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מה יקרה אם אחד מבני הזוג חלילה ימות? יאבד את כושרו לעבוד? מה הנכסים שלכם? איך תחיו בפנסיה? איך תגשימו את היעדים שלכם?רווקים רווקות, זוגות, גרושים גרושות, מבוגרים וצעירים.. לא צריך לחכות לדרך הקשה, אפשר להתכונן, לתכנן ולהתחיל לצמוח.","@type":"Answer"}},{"name":"מה זה פקמ בלת\"מ?","@type":"Question","acceptedAnswer":{"text":"פקמ בלת\"מ הינו פיקדון נזיל, אשר מומלץ לכל משפחה.מדובר בעצם בהפרשה חודשית, (עד לגבול מסויים, תלוי במשפחה), לצורך בלת\"מ, (מקרר שהתקלקל, משקפיים שנשברו וכד'..) כך שבמקרה כזה, הוצאה חד פעמית גבוהה, לא תפגע בתקציב המשפחתי ולא תערער את המשפחה מבחינה כלכלית.פקמ בלת\"מ יחד עם עוד חסכונות חשובים, מביא ליציבות כלכלית!","@type":"Answer"}}]}],"@context":"https://schema.org"},"created_at":"2026-05-14T05:53:12.120897+00:00","updated_at":"2026-07-02T21:54:37.973+00:00","faq":[{"answer":"היעוץ ואורכו, מתבססים ותלויים במצב המשפחה וברצונות שלה. ניתן לקבל ייעוץ נקודתי או ייעות הכולל ליווי מלא. תהליך ליווי מלא –בתהליך זה, מתקיימות מספר פגישות (משתנה בהתאם לצרכים) בנות כשעתיים, עם המשפחה, אך כולל ליווי וייעוץ בין הפגישות עצמן ועד כחודש לאחר הפגישה האחרונה.הליווי בין הפגישות מתבצע בשיחות טלפוניות, קבוצת וואטסאפ, ובזום בהתאם לצורך.במסגרת הליווי, המשפחה מקבלת מטלות לביצוע, וקצב ההתקדמות משתנה בהתאם לביצועים.הליווי כולל מעבר על כל העולם הכלכלי של המשפחות, החל מהשוטף וכלה בפנסיה, תוך מעבר","category":"general","question":"מה כולל היעוץ לכלכלת המשפחה וכמה זמן הוא אורך?"},{"answer":"התשובה לכך תהיה כמובן שונה ממשפחה למשפחה.בכל מקרה, לא מדובר בפתרונות קסם.העבודה היא של המשפחה, ההחלטות הן של המשפחה.במסגרת הייעוץ, אני מנתב אותם לא לדרך שלי, אלא לדרך שלהם, אשר יכול להתקיים כלכלית.היעוץ אינו כולל הנחיות בסגנון תוכניות הטלוויזיה השונות, כגון \"תפסיקו לעשן\" או \"נתקו את הכבלים\".. הבחירות אם ועל מה לוותר תהיינה אך ורק של המשפחה, לאחר שייחשפו לכלל הנתונים.בחלק מהמקרים, אחד הפתרונות יכול להיות איחוד הלוואות, או מעבר בנק או החלפת כרטיסים.. ועוד..הפיתרון נמצא בידיים של המשפחה.","category":"general","question":"אילו סוגים של פיתרונות אתה נותן?"},{"answer":"היעוץ מתאים לכל מי שמעוניין בעתיד כלכלי מרווח. לכל מי שרוצה להתחיל לחסוך כסף.. לעצמו.. לילדים שלו.. לעתיד שלו..לכל מי שחפץ לקבל ולדעת את כל המידע הכלכלי שלו.כמה המשפחה שלכם שווה? 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