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כדי לעודד התנהלות פיננסית תקינה מצד אחד ולשמור מנפילה נוספת לחובות מצד שני, ניתן לנהל חשבון בנק ביתרת זכות ולהתנהל עם כרטיס אשראי מסוג דביט במהלך ההליך.</span></p>","@type":"Answer"}},{"name":"מתי יהיה אפשר לטוס לחו\"ל?","@type":"Question","acceptedAnswer":{"text":"<p><span style=\"font-weight: 400;\">כאן המדינה \"מפעילה שרירים\" ושומרת על הנושים מפני בריחת חייבים לחו\"ל. לכן, למעט מקרים מיוחדים, צו עיכוב היציאה מהארץ יוסר רק בסוף ההליך.</span></p>","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-05-17T02:20:57.743589+00:00","updated_at":"2026-07-03T13:28:19.095+00:00","faq":[{"answer":"<p><span style=\"font-weight: 400;\">חוק חדלות פירעון מתאים לכלל אזרחי ישראל: לשכירים, לעמאיים ולעובדי מדינה הסוחבים חובות של כ 160,000 ש\"ח ומעלה. קיים הליך מקוצר בהוצאה לפועל עבור חובות שנעים בין כ 53,000 ש\"ח לכ 160,000 ש\"ח.</span></p>","category":"general","question":"מי יכול לפנות למחיקת חובות עם חוק חדלות פירעון החדש?"},{"answer":"<p><span style=\"font-weight: 400;\">ישנם גורמים רבים המשפיעים על גובה התשלומים. בחדלות פירעון המטרה היא לקבל צו תשלומים אפשרי לביצוע לפי היכולות של מגיש הבקשה. כדי להבין בערך כמה תשלמו, פנו לעו\"ד חדלות פירעון שיידע להעריך את גובה ההפטר.</span></p>","category":"general","question":"כמה משלמים בחדלות פירעון?"},{"answer":"<p><span style=\"font-weight: 400;\">כן! 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