23.667501+00:00","updated_at":"2026-06-13T19:01:23.653+00:00","faq":[{"answer":"A credit report is a track record of both your personal and financial credit information. This includes information taken from public records, personal identification and debt information.","category":"general","question":"What is a credit report?"},{"answer":"Yes, we guarantee that all items from all Credit Bureaus that you want us to dispute will be disputed to the best of our abilities.","category":"services","question":"Are you services guranteed?"},{"answer":"We, ​by ‍law, ‍are ​unable ​to ‍order ‍a ‍copy ‍of ​your ‍credit ‍report. ​Since ​we ​can ‍not ​pull ​your ‍credit ‍for ​you, ​we ​ask ​you ‍to ​sign ​up ​for ‍a ‍trial ​membership ​with ​www.privacyguard.com. ​We ‍will ‍then ‍be ​able ‍to ​import ‍all ‍the ​details ‍of ​your ‍report ‍into ‍our ​secure ‍personal ‍computer ​system.","category":"services","question":"How do you get a copy of my credit report?"},{"answer":"Our credit service specialists are the only ones who will see your credit reports.","category":"general","question":"Who can see my credit reports?"},{"answer":"Every ​client ‍is ‍different, ​but ​generally ‍you ‍can ‍expect ‍to ​start ‍seeing ‍some ​progress ​in ​3 ‍months, ​and ​a ‍significant ‍improvement ​in ​6 ​months. ​Credit ‍repair ​is ​a ​process ‍and ‍although ​we ​work ​quickly ​to ‍repair ‍your ‍credit ​we ‍can ​only ‍move ‍at ​the ‍credit ​reporting ‍agencies, ‍court ‍houses, ​and ‍creditors ‍pace.","category":"general","question":"How long does it take to repair my credit?"}],"country":"United States","status":"draft","og_image_url":"https://credit-teamusa.com/storage/2021/09/cropped-footer-logo-180x180.png","industry_subtype":null,"profile_tier":"free","short_tagline":"Credit — Credit Counseling Service","primary_category":"Credit Counseling Service","schema_type":"Organization","primary_address":{"city":"","region":null,"street":null,"country":"US","postal_code":null},"geo_coordinates":{"lat":32.8954336,"lng":-97.0456846},"service_areas":["Nationwide (United States)"],"phone":"+18889909978","hours_by_day":null,"price_range":null,"review_summary":{"sources":[{"count":13,"rating":4.9,"platform":"google"}],"total_count":13,"average_rating":4.9,"weighted_reputation_score":3.98},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":[],"differentiators":[],"social_profiles":[],"citations":[],"last_verified_at":"2026-06-13T19:01:23.653+00:00","data_sources":["Website Scan","AI Content Analysis"],"languages_supported":["lang=\"en","en"],"profile_language":"en","description_short":null,"ai_summary_short":null,"ai_readability_score":25,"discovery_source":"manual","crawl_depth":"full","last_discovery_refresh":null,"claimed_at":null,"index_status":"listed","industry_category":"Credit Counseling Service","llm_optimized_summary":"","target_audience":["Consumers needing credit report dispute assistance"],"alternative_to":[],"data_trust_signal":"https://credit-teamusa.com","content_extraction_method":"llm_seed","content_extracted_at":"2026-06-13T19:01:23.653+00:00","is_sole_proprietor":false,"domain_verified_at":null,"contact_email":null,"category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"audit_score":53,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":"ChIJp4wuMSWA_gERfFYRk5_Ky3I","branch_source":null,"needs_description_regen":false,"ai_mention_count":0,"last_ai_mention_at":null,"branch_dfs_data":null,"logo_url":"https://credit-teamusa.com/storage/2021/09/cropped-footer-logo-180x180.png","branches_extracted_at":null,"discovery_entity_id":"eb46d489-e6dd-4a14-848b-7c3cafaa46ff","dfs_contact_called":false,"url_path":"credit-counseling-service/online/credit","business_name_en":"Credit","data_confidence":0.6855,"ai_mention_score":null,"business_name_native":null,"fts":"'counsel':4B 'credit':1A,2B,3B 'servic':5B","last_edited_by_user":{},"processing_version":14,"trust_layer_version":null,"url_path_version":null,"canonical_domain":null,"partner_id":null,"partner_metadata":{},"yelp_match_id":null,"bright_data_snapshot_id":null,"bright_data_snapshot_polled_at":null,"social_post_snapshot":null,"embed_opt_out":false,"verified":false,"verified_sources":null,"social_proof":null,"dfs_subtypes":[],"external_links":null,"amenities":[],"payment_methods":[],"operational_status":"open","bd_enriched_at":null,"yelp_details_at":null,"all_emails":[],"quality_rank":0.515875,"email_mx_status":null,"email_mx_checked_at":null,"is_canary":false,"is_software_product":false,"discovery_region":null,"name_forms":["Credit"],"same_as":["https://credit-teamusa.com","https://www.google.com/maps/place/?cid=8271927927312045692"],"trust_state":"indexed","confirmation_count":0,"confidence_computed_at":"2026-06-13T19:01:25.344+00:00","ai_providers":[],"confidence_sources":["gemini_classification","dfs","website_scrape"],"field_sources":{"name":["AI Content Analysis"],"phone":["Google Business Profile"],"website":["Website Scan"],"category":["Google Business Profile"]},"conflict_fields_trust":["category"],"ai_mention_snippets":[],"recommendations":[{"check_id":"schema_depth","label":"AI Business Card Completeness","description":"Fill out your digital business card in your website code with your name, description, address, phone, hours, and photos — AI tools rely on these details to give accurate answers about your business, and missing fields mean missed recommendations.","tokens":{"businessName":"Credit","cmsHint":"","city":""},"improvement_score":28},{"check_id":"google_review_volume","label":"Google Review Volume","description":"Build up enough Google reviews for your industry — AI tools are trained heavily on Google data, and businesses with more reviews show up far more often in AI-generated recommendations.","tokens":{"businessName":"Credit","cmsHint":"","city":""},"improvement_score":24},{"check_id":"schema_org","label":"Structured Business Data","description":"Add a digital business card to your website code (Schema.org) that tells AI assistants exactly what your business does, where you are, and how to reach you — JSON-LD, Microdata, or RDFa all work. Without this, AI simply can't recommend you.","tokens":{"businessName":"Credit","cmsHint":"","city":""},"improvement_score":22}]}}