The cap on itemized deductions for state and local taxes, or SALT, increases from $10,000 to $40,000 through 2029, which could be especially beneficial for those who pay high state income taxes or local property taxes. Limitations to be aware of: The cap is phased out for individuals and couples earning $500,000 and above. Someone earning $1 million or more annually could potentially face a modest tax increase because of the phase-outs, as well as a cap on itemized deductions","@type":"Answer"}},{"name":"If interest rates keep going down in 2026, what could that mean for my finances?","@type":"Question","acceptedAnswer":{"text":"
'Unless inflation reignites, we expect two to three additional rate cuts in 2026,' says Matthew Diczok, head of Fixed Income Strategy for the CIO. That could affect your finances in a number of ways. First, if mortgage rates fall 1 to 2 percentage points below what you're paying now, it might make sense to consider refinancing, depending on how much longer you expect to remain in your home. There could also be lower rates on lines of credit, such as a home equity line of credit (HELOC) or a B","@type":"Answer"}},{"name":"I'm worried about inflation, especially now that I'm nearing retirement. Is there anything I can do to prepare?","@type":"Question","acceptedAnswer":{"text":"
To help limit inflation's impact, Vrdoljak suggests holding investments that may grow faster than the rise in the cost of living. 'That might include equities or real estate,' she says. You may also want to consider adding Treasury Inflation-Protected Securities (TIPS), whose returns are adjusted according to the inflation rate. 'If inflation accelerates for any reason, TIPS could help offset that.'
","@type":"Answer"}},{"name":"Rising health care costs have been in the news a lot lately. Should I consider a health savings account?","@type":"Question","acceptedAnswer":{"text":"As just one indication of how quickly healthcare expenses are increasing, the standard premium for Medicare Part B will be nearly 10% higher in 2026, and Part B deductibles will rise, too. Add co-pays and those costs can add up over a long retirement.
Thanks to the triple tax benefits, a health savings account (HSA) could help you prepare for those costs. 'An HSA is a particularly powerful way to save for medical expenses,' says Vrdoljak. In 2026, the maximum annual contribution rises","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-07-08T01:27:05.751635+00:00","updated_at":"2026-07-08T01:27:05.732+00:00","faq":[{"answer":"
The cap on itemized deductions for state and local taxes, or SALT, increases from $10,000 to $40,000 through 2029, which could be especially beneficial for those who pay high state income taxes or local property taxes. Limitations to be aware of: The cap is phased out for individuals and couples earning $500,000 and above. Someone earning $1 million or more annually could potentially face a modest tax increase because of the phase-outs, as well as a cap on itemized deductions","category":"general","question":"How might the 'One Big Beautiful Bill Act' (OBBBA) affect my taxes?"},{"answer":"
'Unless inflation reignites, we expect two to three additional rate cuts in 2026,' says Matthew Diczok, head of Fixed Income Strategy for the CIO. That could affect your finances in a number of ways. First, if mortgage rates fall 1 to 2 percentage points below what you're paying now, it might make sense to consider refinancing, depending on how much longer you expect to remain in your home. There could also be lower rates on lines of credit, such as a home equity line of credit (HELOC) or a B","category":"general","question":"If interest rates keep going down in 2026, what could that mean for my finances?"},{"answer":"
To help limit inflation's impact, Vrdoljak suggests holding investments that may grow faster than the rise in the cost of living. 'That might include equities or real estate,' she says. You may also want to consider adding Treasury Inflation-Protected Securities (TIPS), whose returns are adjusted according to the inflation rate. 'If inflation accelerates for any reason, TIPS could help offset that.'
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Thanks to the triple tax benefits, a health savings account (HSA) could help you prepare for those costs. 'An HSA is a particularly powerful way to save for medical expenses,' says Vrdoljak. In 2026, the maximum annual contribution rises","category":"pricing","question":"Rising health care costs have been in the news a lot lately. 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