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Keep in mind, a copy of your insurance card is not acceptable for this documentation. If you'd rather send us your proof of insurance by mail or fax, please use this address or number: CUTXPO Box 690588San Antonio, TX 78269Fax: 866-830-7922 (This address is for providing proof of insurance only. Please do not send your loan payments to this address.) If yo","@type":"Answer"}},{"name":"How long does it take to get an auto loan?","@type":"Question","acceptedAnswer":{"text":"Auto loans can often be approved in only a few minutes, especially if you call or apply online. If you want to work directly with a person, you can always stop by one of our locations.","@type":"Answer"}},{"name":"What restrictions might I face as a buyer?","@type":"Question","acceptedAnswer":{"text":"First, you'll need to make sure your credit score and overall finances show that you’re likely to be able to pay the loan. Likewise, some lenders only lend for a particular network of dealers, and some dealerships only work with a particular network of lenders. Finally, some lenders will not finance certain types of makes and models.","@type":"Answer"}},{"name":"What should my loan term be?","@type":"Question","acceptedAnswer":{"text":"That all depends on your financial situation and how and when you want to pay off your loan. The longer your term, the lower your monthly payments will be. But when you make payments for more than about five years, you run the risk of owing more than your car is worth. That’s called being “upside down.” Then you may not be able to sell your vehicle until you finish paying off the loan. 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If you want to work directly with a person, you can always stop by one of our locations.","category":"general","question":"How long does it take to get an auto loan?"},{"answer":"First, ‍you'll ​need ​to ​make ​sure ​your ‍credit ​score ​and ​overall ​finances ‍show ​that ​you’re ​likely ‍to ‍be ​able ‍to ‍pay ‍the ‍loan. ‍Likewise, ‍some ​lenders ‍only ​lend ‍for ​a ‍particular ​network ‍of ​dealers, ​and ​some ​dealerships ‍only ‍work ‍with ‍a ​particular ‍network ‍of ​lenders. ‍Finally, ​some ​lenders ‍will ‍not ​finance ​certain ​types ​of ​makes ‍and ​models.","category":"general","question":"What restrictions might I face as a buyer?"},{"answer":"That ‍all ​depends ​on ​your ​financial ​situation ‍and ​how ​and ​when ​you ‍want ​to ​pay ​off ‍your ‍loan. ​The ‍longer ‍your ‍term, ‍the ‍lower ‍your ​monthly ‍payments ​will ‍be. ​But ‍when ​you ‍make ​payments ​for ​more ​than ‍about ‍five ‍years, ‍you ​run ‍the ‍risk ​of ‍owing ​more ​than ‍your ‍car ​is ​worth. ​That’s ​called ​being ‍“upside ​down.” ​Then ​you ​may ‍not ​be ​able ​to ‍sell ‍your ​vehicle ‍until ‍you ‍finish ‍paying ‍off ‍the ​loan. ‍The ​average ‍auto ​loan ‍is ​65 ‍months.","category":"general","question":"What should my loan term be?"}],"country":"United States","og_image_url":null,"industry_subtype":null,"profile_tier":"free","short_tagline":"Credit Union in Gilmer — Purpose-driven banking model","primary_category":"Credit Union","schema_type":"LocalBusiness","primary_address":{"city":"Gilmer","region":"Texas","street":"755 US Hwy 271 N, Gilmer, TX 75644","country":"US","postal_code":"75644"},"geo_coordinates":{"lat":32.7384519,"lng":-94.9433314},"service_areas":["Gilmer"],"phone":"+19034755000","hours_by_day":[{"day":"monday","open":"09:00","close":"18:00"},{"day":"tuesday","open":"09:00","close":"18:00"},{"day":"wednesday","open":"09:00","close":"18:00"},{"day":"thursday","open":"09:00","close":"18:00"},{"day":"friday","open":"09:00","close":"18:00"},{"day":"saturday","open":"10:00","close":"14:00"},{"day":"sunday","open":"00:00","close":"00:00","is_closed":true}],"price_range":null,"review_summary":{"sources":[{"count":42,"rating":4,"platform":"google"}],"total_count":42,"distribution":{"1":9,"2":1,"3":1,"4":1,"5":30},"average_rating":4,"weighted_reputation_score":3.81},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Community involvement and partnerships","Member-owned financial services","Financial education initiatives"],"differentiators":[],"social_profiles":[{"url":"https://www.facebook.com/cutexas/","platform":"facebook"},{"url":"https://instagram.com/cutexas","platform":"instagram"},{"url":"https://www.linkedin.com/company/credit-union-of-texas/","platform":"linkedin"},{"url":"https://twitter.com/cutexas","platform":"twitter"},{"url":"https://www.youtube.com/channel/UChwlOXLgT8bBLAUa_CBEauw","platform":"youtube"},{"url":"https://www.instagram.com/cutexas/?hl=en","platform":"instagram"}],"citations":[],"last_verified_at":"2026-06-13T18:48:45.843+00:00","data_sources":["Website Scan","Schema.org Structured Data","Social Media Profiles","AI Content Analysis"],"languages_supported":["en"],"profile_language":"en","ai_readability_score":46,"claimed_at":null,"index_status":"listed","industry_category":"Credit Union","llm_optimized_summary":"A Gilmer credit union, Credit Union of Texas delivers member-owned financial services to its community. 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