{"profile":{"id":"970f02e6-35ca-4e51-90d8-e2acee4ec902","slug":"jj-credit-repair-palmview-f445","business_name":"JJ Credit Repair","website_url":"https://jayjaycreditrepair.com","industry":"Credit counseling service","city":"Palmview","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Credit Score Improvement","target_customer":"Individuals aiming to raise their credit score","factual_description":"Services focused on increasing credit scores by addressing negative items on credit reports.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Credit Report Cleanup","target_customer":"Clients with negative items impacting their credit history","factual_description":"Assistance with removing various negative accounts from credit reports, including bankruptcies and collections.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Free Credit Consultation & Analysis","target_customer":"Prospective clients seeking initial credit assessment","factual_description":"Provides a complimentary consultation and in-depth analysis of credit reports, along with recommendations.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#business","geo":{"@type":"GeoCoordinates","latitude":26.2382787,"longitude":-98.3828202},"url":"https://jayjaycreditrepair.com","name":"JJ Credit Repair","@type":"LocalBusiness","hasMap":"https://www.google.com/maps/place/?cid=11155598077560112038","sameAs":["https://www.facebook.com/jjcreditrepair/","https://www.google.com/maps/place/?cid=11155598077560112038"],"slogan":"Credit Counseling Service in Palmview — Guidance on credit scoring techniques","address":{"@type":"PostalAddress","postalCode":"78572","addressRegion":"Texas","streetAddress":"1106 W Veterans Blvd # C","addressCountry":"US","addressLocality":"Palmview"},"audience":[{"@type":"Audience","audienceType":"Consumers with negative credit report items"},{"@type":"Audience","audienceType":"People aiming for financial goal achievement"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+19568620089","areaServed":[{"name":"Palmview","@type":"City"}],"identifier":[{"@type":"PropertyValue","value":"ChIJ3WmkIG-pZYYRpkMAvlil0Jo","propertyID":"Google Place ID"},{"@type":"PropertyValue","propertyID":"VizoryoProfileID","value":"vizoryo:profile:970f02e6-35ca-4e51-90d8-e2acee4ec902"}],"inLanguage":"en","knowsAbout":["Guidance on credit scoring techniques"],"dateModified":"2026-07-08T06:39:09.482Z","datePublished":"2026-07-08","additionalType":"Credit Counseling Service","mainEntityOfPage":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair","openingHoursSpecification":[{"@type":"OpeningHoursSpecification","opens":"10:00","closes":"17:00","dayOfWeek":"Monday"},{"@type":"OpeningHoursSpecification","opens":"10:00","closes":"17:00","dayOfWeek":"Tuesday"},{"@type":"OpeningHoursSpecification","opens":"10:00","closes":"17:00","dayOfWeek":"Wednesday"},{"@type":"OpeningHoursSpecification","opens":"10:00","closes":"17:00","dayOfWeek":"Thursday"},{"@type":"OpeningHoursSpecification","opens":"10:00","closes":"17:00","dayOfWeek":"Friday"}],"additionalProperty":[{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Business Profile, structured data, AI analysis, and a website scan for business name, phone, city, address, and website.","value":0.88},{"@type":"PropertyValue","name":"sourcesCrossChecked","description":"Count of public sources this record was read from and compared across for the core business details (name, phone, address, city, category, website). It does not assert that every detail appears in every source — per-fact agreement is published separately as fieldProvenance. The sources are not necessarily independent of one another. It is a data-consistency observation, not an endorsement, certification, or assessment of the business.","value":"4 public sources"},{"@type":"PropertyValue","name":"recordStatus","description":"Vizoryo record status. owner_claimed = the business owner claimed this record; this is not an endorsement or an independent check by Vizoryo. community_confirmed = a signed-in person confirmed the details look right; not necessarily the owner, and not an owner claim. owner_submitted = the details were typed in by someone who says they run the business; nobody has checked them and no audit ran. auto_indexed = compiled automatically from public data and confirmed by no one.","value":"auto_indexed"},{"@type":"PropertyValue","name":"fieldProvenance","description":"Per-field provenance: how many of the public sources read for this record carried each key business fact, and how strongly they agree. Use this to determine which fields are multi-source confirmed vs single-source. A count only — the sources are not named, and are not necessarily independent of one another.","value":"{\"name\":{\"source_count\":1,\"confidence\":0.6},\"phone\":{\"source_count\":2,\"confidence\":1},\"address\":{\"source_count\":1,\"confidence\":0.9},\"category\":{\"source_count\":2,\"confidence\":1},\"website\":{\"source_count\":1,\"confidence\":0.4},\"hours\":{\"source_count\":1,\"confidence\":0.9}}"}]},{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#service-0","name":"Credit Score Improvement","@type":"Service","category":"service","provider":{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#business"},"description":"Services focused on increasing credit scores by addressing negative items on credit reports."},{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#service-1","name":"Credit Report Cleanup","@type":"Service","category":"service","provider":{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#business"},"description":"Assistance with removing various negative accounts from credit reports, including bankruptcies and collections."},{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#service-2","name":"Free Credit Consultation & Analysis","@type":"Service","category":"service","provider":{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#business"},"description":"Provides a complimentary consultation and in-depth analysis of credit reports, along with recommendations."},{"@id":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair#faq","name":"FAQ - JJ Credit Repair","@type":"FAQPage","mainEntity":[{"name":"Is Credit Training legal?","@type":"Question","acceptedAnswer":{"text":"​Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called \"The Fair Credit Reporting Act.\" The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediat","@type":"Answer"}},{"name":"​Is Credit Training and Education worth my time and money?","@type":"Question","acceptedAnswer":{"text":"Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your r","@type":"Answer"}},{"name":"​What can I expect when I enroll in Credit Education?","@type":"Question","acceptedAnswer":{"text":"We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, w","@type":"Answer"}},{"name":"What is your 100% Guarantee?","@type":"Question","acceptedAnswer":{"text":"You are entitled to a 100% refund on all monthly payments if:- You do not see any changes on your credit at the end of the process. - You agree to keep a monitoring service so we can monitor your credit as we go. (Clients should receive updated credit reports every 30 days. It is the client's responsibility to make us aware if updated reports have not been received).​","@type":"Answer"}}]}],"@context":"https://schema.org"},"created_at":"2026-07-08T06:39:09.5005+00:00","updated_at":"2026-07-08T06:39:09.485+00:00","faq":[{"answer":"Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called \"The Fair Credit Reporting Act.\" The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediat","category":"general","question":"Is Credit Training legal?"},{"answer":"Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your r","category":"general","question":"Is Credit Training and Education worth my time and money?"},{"answer":"We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, w","category":"general","question":"What can I expect when I enroll in Credit Education?"},{"answer":"You are entitled to a 100% refund on all monthly payments if:- You do not see any changes on your credit at the end of the process. - You agree to keep a monitoring service so we can monitor your credit as we go. (Clients should receive updated credit reports every 30 days. It is the client's responsibility to make us aware if updated reports have not been received).","category":"trust","question":"What is your 100% Guarantee?"}],"country":"United States","og_image_url":"http://jayjaycreditrepair.com/uploads/1/3/1/5/131582888/jj-credit-pic-2.jpg","industry_subtype":null,"profile_tier":"free","short_tagline":"Credit Counseling Service in Palmview — Guidance on credit scoring techniques","primary_category":"Credit Counseling Service","schema_type":"LocalBusiness","primary_address":{"city":"Palmview","region":"Texas","street":"1106 W Veterans Blvd # C","country":"US","postal_code":"78572"},"geo_coordinates":{"lat":26.2382787,"lng":-98.3828202},"service_areas":["Palmview"],"phone":"+19568620089","hours_by_day":[{"day":"monday","open":"10:00","close":"17:00"},{"day":"tuesday","open":"10:00","close":"17:00"},{"day":"wednesday","open":"10:00","close":"17:00"},{"day":"thursday","open":"10:00","close":"17:00"},{"day":"friday","open":"10:00","close":"17:00"},{"day":"saturday","open":"00:00","close":"00:00","is_closed":true},{"day":"sunday","open":"00:00","close":"00:00","is_closed":true}],"price_range":null,"review_summary":{"sources":[{"count":18,"rating":4.8,"platform":"google"}],"total_count":18,"distribution":{"1":1,"2":0,"3":0,"4":0,"5":17},"average_rating":4.8},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Guidance on credit scoring techniques"],"differentiators":[],"social_profiles":[{"url":"https://www.facebook.com/jjcreditrepair/","platform":"facebook"}],"citations":[],"data_sources":["Website Scan","Google Business Profile","Social Media Profiles","AI Content Analysis"],"languages_supported":["en"],"profile_language":"en","ai_readability_score":47,"claimed_at":null,"index_status":"listed","industry_category":"Credit Counseling Service","llm_optimized_summary":"A Palmview credit counseling service, JJ Credit Repair specializes in Credit Score Improvement and Credit Report Cleanup. The company provides Free Credit Consultation & Analysis, offering guidance on various credit scoring techniques. It serves consumers with negative credit report items and individuals working towards financial goal achievement.","target_audience":["Consumers with negative credit report items","People aiming for financial goal achievement"],"alternative_to":[],"data_trust_signal":"https://jayjaycreditrepair.com","category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":"ChIJ3WmkIG-pZYYRpkMAvlil0Jo","ai_mention_count":0,"last_ai_mention_at":null,"logo_url":"https://icons.duckduckgo.com/ip3/jayjaycreditrepair.com.ico","url_path":"credit-counseling-service/palmview/jj-credit-repair","business_name_en":"JJ Credit Repair","data_confidence":0.875870967741936,"ai_mention_score":null,"business_name_native":null,"canonical_domain":null,"social_proof":null,"external_links":{"maps_url":"https://www.google.com/maps/place/?cid=11155598077560112038","facebook_url":"https://www.facebook.com/jjcreditrepair/"},"amenities":[],"payment_methods":[],"operational_status":"open","is_software_product":false,"field_audit_trail":null,"amenities_typed":null,"industry_canonical":"Credit Counseling Service","name_forms":["JJ Credit Repair"],"same_as":["https://jayjaycreditrepair.com","https://www.google.com/maps/place/?cid=11155598077560112038","https://www.facebook.com/jjcreditrepair/"],"platform_signals":{"google":{"rating":4.8,"place_id":"ChIJ3WmkIG-pZYYRpkMAvlil0Jo","listing_claimed_on_google":true,"review_count":18}},"record_checked_at":"2026-07-08T06:39:09.485+00:00","trust_state":"indexed","record_status":"auto_indexed","profile_completeness":{"filled":12,"total":15,"tier_unlocks":{"statistics":0,"intent_segments":0,"knowsabout_depth":0,"buyer_faq":0}},"freshness_days":106,"confirmation_count":0,"vizoryo_profile_id":"vizoryo:profile:970f02e6-35ca-4e51-90d8-e2acee4ec902","canonical_summary":"A Palmview credit counseling service, JJ Credit Repair specializes in Credit Score Improvement and Credit Report Cleanup. The company provides Free Credit Consultation & Analysis, offering guidance on various credit scoring techniques. It serves consumers with negative credit report items and individuals working towards financial goal achievement.","citation":{"profile_url":"https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair","record_status":"auto_indexed","index_status":"listed","vizoryo_profile_id":"vizoryo:profile:970f02e6-35ca-4e51-90d8-e2acee4ec902","source_url":"https://jayjaycreditrepair.com","name":"JJ Credit Repair","recommended_citation":"JJ Credit Repair — business identity (auto-indexed from public data; not confirmed by anyone) on Vizoryo. Source: https://www.vizoryo.com/en/business/credit-counseling-service/palmview/jj-credit-repair"},"confidence_computed_at":"2026-07-08T06:39:11.587+00:00","ai_providers":[],"confidence_sources":["AI Content Analysis","Google Business Profile","Website Scan"],"field_provenance":[{"field":"name","source_count":1,"confidence":0.6,"updated_at":"2026-07-08T06:39:11.587+00:00","confirmed_by":"ai_analysis"},{"field":"phone","source_count":2,"confidence":1,"updated_at":"2026-07-08T06:39:11.587+00:00","confirmed_by":"cross_source"},{"field":"address","source_count":1,"confidence":0.9,"updated_at":"2026-07-08T06:39:11.587+00:00","confirmed_by":"public_source"},{"field":"category","source_count":2,"confidence":1,"updated_at":"2026-07-08T06:39:11.587+00:00","confirmed_by":"cross_source"},{"field":"website","source_count":1,"confidence":0.4,"updated_at":"2026-07-08T06:39:11.587+00:00","confirmed_by":"public_source"},{"field":"hours","source_count":1,"confidence":0.9,"updated_at":"2026-07-08T06:39:11.587+00:00","confirmed_by":"public_source"}],"recommendations":[{"check_id":"schema_depth","label":"AI Business Card Completeness","description":"Fill out your digital business card in your website code with your name, description, address, phone, hours, and photos — AI tools rely on these details to give accurate answers about your business, and missing fields mean missed recommendations.","tokens":{"businessName":"JJ Credit Repair","cmsHint":"","city":"Palmview"},"priority":"high"},{"check_id":"service_pages","label":"Service Pages Coverage","description":"Create a separate page for each service or product you offer — AI tools need individual pages to recommend you for specific searches like \"best plumber near me\" or \"birthday cakes in Tel Aviv\".","tokens":{"businessName":"JJ Credit Repair","cmsHint":"","city":"Palmview"},"priority":"high"},{"check_id":"google_review_volume","label":"Review Volume","description":"Build up enough reviews for your industry — AI tools weight businesses with more reviews far more often in recommendations. Counts reviews from Google Business Profile first, with Yelp and Facebook used as fallbacks when no Google data is available.","tokens":{"businessName":"JJ Credit Repair","cmsHint":"","city":"Palmview"},"priority":"high"}]}}