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לפוליסות).","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"is_active":true,"created_at":"2026-05-30T17:09:31.586931+00:00","updated_at":"2026-05-30T17:09:31.567+00:00","faq":[{"answer":"לא. אין כל רלוונטיות לשאלת האשמה. השאלה היחידה הרלוונטית היא קיומם של פוליסת ביטוח חובה ורישיון נהיגה תקף. שאלת האשמה רלוונטית לפגיעת הפח ברכב. גם אם אתה אשם בתאונה, אתה זכאי לפיצוי בגין נזקי הגוף שנגרמו לך.","category":"general","question":"עשיתי תאונת דרכים שבה אני אשם. האם העובדה הזו מונעת ממני את אפשרות תביעה?"},{"answer":"לא. בתאונות דרכים, כאשר התביעה הינה על נזקי גוף, תובעים את ביטוח החובה של הרכב שבו נסעת בעת התאונה.","category":"general","question":"אני לא אשם בתאונה, האם תובעים את הרכב הפוגע, האשם בתאונה?"},{"answer":"הרכב שבו נהגת/נסעת הינו הרכב שאותו תובעים בגין נזקי גוף (ביטוח החובה של הרכב).","category":"general","question":"הייתי מעורב בתאונת שרשרת, את מי עלי לתבוע על נזקי הגוף?"},{"answer":"בוודאי. בהתאם לחוק, ההתיישנות על תביעות מסוג זה הינה 7 שנים ממועד 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