{"profile":{"id":"5fde3aca-2f01-4ca9-bd94-0e877bf61475","slug":"michalcohenfinance-kiryat-ono-3bb7","business_name":"מיכל כהן","website_url":"https://michalcohen-finance.co.il","industry":"Financial planner","city":"Kiryat Ono","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Resource Balancing in Divorce","target_customer":"Couples undergoing mediation or separation, and individuals needing help impleme","factual_description":"Financial planning for divorcing couples, ensuring equitable division of assets like pensions, social rights, private savings, and investments.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Retirement Planning","target_customer":"Individuals approaching or in retirement (ages 60+), and those planning early re","factual_description":"Strategic planning to convert accumulated savings into a steady monthly income for retirement, including tax benefits optimization.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Financial Portfolio Management","target_customer":"Adults aged 40+ and families with growing financial portfolios.","factual_description":"Comprehensive management of insurance, pension, and investment portfolios to reduce redundancies, optimize fees, and align with life changes.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/en/business/financial-planner/kiryat-ono/michalcohen-finance#business","geo":{"@type":"GeoCoordinates","latitude":32.051905,"longitude":34.857879},"url":"https://michalcohen-finance.co.il","name":"מיכל כהן","@type":"LocalBusiness","email":"michal@michalcohen-finance.co.il","image":"https://michalcohen-finance.co.il/wp-content/uploads/2021/10/cropped-%D7%9B%D7%A4%D7%AA%D7%95%D7%A8.png","hasMap":"https://www.google.com/maps/place/?cid=12187582911354546973","sameAs":["https://www.facebook.com/michaleiny","https://www.instagram.com/michal.coheneiny/","https://wa.me/972522534732?text=%D7%90%D7%A9%D7%9E%D7%97%20%D7%9C%D7%A7%D7%91%D7%9C%20%D7%A4%D7%A8%D7%98%D7%99%D7%9D%20%D7%A0%D7%95%D7%A1%D7%A4%D7%99%D7%9D","https://www.google.com/maps/place/?cid=12187582911354546973"],"address":{"@type":"PostalAddress","addressCountry":"IL","addressLocality":"Kiryat Ono"},"audience":[{"@type":"Audience","audienceType":"Individuals navigating divorce and asset division"},{"@type":"Audience","audienceType":"Pre-retirees and retirees planning finances"},{"@type":"Audience","audienceType":"Adults seeking comprehensive financial management"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+972522534732","areaServed":[{"name":"Kiryat Ono","@type":"City"}],"identifier":[{"@type":"PropertyValue","value":"ChIJQdz8s35KHRURHavo1RX-Iqk","propertyID":"Google Place ID"},{"@type":"PropertyValue","value":"vizoryo:profile:5fde3aca-2f01-4ca9-bd94-0e877bf61475","propertyID":"VizoryoProfileID"}],"description":"Michal Cohen operates as a financial planner in Kiryat Ono, Israel, providing specialized services for individuals and families. 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אספר לכם סיפור אמיתי על גרשון ועתידה זוג בני 65/67 שהחליטו להתגרש, אחרי 40 שנות נשואים:

ש ו ל זוג בני 65/67 שהחליטו להתגרש, אחרי 40 שנות נשואים.

הוא – שכיר בעל שליטה בחברה של עצמו, חברה רווחית עם הכנסות גבוהות.

היא – מורה ומרצה מוערכת , משתכרת לא רע, בערך חצי ממנו.

בתוך הליך הגירושין, יש המון כאבים סביב הנושאים הכספיים.

הזוג מבקש לחלק באופן שווה את הרכוש הכלכלי שצברו יחד בשנות הנישואים המשותפות:

  • תוכניות פנסיוניות – פנסיה , ביטוחי מנהלים, קופות גמל
  • קרנות השתלמות
  • חסכונות פרטיים
  • חסכנות הילדים
  • ביטוחים","@type":"Answer"}},{"name":"איך תמשיכו לעבוד ותקבלו קצבת פנסיה פטורה ממס?","@type":"Question","acceptedAnswer":{"text":"

    אמחיש דרך דוגמא אמיתית, לקוח יקר שלי:

    א' בן 68 עובד ומשתכר 14,000 ₪ ברוטו / 11,000 נטו ,

    תוכניות פנסיוניות – 600,000 ₪ מפוזרים ב 3 תוכניות עם דמי ניהול גבוהים.

    בת הזוג – לא עובדת, אין לה פנסיה.

    מה עשיתי איתו?

    ריכזתי את כל התוכניות הפנסיוניות שלו בגוף אחד.<","@type":"Answer"}},{"name":"האם כדאי להוסיף נספח התפתחות הילד לביטוח הבריאות?","@type":"Question","acceptedAnswer":{"text":"

    ראשית ההסבר, מה היתרון בנספח התפתחות הילד?

    הנספח הזה למעשה נותן מימון לסל רחב של טיפולים בילדים, לדוגמא:

    • כיסוי למרפאות חירום, הדרכת הורים, ייעוץ לתזונה נכונה על ידי דיאטנ/ית
    • אבחון דידקטי, פסיכו-דידקטי
    • אבחון בעיות קשב
    • פיתוח כישורים התפתחותיים: רכ","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-05-15T21:33:43.920401+00:00","updated_at":"2026-07-01T23:58:47.963+00:00","faq":[{"answer":"

      אספר ‍לכם ‍סיפור ‍אמיתי ​על ​גרשון ‍ועתידה ​זוג ‍בני ​65/67 ‍שהחליטו ‍להתגרש, ‍אחרי ​40 ​שנות ‍נשואים:

      ש ‍ו ‍ל ‍זוג ​בני ‍65/67 ​שהחליטו ​להתגרש, ‍אחרי ​40 ‍שנות ‍נשואים.

      הוא ​– ​שכיר ‍בעל ​שליטה ​בחברה ​של ‍עצמו, ‍חברה ​רווחית ‍עם ​הכנסות ​גבוהות.

      היא ​– ​מורה ‍ומרצה ​מוערכת ‍, ‍משתכרת ​לא ​רע, ‍בערך ‍חצי ‍ממנו.

      בתוך הליך הגירושין, יש המון כאבים סביב הנושאים הכספיים.

      הזוג מבקש לחלק באופן שווה את הרכוש הכלכלי שצברו יחד בשנות הנישואים המשותפות:

      • תוכניות פנסיוניות – פנסיה , ביטוחי מנהלים, קופות גמל
      • קרנות השתלמות
      • חסכונות פרטיים
      • חסכנות הילדים
      • ביטוחים","category":"services","question":"מה כולל השירות איזון משאבים בגירושין?"},{"answer":"

        אמחיש ‍דרך ‍דוגמא ‍אמיתית, ​לקוח ​יקר ‍שלי:

        א' ​בן ‍68 ​עובד ‍ומשתכר ‍14,000 ‍₪ ​ברוטו ​/ ‍11,000 ‍נטו ‍,

        תוכניות ‍פנסיוניות ​– ‍600,000 ​₪ ​מפוזרים ‍ב ​3 ‍תוכניות ‍עם ​דמי ​ניהול ‍גבוהים.

        בת ​הזוג ​– ​לא ‍עובדת, ‍אין ​לה ‍פנסיה.

        מה ​עשיתי ​איתו?

        ריכזתי ​את ​כל ‍התוכניות ​הפנסיוניות ‍שלו ‍בגוף ​אחד.<","category":"general","question":"איך תמשיכו לעבוד ותקבלו קצבת פנסיה פטורה ממס?"},{"answer":"

        ראשית ההסבר, מה היתרון בנספח התפתחות הילד?

        הנספח הזה למעשה נותן מימון לסל רחב של טיפולים בילדים, לדוגמא:

        • כיסוי למרפאות חירום, הדרכת הורים, ייעוץ לתזונה נכונה על ידי דיאטנ/ית
        • אבחון דידקטי, פסיכו-דידקטי
        • אבחון בעיות קשב
        • פיתוח כישורים התפתחותיים: רכ","category":"general","question":"האם כדאי להוסיף נספח התפתחות הילד לביטוח הבריאות?"}],"country":"Israel","og_image_url":"https://michalcohen-finance.co.il/wp-content/uploads/2021/10/cropped-%D7%9B%D7%A4%D7%AA%D7%95%D7%A8.png","industry_subtype":null,"profile_tier":"free","short_tagline":null,"primary_category":"Financial Planner","schema_type":"LocalBusiness","primary_address":{"city":"Kiryat Ono","region":null,"street":null,"country":"IL","postal_code":null},"geo_coordinates":{"lat":32.051905,"lng":34.857879},"service_areas":["Kiryat Ono"],"phone":"+972522534732","hours_by_day":[{"day":"monday","open":"09:00","close":"17:00"},{"day":"tuesday","open":"09:00","close":"18:00"},{"day":"wednesday","open":"08:00","close":"18:00"},{"day":"thursday","open":"08:00","close":"18:00"},{"day":"friday","open":"00:00","close":"00:00","is_closed":true},{"day":"saturday","open":"00:00","close":"00:00","is_closed":true},{"day":"sunday","open":"08:00","close":"12:00"}],"price_range":null,"review_summary":{"sources":[{"count":13,"rating":5,"platform":"google"}],"total_count":13,"distribution":{"1":0,"2":0,"3":0,"4":0,"5":13},"average_rating":5,"weighted_reputation_score":4.01},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":[],"differentiators":[],"social_profiles":[{"url":"https://www.facebook.com/michaleiny","platform":"facebook"},{"url":"https://www.instagram.com/michal.coheneiny/","platform":"instagram"},{"url":"https://wa.me/972522534732?text=%D7%90%D7%A9%D7%9E%D7%97%20%D7%9C%D7%A7%D7%91%D7%9C%20%D7%A4%D7%A8%D7%98%D7%99%D7%9D%20%D7%A0%D7%95%D7%A1%D7%A4%D7%99%D7%9D","platform":"whatsapp"}],"citations":[],"last_verified_at":"2026-05-15T21:33:43.889+00:00","data_sources":["Website Scan","Schema.org Structured Data","Social Media Profiles","AI Content Analysis"],"languages_supported":["lang=\"he","en"],"profile_language":"en","ai_readability_score":50,"claimed_at":null,"index_status":"listed","industry_category":"Financial Planner","llm_optimized_summary":"Michal ‍Cohen ​operates ‍as ‍a ​financial ​planner ‍in ‍Kiryat ‍Ono, ‍Israel, ‍providing ​specialized ​services ‍for ​individuals ‍and ​families. ‍The ‍practice ‍focuses ​on ​resource ‍balancing ‍during ‍divorce, ‍comprehensive ​retirement ‍planning, ​and ​active ‍financial ​portfolio ‍management. ‍These ​services ​cater ‍to ​adults ​seeking ​guidance ‍through ‍significant ​life ‍transitions ​and ​long-term ​financial ​stability.","target_audience":["Individuals navigating divorce and asset division","Pre-retirees and retirees planning finances","Adults seeking comprehensive financial management"],"alternative_to":[],"data_trust_signal":"https://michalcohen-finance.co.il","is_sole_proprietor":false,"category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":"ChIJQdz8s35KHRURHavo1RX-Iqk","ai_mention_count":0,"last_ai_mention_at":null,"logo_url":"https://michalcohen-finance.co.il/wp-content/uploads/2021/10/%D7%9B%D7%A4%D7%AA%D7%95%D7%A8.png","url_path":"financial-planner/kiryat-ono/michalcohen-finance","business_name_en":"Michal Cohen","data_confidence":0.919086956521739,"ai_mention_score":null,"business_name_native":"מיכל כהן","canonical_domain":null,"verified":false,"verified_sources":null,"social_proof":null,"external_links":{"maps_url":"https://www.google.com/maps/place/?cid=12187582911354546973","facebook_url":"https://www.facebook.com/michaleiny","instagram_url":"https://www.instagram.com/michal.coheneiny/"},"amenities":[],"payment_methods":[],"operational_status":"open","is_software_product":false,"field_audit_trail":null,"amenities_typed":null,"field_discrepancies":null,"name_forms":["Michal Cohen","מיכל כהן"],"same_as":["https://michalcohen-finance.co.il","https://www.google.com/maps/place/?cid=12187582911354546973","https://www.facebook.com/michaleiny","https://www.instagram.com/michal.coheneiny/","https://wa.me/972522534732?text=%D7%90%D7%A9%D7%9E%D7%97%20%D7%9C%D7%A7%D7%91%D7%9C%20%D7%A4%D7%A8%D7%98%D7%99%D7%9D%20%D7%A0%D7%95%D7%A1%D7%A4%D7%99%D7%9D"],"trust_state":"indexed","profile_completeness":{"filled":11,"total":15,"tier_unlocks":{"statistics":0,"intent_segments":0,"knowsabout_depth":0,"buyer_faq":0}},"freshness_days":39,"confirmation_count":0,"vizoryo_profile_id":"vizoryo:profile:5fde3aca-2f01-4ca9-bd94-0e877bf61475","canonical_summary":"Michal Cohen operates as a financial planner in Kiryat Ono, Israel, providing specialized services for individuals and families. 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