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For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-06-13T19:11:15.842279+00:00","updated_at":"2026-06-29T21:13:36.468+00:00","faq":[{"answer":"When ​you ‍apply ​for ‍an ‍insurance ‍policy, ​you ‍will ​be ​asked ‍a ‍number ‍of ​questions. ​For ‍example, ​the ‍agent ​might ‍ask ‍you ​your ​name, ‍age, ​gender, ​address, ‍etc. ​In ​addition, ‍you ​will ​be ​asked ‍a ‍number ​of ​other ​questions ​which ‍will ​be ‍used ​to ‍determine ​how ​likely ‍you ​are ​to ‍make ​a ‍claim.When ‍an ‍insurance ​company ‍is ​deciding ​whether ‍or ‍not ‍to ​offer ​car ‍insurance ​to ‍a ​potential ‍customer, ‍it ​will ​want ‍to ​know ​about ‍the ​person’s ​previous ‍driving ​record, ​whether ​they ‍have ‍any ​recent ​accidents ​or ​tickets, ‍a","category":"general","question":"What kinds of questions should I be expected to answer when I am applying for an insurance policy? Why do insurers need so much information?"},{"answer":"By ​using ‍an ​agent ‍to ‍purchase ‍insurance, ​the ‍policyholder ​receives ​more ‍personal ‍service. ‍An ​agent ​with ‍whom ​there ‍is ​direct ‍contact ‍can ​be ​vital ‍when ​purchasing ​a ‍product ​and ​absolutely ‍necessary ​when ​filing ​a ‍claim. ‍A ​local, ​independent ​agent ​is ‍able ​to ‍deliver ​quality ‍insurance ​with ​competitive ‍pricing ​and ​local ‍personalized ​service.","category":"general","question":"What are the advantages to using an agent to purchase insurance?"},{"answer":"Most ​states ‍have ​insurance ‍laws ‍that ‍require ​drivers ‍to ​have ​at ‍least ‍some ‍automobile ​liability ​insurance. ‍These ​laws ‍were ​enacted ‍to ‍ensure ​that ​victims ‍of ​automobile ​accidents ‍receive ​compensation ​when ‍their ​losses ​are ​caused ‍by ‍the ​actions ​of ​another ​individual ‍who ​was ‍negligent.It ​is ‍often ​the ​case ‍that ​the ​cost ‍of ​repairing ‍the ‍damages ‍to ​an ‍older ​car ​is ‍greater ‍than ‍its ​value. ​In ‍these ​cases, ‍your ​insurer ‍will ‍usually ​just ​“total” ‍the ​car ​and ‍give ​you ​a ‍check ​for ​the ​car’s ‍market ‍value ​les","category":"general","question":"I have an older car whose current market value is very low - do I really need to purchase automobile insurance?"},{"answer":"Collision ​is ‍defined ​as ‍losses ‍you ‍incur ​when ‍your ​automobile ​collides ‍with ‍another ‍car ​or ​object. ‍For ​example, ‍if ​you ‍hit ‍a ​car ​in ‍a ​parking ​lot, ‍the ​damages ​to ‍your ​car ​will ​be ‍paid ‍under ​your ​collision ​coverage.Comprehensive ​provides ‍coverage ​for ‍most ​other ‍direct ​physical ​damage ‍losses ​you ​could ‍incur, ​including ‍theft. ‍For ‍example, ​damage ‍to ​your ​car ‍from ‍a ‍hailstorm ​will ​be ‍covered ​under ‍your ​comprehensive ‍coverage.","category":"general","question":"What is the difference between collision physical damage coverage and comprehensive physical damage coverage?"}],"country":"United States","og_image_url":"http://www.lavezzariins.com/images/lavezzari-insurance-logo.v1412394997.png","industry_subtype":null,"profile_tier":"free","short_tagline":"Insurance Agency in Humble — Independent agency representation","primary_category":"Insurance Agency","schema_type":"LocalBusiness","primary_address":{"city":"Humble","region":"Texas","street":"1110 Kingwood Dr STE 100, Humble, TX 77339","country":"US","postal_code":"77339"},"geo_coordinates":{"lat":30.0490142,"lng":-95.2396915},"service_areas":["Humble"],"phone":"+12813587490","hours_by_day":[{"day":"monday","open":"08:30","close":"17:00"},{"day":"tuesday","open":"08:30","close":"17:00"},{"day":"wednesday","open":"08:30","close":"17:00"},{"day":"thursday","open":"08:30","close":"17:00"},{"day":"friday","open":"08:30","close":"17:00"},{"day":"saturday","open":"00:00","close":"00:00","is_closed":true},{"day":"sunday","open":"00:00","close":"00:00","is_closed":true}],"price_range":null,"review_summary":{"sources":[{"count":3,"rating":5,"platform":"google"}],"total_count":3,"distribution":{"1":0,"2":0,"3":0,"4":0,"5":3},"average_rating":5,"weighted_reputation_score":3.66},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Independent insurance agency services","Comparing rates from multiple carriers"],"differentiators":[],"social_profiles":[],"citations":[],"last_verified_at":"2026-06-13T19:11:15.798+00:00","data_sources":["Website Scan","AI Content Analysis"],"languages_supported":["en"],"profile_language":"en","ai_readability_score":38,"claimed_at":null,"index_status":"listed","industry_category":"Insurance Agency","llm_optimized_summary":"Lavezzari Insurance operates as an independent insurance agency in Humble, United States, specializing in comparing rates from multiple carriers. 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