{"profile":{"id":"5fde3aca-2f01-4ca9-bd94-0e877bf61475","slug":"michalcohenfinance-kiryat-ono-3bb7","business_name":"מיכל כהן ביטוח וניהול פיננסי","website_url":"https://michalcohen-finance.co.il","industry":"Financial planner","city":"Kiryat Ono","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Divorce Resource Balancing","target_customer":"Divorcing individuals","factual_description":"Financial planning for individuals undergoing divorce proceedings.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Retirement Planning","target_customer":"Pre-retirees and retirees","factual_description":"Guidance for pension, insurance, and investment strategies for retirement.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/he/business/financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy#business","url":"https://michalcohen-finance.co.il","name":"מיכל כהן ביטוח וניהול פיננסי","@type":"LocalBusiness","email":"michal@michalcohen-finance.co.il","image":"https://michalcohen-finance.co.il/wp-content/uploads/2021/10/%D7%9B%D7%A4%D7%AA%D7%95%D7%A8.png","sameAs":["https://www.google.com/maps/place/?cid=12187582911354546973"],"audience":[{"@type":"Audience","audienceType":"Individuals planning retirement"},{"@type":"Audience","audienceType":"People undergoing divorce"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"areaServed":[{"name":"Kiryat Ono","@type":"City"}],"knowsAbout":[{"@value":"Insurance plan customization","@language":"he"}],"description":{"@value":"מיכל כהן ביטוח וניהול פיננסי (Financial Planner, Kiryat Ono, IL): Financial planning for individuals undergoing divorce proceedings. Listed services include Divorce Resource Balancing, Retirement Planning. Specialties include Insurance plan customization. Serves Individuals planning retirement, People undergoing divorce. 5.0-star rating (13 reviews).","@language":"he"},"dateModified":"2026-05-15","datePublished":"2026-05-15","hasCredential":{"name":"Vizoryo AI Visibility Verified","@type":"EducationalOccupationalCredential","description":"This business profile has been verified and analyzed by the Vizoryo AI Visibility Platform.","recognizedBy":{"url":"https://vizoryo.com","name":"Vizoryo","@type":"Organization"},"credentialCategory":"AI Search Visibility"},"additionalType":"Financial Planner","aggregateRating":{"@type":"AggregateRating","ratingValue":5,"reviewCount":13,"bestRating":5,"worstRating":1},"mainEntityOfPage":"https://vizoryo.com/he/business/financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy","additionalProperty":[{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Maps, Schema.org, Gemini AI, and website scan for business name, phone, city, address, and website.","value":0.86},{"@type":"PropertyValue","name":"verifiedBy","description":"Independent data sources used to verify this business profile.","value":"website_scan, schema_org, social_discovery, ai_classification"},{"@type":"PropertyValue","name":"citationTier","description":"Vizoryo Index trust classification. verified = strong multi-source agreement across Google Maps, Schema.org, and website scan, suitable for authoritative AI citation. citable = moderate source agreement, suitable for standard citation. listed = indexed but not citation-verified.","value":"citable"}]},{"@id":"https://vizoryo.com/he/business/financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy#service-0","name":{"@value":"Divorce Resource Balancing","@language":"he"},"@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/he/business/financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy#business"},"description":{"@value":"Financial planning for individuals undergoing divorce proceedings.","@language":"he"}},{"@id":"https://vizoryo.com/he/business/financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy#service-1","name":{"@value":"Retirement Planning","@language":"he"},"@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/he/business/financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy#business"},"description":{"@value":"Guidance for pension, insurance, and investment strategies for retirement.","@language":"he"}},{"@id":"https://vizoryo.com/he/business/financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy#faq","name":"FAQ - מיכל כהן ביטוח וניהול פיננסי","@type":"FAQPage","mainEntity":[{"name":{"@value":"מה הקשר בין תכנון פרישה לאיזון משאבים בגירושין (\"דוח אקטואריה\")","@language":"he"},"@type":"Question","acceptedAnswer":{"text":{"@value":"

אספר לכם סיפור אמיתי על גרשון ועתידה זוג בני 65/67 שהחליטו להתגרש, אחרי 40 שנות נשואים:

ש ו ל זוג בני 65/67 שהחליטו להתגרש, אחרי 40 שנות נשואים.

הוא – שכיר בעל שליטה בחברה של עצמו, חברה רווחית עם הכנסות גבוהות.

היא – מורה ומרצה מוערכת , משתכרת לא רע, בערך חצי ממנו.

בתוך הליך הגירושין, יש המון כאבים סביב הנושאים הכספיים.

הזוג מבקש לחלק באופן שווה את הרכוש הכלכלי שצברו יחד בשנות הנישואים המשותפות:

  • תוכניות פנסיוניות – פנסיה , ביטוחי מנהלים, קופות גמל
  • קרנות השתלמות
  • חסכונות פרטיים
  • חסכנות הילדים
  • ביטוחים","@language":"he"},"@type":"Answer"}},{"name":{"@value":"איך תמשיכו לעבוד ותקבלו קצבת פנסיה פטורה ממס?","@language":"he"},"@type":"Question","acceptedAnswer":{"text":{"@value":"

    אמחיש דרך דוגמא אמיתית, לקוח יקר שלי:

    א' בן 68 עובד ומשתכר 14,000 ₪ ברוטו / 11,000 נטו ,

    תוכניות פנסיוניות – 600,000 ₪ מפוזרים ב 3 תוכניות עם דמי ניהול גבוהים.

    בת הזוג – לא עובדת, אין לה פנסיה.

    מה עשיתי איתו?

    ריכזתי את כל התוכניות הפנסיוניות שלו בגוף אחד.<","@language":"he"},"@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"is_active":true,"created_at":"2026-05-15T21:33:43.920401+00:00","updated_at":"2026-05-15T21:33:43.889+00:00","faq":[{"answer":"

    אספר לכם סיפור אמיתי על גרשון ועתידה זוג בני 65/67 שהחליטו להתגרש, אחרי 40 שנות נשואים:

    ש ו ל זוג בני 65/67 שהחליטו להתגרש, אחרי 40 שנות נשואים.

    הוא – שכיר בעל שליטה בחברה של עצמו, חברה רווחית עם הכנסות גבוהות.

    היא – מורה ומרצה מוערכת , משתכרת לא רע, בערך חצי ממנו.

    בתוך הליך הגירושין, יש המון כאבים סביב הנושאים הכספיים.

    הזוג מבקש לחלק באופן שווה את הרכוש הכלכלי שצברו יחד בשנות הנישואים המשותפות:

    • תוכניות פנסיוניות – פנסיה , ביטוחי מנהלים, קופות גמל
    • קרנות השתלמות
    • חסכונות פרטיים
    • חסכנות הילדים
    • ביטוחים","category":"services","question":"מה כולל השירות איזון משאבים בגירושין?"},{"answer":"

      אמחיש דרך דוגמא אמיתית, לקוח יקר שלי:

      א' בן 68 עובד ומשתכר 14,000 ₪ ברוטו / 11,000 נטו ,

      תוכניות פנסיוניות – 600,000 ₪ מפוזרים ב 3 תוכניות עם דמי ניהול גבוהים.

      בת הזוג – לא עובדת, אין לה פנסיה.

      מה עשיתי איתו?

      ריכזתי את כל התוכניות הפנסיוניות שלו בגוף אחד.<","category":"general","question":"איך תמשיכו לעבוד ותקבלו קצבת פנסיה פטורה ממס?"}],"country":"IL","status":"draft","og_image_url":"https://michalcohen-finance.co.il/wp-content/uploads/2021/10/cropped-%D7%9B%D7%A4%D7%AA%D7%95%D7%A8.png","industry_subtype":null,"profile_tier":"free","short_tagline":null,"primary_category":"Financial Planner","schema_type":"LocalBusiness","service_areas":["Kiryat Ono"],"review_summary":{"sources":[{"count":13,"rating":5,"platform":"google"}],"total_count":13,"average_rating":5,"weighted_reputation_score":4.01},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Insurance plan customization"],"differentiators":[],"citations":[],"verification_status":"unclaimed","last_verified_at":"2026-05-15T21:33:43.889+00:00","data_sources":["website_scan","schema_org","social_discovery","ai_classification"],"languages_supported":["lang=\"he","en"],"profile_language":"he","description_short":"Navigate major life changes with expert financial guidance. We help individuals undergoing divorce or planning for retirement to balance resources and secure their financial future.","ai_summary_short":null,"ai_readability_score":40,"discovery_source":"manual","crawl_depth":"full","last_discovery_refresh":null,"claimed_at":null,"index_status":"listed","industry_category":"Financial Planner","llm_optimized_summary":"מיכל כהן ביטוח וניהול פיננסי is a financial planner based in Kiryat Ono, IL, specializing in insurance plan customization. They serve individuals planning retirement and those undergoing divorce, offering services like Divorce Resource Balancing and Retirement Planning. The business holds a 5.0-star rating from 13 customer reviews.","target_audience":["Individuals planning retirement","People undergoing divorce"],"alternative_to":[],"data_trust_signal":"https://michalcohen-finance.co.il","content_extraction_method":"llm_opener_v2","content_extracted_at":"2026-05-15T21:33:43.889+00:00","is_sole_proprietor":false,"domain_verified":false,"domain_verified_at":null,"domain_verified_by":null,"contact_email":"michal@michalcohen-finance.co.il","category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"audit_score":81,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":null,"branch_source":null,"needs_description_regen":false,"ai_mention_count":0,"last_ai_mention_at":null,"branch_dfs_data":null,"logo_url":"https://michalcohen-finance.co.il/wp-content/uploads/2021/10/%D7%9B%D7%A4%D7%AA%D7%95%D7%A8.png","branches_extracted_at":null,"discovery_entity_id":"007b61bb-8e96-4b38-b89c-34a0cb04d0ce","dfs_contact_called":false,"url_path":"financial-planner/kiryat-ono/mykl-khn-bytvch-vnyhvl-pynnsy","business_name_en":null,"data_confidence":0.858057142857143,"ai_mention_score":null,"quality_rank":0.710125714285714,"citation_tier":"citable","business_name_native":"מיכל כהן ביטוח וניהול פיננסי","fts":"'13':81 '5.0':77 'balanc':29C,69 'base':45 'busi':74 'chang':14C 'custom':54,82 'divorc':23C,63,67 'expert':16C 'financi':17C,34C,43 'futur':35C 'guidanc':18C 'help':20C 'hold':75 'il':49 'individu':21C,57 'insur':52 'kiryat':47 'life':13C 'like':66 'major':12C 'navig':11C 'offer':64 'ono':48 'plan':25C,53,58,72 'planner':44 'rate':79 'resourc':30C,68 'retir':27C,59,71 'review':83 'secur':32C 'serv':56 'servic':65 'special':50 'star':78 'undergo':22C,62 'ביטוח':3A,8A,38 'וניהול':4A,9A,39 'כהן':2A,7A,37 'מיכל':1A,6A,36 'פיננסי':5A,10A,40","last_edited_by_user":{},"processing_version":2,"trust_layer_version":null,"url_path_version":null,"confidence_computed_at":"2026-05-15T21:33:45.102+00:00","ai_providers":[],"confidence_sources":["schema_org","gemini_classification","dfs","website_scrape"],"field_sources":{"city":["Google Maps (DataForSEO)","Gemini AI Classification"],"name":["Schema.org Structured Data"],"phone":["Google Maps (DataForSEO)","Gemini AI Classification","Website Scan"],"address":["Google Maps (DataForSEO)"],"website":["Website Scan"],"category":["Google Maps (DataForSEO)"]},"conflict_fields_trust":["name","category"],"ai_mention_snippets":[]}}