{"profile":{"id":"5c11a204-145e-4f4f-8706-593e1f69b473","slug":"loan-with-jen-houston-5d43","business_name":"Loan With Jen","website_url":"https://www.loanwithjen.com","industry":"Mortgage broker","city":"Houston","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Mortgage Loan Pre-Approval","target_customer":"Homebuyers needing financing confirmation","factual_description":"A process reviewing credit, income documents (pay stubs, W2s), and asset statements to verify funds for down payment and closing costs.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Residential Mortgage Lending","target_customer":"Individuals and families purchasing homes","factual_description":"Full-service residential lending with an experienced team providing expert service and on-time closings in the greater Houston area.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Mortgage Education Webinars","target_customer":"Buyers and real estate professionals seeking financing knowledge","factual_description":"Webinars and in-person events providing accurate information on financing needs for buyers and real estate professionals.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://www.vizoryo.com/en/business/mortgage-broker/houston/loan-with-jen#business","geo":{"@type":"GeoCoordinates","latitude":29.7861353,"longitude":-95.6154875},"url":"https://www.loanwithjen.com","name":"Loan With Jen","@type":"RealEstateAgent","image":"https://irp.cdn-website.com/becef02b/site_favicon_16_1625764088813.ico","hasMap":"https://www.google.com/maps/place/?cid=14208548168710676611","sameAs":["https://facebook.com/loanwithjen","https://www.instagram.com/loanwithjen/","https://www.linkedin.com/in/loanwithjen/","https://www.youtube.com/@WhatILoveAboutHouston","https://www.google.com/maps/place/?cid=14208548168710676611"],"slogan":"Mortgage Broker in Houston — Personalized mortgage service since 1995","address":{"@type":"PostalAddress","postalCode":"77079","addressRegion":"Texas","streetAddress":"575 N Dairy Ashford Rd Ste 750","addressCountry":"US","addressLocality":"Houston"},"audience":[{"@type":"Audience","audienceType":"Homebuyers seeking financing information"},{"@type":"Audience","audienceType":"Real estate agents needing reliable lending partners"},{"@type":"Audience","audienceType":"Individuals interested in mortgage education"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+17135793611","areaServed":[{"name":"Houston","@type":"City"}],"identifier":[{"@type":"PropertyValue","value":"ChIJ9T6kV3HDQIYRg-AGgkfnLsU","propertyID":"Google Place ID"},{"@type":"PropertyValue","propertyID":"VizoryoProfileID","value":"vizoryo:profile:5c11a204-145e-4f4f-8706-593e1f69b473"}],"inLanguage":"en","knowsAbout":["Personalized mortgage service since 1995","Empowering clients with clear financial information","Referral-based business model"],"dateModified":"2026-07-01T12:02:36.452Z","foundingDate":"1995","datePublished":"2026-07-01","additionalType":"Mortgage Broker","mainEntityOfPage":"https://www.vizoryo.com/en/business/mortgage-broker/houston/loan-with-jen","openingHoursSpecification":[{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"17:00","dayOfWeek":"Monday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"17:00","dayOfWeek":"Tuesday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"17:00","dayOfWeek":"Wednesday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"17:00","dayOfWeek":"Thursday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"17:00","dayOfWeek":"Friday"}],"additionalProperty":[{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). 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Pre-approval is a process that reviews not only your credit, but your income documents such as pay stubs and W2 forms, as well as your asset statements to verify monies for down payment and closing costs. Depending on your specific situation, there are other documents that will be required. You can download a list Pre-approval is generally good for 90 days. This is because documents expire, such as pay stubs, as well as credit. However, since your application is already on file with the lender, it will be very easily updated at a future point. Just keep pay stubs and bank statements easily accessible to upload at a future point should your home search go past the 90-day period. Here is my recent article on Pre-approval requires review of supporting income and asset documents. Credit is a crucial component of your profile, and is mand","@type":"Answer"}},{"name":"If I get pre-approved for a loan, is that a hard inquiry into my credit?","@type":"Question","acceptedAnswer":{"text":"

Yes, pulling credit with a mortgage company will result in a hard pull. Did you know that there are over 25 formulas of credit, and the ones that lenders pull is often different from what you see on many of the consumer sources available to you? Here are some Pre-approval is a process that reviews not only your credit, but your income documents such as pay stubs and W2 forms, as well as your asset statements to verify monies for down payment and closing costs. Depending on your specific situation, there are other documents that will be required. You can download a list Pre-approval is generally good for 90 days. This is because documents expire, such as pay stubs, as well as credit. However, since your application is already on file with the lender, it will be very easily updated at a future point. Just keep pay stubs and bank statements easily accessible to upload at a future point should your home search go past the 90-day period. Here is my recent article on Pre-approval requires review of supporting income and asset documents. Credit is a crucial component of your profile, and is mand","category":"general","question":"Can I get a pre-approval without pulling credit?"},{"answer":"

Yes, pulling credit with a mortgage company will result in a hard pull. Did you know that there are over 25 formulas of credit, and the ones that lenders pull is often different from what you see on many of the consumer sources available to you? Here are some