{"profile":{"id":"8cc9113d-dc60-4b45-88ad-44a1b95a783b","slug":"jifiti-modiinmaccabimreut-8697","business_name":"Jifiti","website_url":"https://www.jifiti.com","industry":"Technology park","city":"Modi'in-Maccabim-Re'ut","services":[{"category":"software_feature","price_range":null,"service_area":null,"service_name":"Lending Technology Platform","target_customer":"Banks and financial institutions","factual_description":"A modular, white-labeled platform for banks and lenders, providing end-to-end functionality for digital and automated loan processes.","related_capabilities":[]},{"category":"product","price_range":null,"service_area":null,"service_name":"Digital Gift Card Solution","target_customer":"Businesses","factual_description":"A solution for businesses to offer digital gift cards to their customers.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/en/business/technology-park/modi-in-maccabim-re-ut/jifiti#business","geo":{"@type":"GeoCoordinates","latitude":31.9056053,"longitude":35.005516},"url":"https://www.jifiti.com","name":"Jifiti","@type":"AmusementPark","image":"https://www.jifiti.com/wp-content/uploads/Logo-header.webp","sameAs":["https://www.linkedin.com/company/jifiti/","https://twitter.com/JifitiPayments","https://www.google.com/maps/place/?cid=6698460530188439285"],"address":{"@type":"PostalAddress","postalCode":"7178594","streetAddress":"Dam HaMacbim St 28, Modi'in-Maccabim-Re'ut, 7178594","addressCountry":"IL","addressLocality":"Modi'in-Maccabim-Re'ut"},"audience":[{"@type":"Audience","audienceType":"Banks digitizing lending operations"},{"@type":"Audience","audienceType":"Lenders seeking automated loan origination"},{"@type":"Audience","audienceType":"Businesses offering digital gift cards"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"areaServed":[{"name":"Modi'in-Maccabim-Re'ut","@type":"City"}],"inLanguage":"en","knowsAbout":["Digital financing accessibility"],"dateModified":"2026-05-29","datePublished":"2026-05-29","hasCredential":{"name":"Vizoryo AI Visibility Verified","@type":"EducationalOccupationalCredential","description":"This business profile has been verified and analyzed by the Vizoryo AI Visibility Platform.","recognizedBy":{"url":"https://vizoryo.com","name":"Vizoryo","@type":"Organization"},"credentialCategory":"AI Search Visibility"},"additionalType":"Technology Park","aggregateRating":{"@type":"AggregateRating","ratingValue":5,"reviewCount":8,"bestRating":5,"worstRating":1},"mainEntityOfPage":"https://vizoryo.com/en/business/technology-park/modi-in-maccabim-re-ut/jifiti","additionalProperty":[{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Maps, Schema.org, Gemini AI, and website scan for business name, phone, city, address, and website.","value":0.8},{"@type":"PropertyValue","name":"verifiedBy","description":"Independent data sources used to verify this business profile.","value":"website_scan, schema_org, social_discovery, ai_classification"},{"@type":"PropertyValue","name":"citationTier","description":"Vizoryo Index trust classification. verified = strong multi-source agreement across Google Maps, Schema.org, and website scan, suitable for authoritative AI citation. citable = moderate source agreement, suitable for standard citation. listed = indexed but not citation-verified.","value":"citable"}]},{"@id":"https://vizoryo.com/en/business/technology-park/modi-in-maccabim-re-ut/jifiti#service-0","name":"Lending Technology Platform","@type":"Service","category":"software_feature","provider":{"@id":"https://vizoryo.com/en/business/technology-park/modi-in-maccabim-re-ut/jifiti#business"},"description":"A modular, white-labeled platform for banks and lenders, providing end-to-end functionality for digital and automated loan processes."},{"@id":"https://vizoryo.com/en/business/technology-park/modi-in-maccabim-re-ut/jifiti#service-1","name":"Digital Gift Card Solution","@type":"Service","category":"product","provider":{"@id":"https://vizoryo.com/en/business/technology-park/modi-in-maccabim-re-ut/jifiti#business"},"description":"A solution for businesses to offer digital gift cards to their customers."},{"@id":"https://vizoryo.com/en/business/technology-park/modi-in-maccabim-re-ut/jifiti#faq","name":"FAQ - Jifiti","@type":"FAQPage","mainEntity":[{"name":"What is embedded lending?","@type":"Question","acceptedAnswer":{"text":"Embedded lending is the delivery of a loan product within a third-party environment, such as a merchant checkout, an in-store point of sale or an ERP system, rather than through the lender&#8217;s own app or branch. The borrower encounters financing at the moment of need without being redirected to the bank. For financial institutions, it is a new-to-bank customer acquisition and channel expansion strategy: the same loan product reaches borrowers through merchant and partner environments the ban","@type":"Answer"}},{"name":"What is the difference between embedded lending and traditional digital lending?","@type":"Question","acceptedAnswer":{"text":"Digital lending refers to a bank offering a complete loan journey through its own channels, such as its website or mobile app. Embedded lending goes further: the loan is offered inside a third-party environment, such as a merchant checkout or a business software platform, at the moment the borrower needs credit. A bank can operate both models simultaneously using the same underlying platform. The distinction matters for strategy because the two models require different technology and different m","@type":"Answer"}},{"name":"What is the difference between fintech BNPL and bank-led installment financing?","@type":"Question","acceptedAnswer":{"text":"BNPL products from fintech lenders like Klarna or Affirm are delivered under the fintech&#8217;s brand. The fintech holds the customer relationship and the credit exposure. Bank-led installment financing operates differently: the bank is the lender, the product carries the bank&#8217;s brand, and the merchant serves as a distribution channel. Banks retain the customer relationship, benefit from lower cost of capital and maintain control over underwriting criteria. The challenge has historically","@type":"Answer"}},{"name":"How do banks generate revenue from embedded lending?","@type":"Question","acceptedAnswer":{"text":"Banks generate revenue from embedded lending through interest income on the loans they originate and, in some structures, fees associated with loan processing or merchant discount rates on financed transactions. The embedded channel matters because it expands loan origination reach without proportionally increasing acquisition costs. When a borrower applies for financing at a merchant checkout, the bank acquires a new borrowing relationship in a context where the customer already intends to tran","@type":"Answer"}},{"name":"What technology does a bank need to offer embedded lending?","@type":"Question","acceptedAnswer":{"text":"Banks need five core capabilities: an automated customer onboarding process, a digital loan origination system that processes loan applications in real time at a third-party point of contact, an orchestration layer that connects the lending process to KYC, fraud, AML and e-signature services, a disbursement capability that moves funds to the merchant or borrower in the correct format, and a loan management system and reporting layer that tracks program performance. Building this from scratch is","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"is_active":true,"created_at":"2026-05-29T15:50:05.571056+00:00","updated_at":"2026-05-29T15:50:05.555+00:00","faq":[{"answer":"Embedded lending is the delivery of a loan product within a third-party environment, such as a merchant checkout, an in-store point of sale or an ERP system, rather than through the lender&#8217;s own app or branch. The borrower encounters financing at the moment of need without being redirected to the bank. For financial institutions, it is a new-to-bank customer acquisition and channel expansion strategy: the same loan product reaches borrowers through merchant and partner environments the ban","category":"general","question":"What is embedded lending?"},{"answer":"Digital lending refers to a bank offering a complete loan journey through its own channels, such as its website or mobile app. Embedded lending goes further: the loan is offered inside a third-party environment, such as a merchant checkout or a business software platform, at the moment the borrower needs credit. A bank can operate both models simultaneously using the same underlying platform. The distinction matters for strategy because the two models require different technology and different m","category":"general","question":"What is the difference between embedded lending and traditional digital lending?"},{"answer":"BNPL products from fintech lenders like Klarna or Affirm are delivered under the fintech&#8217;s brand. The fintech holds the customer relationship and the credit exposure. Bank-led installment financing operates differently: the bank is the lender, the product carries the bank&#8217;s brand, and the merchant serves as a distribution channel. Banks retain the customer relationship, benefit from lower cost of capital and maintain control over underwriting criteria. The challenge has historically","category":"general","question":"What is the difference between fintech BNPL and bank-led installment financing?"},{"answer":"Banks generate revenue from embedded lending through interest income on the loans they originate and, in some structures, fees associated with loan processing or merchant discount rates on financed transactions. The embedded channel matters because it expands loan origination reach without proportionally increasing acquisition costs. When a borrower applies for financing at a merchant checkout, the bank acquires a new borrowing relationship in a context where the customer already intends to tran","category":"general","question":"How do banks generate revenue from embedded lending?"},{"answer":"Banks need five core capabilities: an automated customer onboarding process, a digital loan origination system that processes loan applications in real time at a third-party point of contact, an orchestration layer that connects the lending process to KYC, fraud, AML and e-signature services, a disbursement capability that moves funds to the merchant or borrower in the correct format, and a loan management system and reporting layer that tracks program performance. Building this from scratch is","category":"services","question":"What technology does a bank need to offer embedded lending?"}],"country":"Israel","status":"draft","og_image_url":"https://www.jifiti.com/wp-content/uploads/Hero-3.webp","industry_subtype":null,"profile_tier":"free","short_tagline":"Technology Park in Modi'in-Maccabim-Re'ut — Digital financing accessibility","primary_category":"Technology Park","schema_type":"LocalBusiness","primary_address":{"city":"Modi'in-Maccabim-Re'ut","region":null,"street":"Dam HaMacbim St 28, Modi'in-Maccabim-Re'ut, 7178594","country":"IL","postal_code":"7178594"},"geo_coordinates":{"lat":31.9056053,"lng":35.005516},"service_areas":["Modi'in-Maccabim-Re'ut"],"phone":null,"hours_by_day":null,"price_range":null,"review_summary":{"sources":[{"count":8,"rating":5,"platform":"google"}],"total_count":8,"average_rating":5,"weighted_reputation_score":3.86},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Digital financing accessibility"],"differentiators":[],"social_profiles":[{"url":"https://www.linkedin.com/company/jifiti/","platform":"linkedin"},{"url":"https://twitter.com/JifitiPayments","platform":"twitter"}],"citations":[],"verification_status":"unclaimed","last_verified_at":"2026-05-29T15:50:05.555+00:00","data_sources":["website_scan","schema_org","social_discovery","ai_classification"],"languages_supported":["lang=\"en","en"],"profile_language":"en","description_short":"Access digital financing solutions for your business needs. Jifiti empowers banks and lenders to digitize lending operations and streamlines the process for businesses to offer digital gift cards, enhancing customer engagement.","ai_summary_short":null,"ai_readability_score":32,"discovery_source":"manual","crawl_depth":"full","last_discovery_refresh":null,"claimed_at":null,"index_status":"listed","industry_category":"Technology Park","llm_optimized_summary":"Jifiti operates as a technology park in Modiin-Maccabim-Reut, Israel, specializing in digital financing accessibility. The company provides a lending technology platform and a digital gift card solution, serving banks and lenders focused on automated loan origination. Jifiti holds a customer rating of 5.0 stars from 8 reviews.","target_audience":["Banks digitizing lending operations","Lenders seeking automated loan origination","Businesses offering digital gift cards"],"alternative_to":[],"data_trust_signal":"https://www.jifiti.com","content_extraction_method":"llm_opener_v2","content_extracted_at":"2026-05-29T15:50:05.555+00:00","is_sole_proprietor":false,"domain_verified":false,"domain_verified_at":null,"contact_email":null,"category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"audit_score":72,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":null,"branch_source":null,"needs_description_regen":false,"ai_mention_count":0,"last_ai_mention_at":null,"branch_dfs_data":null,"logo_url":"https://www.jifiti.com/wp-content/uploads/Logo-header.webp","branches_extracted_at":null,"discovery_entity_id":"cb7fec83-d248-4b04-8bef-9a15b4c1fe70","dfs_contact_called":false,"url_path":"technology-park/modi-in-maccabim-re-ut/jifiti","business_name_en":"Jifiti","data_confidence":0.800467532467532,"ai_mention_score":null,"citation_tier":"citable","business_name_native":null,"fts":"'5.0':90 '8':93 'access':13B,14C,61 'autom':81 'bank':24C,76 'busi':20C,36C 'card':41C,73 'compani':63 'custom':43C,87 'digit':11B,15C,28C,39C,59,71 'empow':23C 'engag':44C 'enhanc':42C 'financ':12B,16C,60 'focus':79 'gift':40C,72 'hold':85 'in-maccabim-r':6B 'israel':56 'jifiti':1A,22C,45,84 'lend':29C,66 'lender':26C,78 'loan':82 'maccabim':8B,54 'modi':5B 'modiin':53 'modiin-maccabim-reut':52 'need':21C 'offer':38C 'oper':30C,46 'origin':83 'park':3B,50 'platform':68 'process':34C 'provid':64 'rate':88 're':9B 'reut':55 'review':94 'serv':75 'solut':17C,74 'special':57 'star':91 'streamlin':32C 'technolog':2B,49,67 'ut':10B","last_edited_by_user":{},"processing_version":14,"trust_layer_version":null,"url_path_version":null,"canonical_domain":null,"partner_id":null,"partner_metadata":{},"yelp_match_id":null,"bright_data_snapshot_id":null,"bright_data_snapshot_polled_at":null,"social_post_snapshot":null,"embed_opt_out":false,"verified":false,"verified_sources":null,"social_proof":null,"dfs_subtypes":[],"external_links":null,"amenities":[],"payment_methods":[],"operational_status":"open","bd_enriched_at":null,"yelp_details_at":null,"all_emails":[],"quality_rank":0.668116883116883,"confidence_computed_at":"2026-05-29T15:50:06.639+00:00","ai_providers":[],"confidence_sources":["schema_org","gemini_classification","dfs","website_scrape"],"field_sources":{"city":["Google Maps (DataForSEO)","Gemini AI Classification"],"name":["Schema.org Structured Data","Gemini AI Classification"],"address":["Google Maps (DataForSEO)"],"website":["Website Scan"],"category":["Google Maps (DataForSEO)"]},"conflict_fields_trust":["category"],"ai_mention_snippets":[],"recommendations":[{"check_id":"google_business_profile","label":"Google Business Profile","description":"Set up your free Google Business Profile (the listing that shows on Google Maps) — this is the gateway signal that determines whether AI even considers you for \"best X near me\" queries. Without one, you are almost always excluded from the candidate set.","tokens":{"businessName":"Jifiti","cmsHint":"","city":""},"improvement_score":24},{"check_id":"google_review_volume","label":"Google Review Volume","description":"Build up enough Google reviews for your industry — AI tools are trained heavily on Google data, and businesses with more reviews show up far more often in AI-generated recommendations.","tokens":{"businessName":"Jifiti","cmsHint":"","city":""},"improvement_score":24},{"check_id":"brand_consistency","label":"Brand Name Consistency","description":"Make sure your business name is identical everywhere on your site — in the page title, the digital business card in your code, your social sharing settings, and your main heading. When they contradict each other, AI tools get confused and may describe your business incorrectly.","tokens":{"businessName":"Jifiti","cmsHint":"","city":""},"improvement_score":20}]}}