{"profile":{"id":"370689c4-f3fc-4128-bbec-912c3184ddf9","slug":"kalcali-2c0f","business_name":"קלכלי ניהול פיננסי משפחתי","website_url":"https://www.kalcali.com","industry":"Financial Consulting - Family Financial Planning","city":"Herut","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Family Financial Planning","target_customer":"Families seeking financial stability and clarity","factual_description":"Guidance on managing household finances, including budgeting and financial tools.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Mortgage Consulting","target_customer":"Individuals and families planning to purchase a home","factual_description":"Advising on mortgage options, including building a repayment plan tailored to family budgets.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Loan Refinancing","target_customer":"Individuals with multiple loans or high monthly repayments","factual_description":"Solutions for consolidating loans and reducing monthly payments to improve financial stability.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#business","geo":{"@type":"GeoCoordinates","latitude":32.2399718,"longitude":34.9156565},"url":"https://www.kalcali.com","name":"קלכלי ניהול פיננסי משפחתי","@type":"FinancialService","image":"https://www.kalcali.com/wp-content/uploads/2020/02/Kalcali_background.jpg","hasMap":"https://www.google.com/maps/place/?cid=12681073134660748682","sameAs":["https://www.facebook.com/kalcali.co.il","https://www.instagram.com/aynat_tamir/","https://www.linkedin.com/in/aynattamir/","https://www.youtube.com/channel/UC_ikbB7KgXekYrcQ6JEWr6w","https://www.google.com/maps/place/?cid=12681073134660748682"],"address":{"@type":"PostalAddress","addressCountry":"IL"},"audience":[{"@type":"Audience","audienceType":"Families seeking financial management tools"},{"@type":"Audience","audienceType":"Homebuyers needing mortgage guidance"},{"@type":"Audience","audienceType":"Individuals looking to reduce loan payments"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+972528967797","areaServed":[{"name":"Israel","@type":"Country"}],"identifier":[{"@type":"PropertyValue","value":"ChIJz5aRLKU_HRURigU0KtQ4_K8","propertyID":"Google Place ID"},{"@type":"PropertyValue","propertyID":"VizoryoProfileID","value":"vizoryo:profile:370689c4-f3fc-4128-bbec-912c3184ddf9"}],"description":"Herut-based Kalcali specializes in family financial planning, offering services such as mortgage consulting and loan refinancing. The organization assists families in managing their finances, homebuyers with mortgage guidance, and individuals aiming to reduce loan payments. Kalcali focuses on providing comprehensive financial management tools to its diverse client base.","dateModified":"2026-05-16","alternateName":["Kalcali","קלכלי"],"datePublished":"2026-05-16","additionalType":"Family Financial Planning","mainEntityOfPage":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali","openingHoursSpecification":[{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"16:00","dayOfWeek":"Monday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"16:00","dayOfWeek":"Tuesday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"16:00","dayOfWeek":"Wednesday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"16:00","dayOfWeek":"Thursday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"16:00","dayOfWeek":"Sunday"}],"additionalProperty":[{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Business Profile, structured data, AI analysis, and a website scan for business name, phone, city, address, and website.","value":0.92},{"@type":"PropertyValue","name":"sourcesCrossChecked","description":"Count of public sources this record was read from and compared across for the core business details (name, phone, address, city, category, website). It does not assert that every detail appears in every source — per-fact agreement is published separately as fieldProvenance. The sources are not necessarily independent of one another. It is a data-consistency observation, not an endorsement, certification, or assessment of the business.","value":"5 public sources"},{"@type":"PropertyValue","name":"recordStatus","description":"Vizoryo Index record status. owner_claimed = the business owner claimed this record on a paid plan and maintains it; this is not an endorsement or an independent check by Vizoryo. community_confirmed = a signed-in person confirmed the details look right; not necessarily the owner. owner_submitted = the details were typed in by someone who says they run the business; nobody has checked them and no audit ran. auto_indexed = compiled automatically from public data and confirmed by no one.","value":"auto_indexed"},{"@type":"PropertyValue","name":"fieldProvenance","description":"Per-field provenance: how many of the public sources read for this record carried each key business fact, and how strongly they agree. Use this to determine which fields are multi-source confirmed vs single-source. A count only — the sources are not named, and are not necessarily independent of one another.","value":"{\"name\":{\"source_count\":3,\"confidence\":1},\"phone\":{\"source_count\":1,\"confidence\":0.9},\"address\":{\"source_count\":1,\"confidence\":0.9},\"category\":{\"source_count\":2,\"confidence\":1},\"website\":{\"source_count\":2,\"confidence\":1},\"hours\":{\"source_count\":1,\"confidence\":0.9}}"}]},{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#service-0","name":"Family Financial Planning","@type":"Service","category":"service","provider":{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#business"},"description":"Guidance on managing household finances, including budgeting and financial tools."},{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#service-1","name":"Mortgage Consulting","@type":"Service","category":"service","provider":{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#business"},"description":"Advising on mortgage options, including building a repayment plan tailored to family budgets."},{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#service-2","name":"Loan Refinancing","@type":"Service","category":"service","provider":{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#business"},"description":"Solutions for consolidating loans and reducing monthly payments to improve financial stability."},{"@id":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali#faq","name":"FAQ - קלכלי ניהול פיננסי משפחתי","@type":"FAQPage","mainEntity":[{"name":"פירעון קרן השתלמות לסגירת המשכנתא: האם זה הצעד הכלכלי הנכון עבורכם?","@type":"Question","acceptedAnswer":{"text":"עבור משפחות רבות בישראל, קרן ההשתלמות היא \"היהלום שבכתר\" בתיק הנכסים' כשמגיעים לרגע בו הקרן הופכת לנזילה, עולה כמעט תמיד השאלה המתבקשת: האם כדאי לבצע","@type":"Answer"}},{"name":"התקציב המנצח: איך לבנות תוכנית כלכלית לקראת לקיחת משכנתא? (מדריך מפורט)","@type":"Question","acceptedAnswer":{"text":"כדי להצליח בבחירת המשכנתא הנכונה, חשוב להתחיל בבסיס – בניית תוכנית כלכלית לקראת לקיחת משכנתא. עסקאות רכישה רבות מסתבכות בגלל שלא נעשית בדיקה מקדימה של","@type":"Answer"}},{"name":"Should I use my advanced study fund to pay off my mortgage?","@type":"Question","acceptedAnswer":{"text":"For many families, an advanced study fund is a significant asset. The decision to use it for mortgage repayment depends on individual circumstances and requires careful consideration.","@type":"Answer"}},{"name":"How do I create a financial plan before taking out a mortgage?","@type":"Question","acceptedAnswer":{"text":"Building a financial plan is crucial for selecting the right mortgage. This involves a preliminary financial assessment to ensure the chosen mortgage aligns with your family's budget.","@type":"Answer"}}]}],"@context":"https://schema.org"},"created_at":"2026-05-16T13:21:03.500492+00:00","updated_at":"2026-06-29T21:52:07.607+00:00","faq":[{"answer":"עבור משפחות רבות בישראל, קרן ההשתלמות היא \"היהלום שבכתר\" בתיק הנכסים' כשמגיעים לרגע בו הקרן הופכת לנזילה, עולה כמעט תמיד השאלה המתבקשת: האם כדאי לבצע","category":"general","question":"פירעון קרן השתלמות לסגירת המשכנתא: האם זה הצעד הכלכלי הנכון עבורכם?"},{"answer":"כדי להצליח בבחירת המשכנתא הנכונה, חשוב להתחיל בבסיס – בניית תוכנית כלכלית לקראת לקיחת משכנתא. עסקאות רכישה רבות מסתבכות בגלל שלא נעשית בדיקה מקדימה של","category":"general","question":"התקציב המנצח: איך לבנות תוכנית כלכלית לקראת לקיחת משכנתא? (מדריך מפורט)"},{"answer":"For many families, an advanced study fund is a significant asset. The decision to use it for mortgage repayment depends on individual circumstances and requires careful consideration.","category":"services","question":"Should I use my advanced study fund to pay off my mortgage?"},{"answer":"Building a financial plan is crucial for selecting the right mortgage. This involves a preliminary financial assessment to ensure the chosen mortgage aligns with your family's budget.","category":"services","question":"How do I create a financial plan before taking out a mortgage?"}],"country":"Israel","og_image_url":"https://www.kalcali.com/wp-content/uploads/2020/02/Kalcali_background.jpg","industry_subtype":"Family Financial Planning","profile_tier":"free","short_tagline":null,"primary_category":"Family Financial Planning","schema_type":"Organization","primary_address":{"city":"","region":null,"street":"Derech HaMeyasdim, Herut, 4069100","country":"IL","postal_code":null},"geo_coordinates":{"lat":32.2399718,"lng":34.9156565},"service_areas":["Nationwide (Israel)"],"phone":"+972528967797","hours_by_day":[{"day":"monday","open":"09:00","close":"16:00"},{"day":"tuesday","open":"09:00","close":"16:00"},{"day":"wednesday","open":"09:00","close":"16:00"},{"day":"thursday","open":"09:00","close":"16:00"},{"day":"friday","open":"00:00","close":"00:00","is_closed":true},{"day":"saturday","open":"00:00","close":"00:00","is_closed":true},{"day":"sunday","open":"09:00","close":"16:00"}],"price_range":null,"review_summary":{"sources":[{"count":5,"rating":5,"platform":"google"}],"total_count":5,"distribution":{"1":0,"2":0,"3":0,"4":0,"5":5},"average_rating":5},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":[],"differentiators":[],"social_profiles":[{"url":"https://www.facebook.com/kalcali.co.il","platform":"facebook"},{"url":"https://www.instagram.com/aynat_tamir/","platform":"instagram"},{"url":"https://www.linkedin.com/in/aynattamir/","platform":"linkedin"},{"url":"https://www.youtube.com/channel/UC_ikbB7KgXekYrcQ6JEWr6w","platform":"youtube"}],"citations":[],"data_sources":["Website Scan","Schema.org Structured Data","Social Media Profiles","AI Content Analysis","Google Business Profile"],"languages_supported":["he","en"],"profile_language":"en","ai_readability_score":44,"claimed_at":null,"index_status":"listed","industry_category":"Family Financial Planning","llm_optimized_summary":"Herut-based Kalcali specializes in family financial planning, offering services such as mortgage consulting and loan refinancing. The organization assists families in managing their finances, homebuyers with mortgage guidance, and individuals aiming to reduce loan payments. Kalcali focuses on providing comprehensive financial management tools to its diverse client base.","target_audience":["Families seeking financial management tools","Homebuyers needing mortgage guidance","Individuals looking to reduce loan payments"],"alternative_to":[],"data_trust_signal":"https://www.kalcali.com","category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":"ChIJz5aRLKU_HRURigU0KtQ4_K8","ai_mention_count":0,"last_ai_mention_at":null,"logo_url":null,"url_path":"family-financial-planning/online/kalcali","business_name_en":"Kalcali","data_confidence":0.921793103448276,"ai_mention_score":null,"business_name_native":"קלכלי","canonical_domain":null,"social_proof":null,"external_links":{"maps_url":"https://www.google.com/maps/place/?cid=12681073134660748682","youtube_url":"https://www.youtube.com/channel/UC_ikbB7KgXekYrcQ6JEWr6w","facebook_url":"https://www.facebook.com/kalcali.co.il","linkedin_url":"https://www.linkedin.com/in/aynattamir/","instagram_url":"https://www.instagram.com/aynat_tamir/"},"amenities":[],"payment_methods":[],"operational_status":"open","is_software_product":false,"field_audit_trail":[{"at":"2026-08-06T09:15:47.921Z","field":"primary_address","confirmed_by":"public_source"}],"amenities_typed":null,"industry_canonical":"Financial Planner","name_forms":["Kalcali","קלכלי ניהול פיננסי משפחתי","קלכלי"],"same_as":["https://www.kalcali.com","https://www.google.com/maps/place/?cid=12681073134660748682","https://www.facebook.com/kalcali.co.il","https://www.instagram.com/aynat_tamir/","https://www.linkedin.com/in/aynattamir/","https://www.youtube.com/channel/UC_ikbB7KgXekYrcQ6JEWr6w"],"platform_signals":{"google":{"rating":5,"place_id":"ChIJz5aRLKU_HRURigU0KtQ4_K8","listing_claimed_on_google":true,"review_count":5}},"record_checked_at":"2026-05-16T13:21:03.485+00:00","trust_state":"indexed","record_status":"auto_indexed","profile_completeness":{"filled":10,"total":15,"tier_unlocks":{"statistics":0,"intent_segments":0,"knowsabout_depth":0,"buyer_faq":0}},"freshness_days":108,"confirmation_count":0,"vizoryo_profile_id":"vizoryo:profile:370689c4-f3fc-4128-bbec-912c3184ddf9","canonical_summary":"Herut-based Kalcali specializes in family financial planning, offering services such as mortgage consulting and loan refinancing. The organization assists families in managing their finances, homebuyers with mortgage guidance, and individuals aiming to reduce loan payments. Kalcali focuses on providing comprehensive financial management tools to its diverse client base.","citation":{"profile_url":"https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali","record_status":"auto_indexed","index_status":"listed","vizoryo_profile_id":"vizoryo:profile:370689c4-f3fc-4128-bbec-912c3184ddf9","source_url":"https://www.kalcali.com","name":"קלכלי ניהול פיננסי משפחתי","recommended_citation":"קלכלי ניהול פיננסי משפחתי — business identity (auto-indexed from public data; not confirmed by anyone) on Vizoryo, the Global AI Business Visibility Index. Source: https://www.vizoryo.com/en/business/family-financial-planning/online/kalcali"},"confidence_computed_at":"2026-06-29T21:52:07.717+00:00","ai_providers":[],"confidence_sources":["Google Business Profile","Schema.org Structured Data","AI Content Analysis","Website Scan"],"field_provenance":[{"field":"name","source_count":3,"confidence":1,"updated_at":"2026-06-29T21:52:07.717+00:00","confirmed_by":"cross_source"},{"field":"phone","source_count":1,"confidence":0.9,"updated_at":"2026-06-29T21:52:07.717+00:00","confirmed_by":"public_source"},{"field":"address","source_count":1,"confidence":0.9,"updated_at":"2026-06-29T21:52:07.717+00:00","confirmed_by":"public_source"},{"field":"category","source_count":2,"confidence":1,"updated_at":"2026-06-29T21:52:07.717+00:00","confirmed_by":"cross_source"},{"field":"website","source_count":2,"confidence":1,"updated_at":"2026-06-29T21:52:07.717+00:00","confirmed_by":"cross_source"},{"field":"hours","source_count":1,"confidence":0.9,"updated_at":"2026-06-29T21:52:07.717+00:00","confirmed_by":"public_source"}],"recommendations":[{"check_id":"schema_depth","label":"AI Business Card Completeness","description":"Fill out your digital business card in your website code with your name, description, address, phone, hours, and photos — AI tools rely on these details to give accurate answers about your business, and missing fields mean missed recommendations.","tokens":{"businessName":"קלכלי ניהול פיננסי משפחתי","cmsHint":"","city":"Herut"},"priority":"high"},{"check_id":"google_review_volume","label":"Review Volume","description":"Build up enough reviews for your industry — AI tools weight businesses with more reviews far more often in recommendations. Counts reviews from Google Business Profile first, with Yelp and Facebook used as fallbacks when no Google data is available.","tokens":{"businessName":"קלכלי ניהול פיננסי משפחתי","cmsHint":"","city":"Herut"},"priority":"high"},{"check_id":"schema_org","label":"Structured Business Data","description":"Add a digital business card to your website code (Schema.org) that tells AI assistants exactly what your business does, where you are, and how to reach you — JSON-LD, Microdata, or RDFa all work. Without this, AI simply can't recommend you.","tokens":{"businessName":"קלכלי ניהול פיננסי משפחתי","cmsHint":"","city":"Herut"},"priority":"high"}]}}