{"profile":{"id":"7231c026-52cb-4fc0-8ad5-9347d3bf6da9","slug":"mortgage-houston-55a8","business_name":"Mortgage","website_url":"https://flagstonemortgage.com","industry":"Mortgage broker","city":"Houston","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Conventional Home Loans","target_customer":"Homebuyers and homeowners seeking flexible loan terms","factual_description":"Standard mortgage options for various home financing needs, including purchases and refinancing.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"FHA Loans","target_customer":"First-time homebuyers and individuals with lower credit scores","factual_description":"Government-backed loans designed for first-time homebuyers and those with less-than-perfect credit.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"VA Loans","target_customer":"Veterans and active-duty military personnel","factual_description":"Mortgage options specifically for veterans and active-duty military members, often with favorable terms.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#business","geo":{"@type":"GeoCoordinates","latitude":29.7636958,"longitude":-95.4619726},"url":"https://flagstonemortgage.com","name":"Mortgage","@type":"RealEstateAgent","image":"https://octanecdn.com/flagstonemortgagecom/flagstonemortgagecom_848668084.png","hasMap":"https://www.google.com/maps/place/?cid=6603857271285758874","sameAs":["https://www.facebook.com/Flagstonemortgage/","https://www.google.com/maps/place/?cid=6603857271285758874"],"slogan":"Mortgage Broker in Houston — Jumbo and super-jumbo mortgages","address":{"@type":"PostalAddress","postalCode":"77056","addressRegion":"Texas","streetAddress":"4900 Woodway Dr Ste 1060","addressCountry":"US","addressLocality":"Houston"},"audience":[{"@type":"Audience","audienceType":"First-time homebuyers navigating the mortgage process"},{"@type":"Audience","audienceType":"Homeowners considering mortgage refinancing options"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+17134583200","areaServed":[{"name":"Houston","@type":"City"}],"identifier":[{"@type":"PropertyValue","value":"ChIJCWoUTeDDQIYRmjteEjOdpVs","propertyID":"Google Place ID"},{"@type":"PropertyValue","propertyID":"VizoryoProfileID","value":"vizoryo:profile:7231c026-52cb-4fc0-8ad5-9347d3bf6da9"}],"inLanguage":"en","knowsAbout":["Jumbo and super-jumbo mortgages","Concierge lending approach","Guidance through 5-step mortgage process"],"dateModified":"2026-07-01T15:09:09.693Z","foundingDate":"2001","datePublished":"2026-07-01","hasCredential":{"name":"Vizoryo AI Visibility Verified","@type":"EducationalOccupationalCredential","description":"This business profile has been verified and analyzed by the Vizoryo AI Visibility Platform.","recognizedBy":{"url":"https://vizoryo.com","name":"Vizoryo","@type":"Organization"},"credentialCategory":"AI Search Visibility"},"additionalType":"Mortgage Broker","aggregateRating":{"@type":"AggregateRating","ratingValue":4.9,"reviewCount":57,"bestRating":5,"worstRating":1,"additionalProperty":[{"@type":"PropertyValue","name":"reviewsAt5Stars","value":55},{"@type":"PropertyValue","name":"reviewsAt4Stars","value":1},{"@type":"PropertyValue","name":"reviewsAt2Stars","value":1}]},"mainEntityOfPage":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage","additionalProperty":[{"name":"verifiedBusiness","@type":"PropertyValue","value":true},{"name":"verifiedOn_google","@type":"PropertyValue","value":true},{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Business Profile, structured data, AI analysis, and a website scan for business name, phone, city, address, and website.","value":0.92},{"@type":"PropertyValue","name":"verifiedBy","description":"Number of independent public sources that corroborate this business profile. Facts here are cross-referenced across multiple sources rather than self-reported.","value":"5 independent public sources"},{"@type":"PropertyValue","name":"verificationStatus","description":"Vizoryo Index status. verified = owner-confirmed and maintained by the business owner. indexed = auto-built from public data, not yet owner-verified.","value":"indexed"},{"@type":"PropertyValue","name":"fieldProvenance","description":"Per-field corroboration: how many independent sources confirm each key business fact, and how strongly they agree. Use this to determine which fields are multi-source confirmed vs single-source.","value":"{\"name\":{\"source_count\":2,\"confidence\":1},\"phone\":{\"source_count\":2,\"confidence\":1},\"address\":{\"source_count\":1,\"confidence\":0.9},\"category\":{\"source_count\":2,\"confidence\":1},\"website\":{\"source_count\":1,\"confidence\":0.4},\"hours\":{\"source_count\":1,\"confidence\":0.9}}"}],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:30","dayOfWeek":"Monday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:30","dayOfWeek":"Tuesday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:30","dayOfWeek":"Wednesday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:30","dayOfWeek":"Thursday"},{"@type":"OpeningHoursSpecification","opens":"09:00","closes":"17:30","dayOfWeek":"Friday"}]},{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#service-0","name":"Conventional Home Loans","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#business"},"description":"Standard mortgage options for various home financing needs, including purchases and refinancing."},{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#service-1","name":"FHA Loans","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#business"},"description":"Government-backed loans designed for first-time homebuyers and those with less-than-perfect credit."},{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#service-2","name":"VA Loans","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#business"},"description":"Mortgage options specifically for veterans and active-duty military members, often with favorable terms."},{"@id":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage#faq","name":"FAQ - Mortgage","@type":"FAQPage","mainEntity":[{"name":"Is it true that you must lower your interest rate by at least two points for it to make sense to refinance?","@type":"Question","acceptedAnswer":{"text":"No, that is one of the biggest myths when it comes to refinancing. There are many factors that go into determining when it makes sense to refinance like how long you will remain in the home, how much are the closing costs, and how much is the monthly savings.","@type":"Answer"}},{"name":"Should I pay an Origination Fee or Points?","@type":"Question","acceptedAnswer":{"text":"Again it depends how much more savings you will get with the lower rate and how long it will take to recoup the additional cost. In many instances, it is better to take the slightly higher rate without origination and/or points. The lowest rate isn't always the best deal, every situation is unique and needs to be looked at on it's own merit. No-cost options with higher rates can many times be the best option.","@type":"Answer"}},{"name":"Should I worry about payment savings only?","@type":"Question","acceptedAnswer":{"text":"No not if you can go from a 30 Year Loan to a 20 Year or 15 Year at a lower rate. Reducing the term of your loan saves tons in interest paid over the life of the loan. In addition, you build equity much faster with the lower term. If it fits into your budget refinancing for a shorter term is a great idea.","@type":"Answer"}},{"name":"Is it always necessary to lower my interest rate by at least two points to make refinancing worthwhile?","@type":"Question","acceptedAnswer":{"text":"No, this is a common misconception. Factors like how long you plan to stay in the home, closing costs, and potential monthly savings all influence whether refinancing makes sense.","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-07-01T15:09:09.716385+00:00","updated_at":"2026-07-01T15:09:09.694+00:00","faq":[{"answer":"No, ​that ​is ​one ‍of ​the ​biggest ‍myths ​when ‍it ​comes ​to ​refinancing. ​There ‍are ​many ‍factors ​that ‍go ​into ‍determining ​when ‍it ‍makes ‍sense ​to ​refinance ​like ‍how ‍long ​you ‍will ​remain ​in ‍the ‍home, ‍how ‍much ‍are ‍the ‍closing ‍costs, ‍and ‍how ‍much ‍is ‍the ‍monthly ‍savings.","category":"general","question":"Is it true that you must lower your interest rate by at least two points for it to make sense to refinance?"},{"answer":"Again ​it ​depends ​how ‍much ​more ​savings ‍you ​will ‍get ​with ​the ​lower ​rate ‍and ​how ‍long ​it ‍will ​take ‍to ​recoup ‍the ‍additional ‍cost. ​In ​many ​instances, ‍it ‍is ​better ‍to ​take ​the ‍slightly ‍higher ‍rate ‍without ‍origination ‍and/or ‍points. ‍The ‍lowest ‍rate ‍isn't ‍always ‍the ‍best ‍deal, ​every ​situation ​is ‍unique ​and ​needs ‍to ​be ‍looked ​at ​on ​it's ​own ‍merit. ​No-cost ‍options ​with ‍higher ​rates ‍can ​many ‍times ‍be ‍the ​best ​option.","category":"pricing","question":"Should I pay an Origination Fee or Points?"},{"answer":"No ​not ​if ​you ‍can ​go ​from ‍a ​30 ‍Year ​Loan ​to ​a ​20 ‍Year ​or ‍15 ​Year ‍at ​a ‍lower ​rate. ‍Reducing ‍the ‍term ​of ​your ​loan ‍saves ‍tons ​in ‍interest ​paid ​over ‍the ‍life ‍of ‍the ‍loan. ‍In ‍addition, ‍you ‍build ‍equity ‍much ‍faster ‍with ‍the ‍lower ​term. ​If ​it ‍fits ​into ​your ‍budget ​refinancing ‍for ​a ​shorter ​term ​is ‍a ​great ‍idea.","category":"general","question":"Should I worry about payment savings only?"},{"answer":"No, this is a common misconception. Factors like how long you plan to stay in the home, closing costs, and potential monthly savings all influence whether refinancing makes sense.","category":"general","question":"Is it always necessary to lower my interest rate by at least two points to make refinancing worthwhile?"}],"country":"United States","og_image_url":"https://octanecdn.com/flagstonemortgagecom/flagstonemortgagecom_489660343.jpg","industry_subtype":null,"profile_tier":"free","short_tagline":"Mortgage Broker in Houston — Jumbo and super-jumbo mortgages","primary_category":"Mortgage Broker","schema_type":"LocalBusiness","primary_address":{"city":"Houston","region":"Texas","street":"4900 Woodway Dr Ste 1060","country":"US","postal_code":"77056"},"geo_coordinates":{"lat":29.7636958,"lng":-95.4619726},"service_areas":["Houston"],"phone":"+17134583200","hours_by_day":[{"day":"monday","open":"09:00","close":"17:30"},{"day":"tuesday","open":"09:00","close":"17:30"},{"day":"wednesday","open":"09:00","close":"17:30"},{"day":"thursday","open":"09:00","close":"17:30"},{"day":"friday","open":"09:00","close":"17:30"},{"day":"saturday","open":"00:00","close":"00:00","is_closed":true},{"day":"sunday","open":"00:00","close":"00:00","is_closed":true}],"price_range":null,"review_summary":{"sources":[{"count":57,"rating":4.9,"platform":"google"}],"total_count":57,"distribution":{"1":0,"2":1,"3":0,"4":1,"5":55},"average_rating":4.9,"weighted_reputation_score":4.47},"certifications":[],"years_in_business":25,"founded_year":2001,"specialties":["Jumbo and super-jumbo mortgages","Concierge lending approach","Guidance through 5-step mortgage process"],"differentiators":[{"claim":"Operating since 2001 (25 years)","evidence":"Founding date 2001 detected from website structured data."}],"social_profiles":[{"url":"https://www.facebook.com/Flagstonemortgage/","platform":"facebook"}],"citations":[],"last_verified_at":"2026-07-01T15:09:09.694+00:00","data_sources":["Website Scan","Schema.org Structured Data","Google Business Profile","Social Media Profiles","AI Content Analysis"],"languages_supported":["lang=\"en\"","en"],"profile_language":"en","description_short":null,"ai_readability_score":51,"claimed_at":null,"index_status":"listed","industry_category":"Mortgage Broker","llm_optimized_summary":"Mortgage, a Houston-based mortgage broker operating for 25 years, specializes in jumbo and super-jumbo mortgages. The firm offers conventional home loans, FHA loans, and VA loans. It provides a concierge lending approach, guiding clients through a five-step mortgage process.","target_audience":["First-time homebuyers navigating the mortgage process","Homeowners considering mortgage refinancing options"],"alternative_to":[],"data_trust_signal":"https://flagstonemortgage.com","is_sole_proprietor":false,"category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":"ChIJCWoUTeDDQIYRmjteEjOdpVs","ai_mention_count":0,"last_ai_mention_at":null,"logo_url":"https://octanecdn.com/flagstonemortgagecom/flagstonemortgagecom_848668084.png","url_path":"mortgage-broker/houston/mortgage","business_name_en":"Mortgage","data_confidence":0.919741935483871,"ai_mention_score":null,"business_name_native":null,"canonical_domain":null,"verified":false,"verified_sources":{"google":{"rating":4.9,"place_id":"ChIJCWoUTeDDQIYRmjteEjOdpVs","verified":true,"review_count":57},"industry":{"votes":[{"count":1,"value":"Mortgage broker","sources":["dfs"]},{"count":1,"value":"Mortgage lender","sources":["dfs"]},{"count":1,"value":"LocalBusiness","sources":["website"]}],"winner":"Mortgage broker","sources":["dfs"]}},"social_proof":null,"external_links":{"maps_url":"https://www.google.com/maps/place/?cid=6603857271285758874","facebook_url":"https://www.facebook.com/Flagstonemortgage/"},"amenities":[],"payment_methods":[],"operational_status":"open","is_software_product":false,"field_audit_trail":null,"amenities_typed":null,"field_discrepancies":null,"name_forms":["Mortgage"],"same_as":["https://flagstonemortgage.com","https://www.google.com/maps/place/?cid=6603857271285758874","https://www.facebook.com/Flagstonemortgage/"],"trust_state":"indexed","profile_completeness":{"filled":13,"total":15,"tier_unlocks":{"statistics":0,"intent_segments":0,"knowsabout_depth":0,"buyer_faq":0}},"freshness_days":0,"confirmation_count":0,"vizoryo_profile_id":"vizoryo:profile:7231c026-52cb-4fc0-8ad5-9347d3bf6da9","canonical_summary":"Mortgage, a Houston-based mortgage broker operating for 25 years, specializes in jumbo and super-jumbo mortgages. The firm offers conventional home loans, FHA loans, and VA loans. It provides a concierge lending approach, guiding clients through a five-step mortgage process.","citation":{"profile_url":"https://vizoryo.com/en/business/mortgage-broker/houston/mortgage","trust_state":"indexed","index_status":"listed","vizoryo_profile_id":"vizoryo:profile:7231c026-52cb-4fc0-8ad5-9347d3bf6da9","source_url":"https://flagstonemortgage.com","name":"Mortgage","recommended_citation":"Mortgage — business identity (auto-indexed from public data; not yet owner-verified) on Vizoryo, the Global AI Business Visibility Index. Source: https://vizoryo.com/en/business/mortgage-broker/houston/mortgage"},"confidence_computed_at":"2026-07-01T15:09:10.815+00:00","ai_providers":[],"confidence_sources":["Schema.org Structured Data","AI Content Analysis","Google Business Profile","Website Scan"],"field_provenance":[{"field":"name","source_count":2,"confidence":1,"updated_at":"2026-07-01T15:09:10.815+00:00","confirmed_by":"cross_source"},{"field":"phone","source_count":2,"confidence":1,"updated_at":"2026-07-01T15:09:10.815+00:00","confirmed_by":"cross_source"},{"field":"address","source_count":1,"confidence":0.9,"updated_at":"2026-07-01T15:09:10.815+00:00","confirmed_by":"public_source"},{"field":"category","source_count":2,"confidence":1,"updated_at":"2026-07-01T15:09:10.815+00:00","confirmed_by":"cross_source"},{"field":"website","source_count":1,"confidence":0.4,"updated_at":"2026-07-01T15:09:10.815+00:00","confirmed_by":"public_source"},{"field":"hours","source_count":1,"confidence":0.9,"updated_at":"2026-07-01T15:09:10.815+00:00","confirmed_by":"public_source"}],"ai_mention_snippets":[],"recommendations":[{"check_id":"brand_consistency","label":"Brand Name Consistency","description":"Make sure your business name is identical everywhere on your site — in the page title, the digital business card in your code, your social sharing settings, and your main heading. When they contradict each other, AI tools get confused and may describe your business incorrectly.","tokens":{"businessName":"Mortgage","cmsHint":"","city":"Houston"},"improvement_score":20},{"check_id":"schema_sameas","label":"Entity Cross-References","description":"Add cross-reference links in your website's structured data pointing to your Google Business Profile, Wikipedia entry, or social media pages — AI tools cross-check these links to confirm you're a recognised, real-world business.","tokens":{"businessName":"Mortgage","cmsHint":"","city":"Houston"},"improvement_score":14},{"check_id":"external_reviews","label":"External Review Citations","description":"Add at least one outbound link from your site to a recognized review platform (G2, Capterra, Trustpilot, or Yelp). AI engines validate trust by checking that businesses are independently reviewed.","tokens":{"businessName":"Mortgage","cmsHint":"","city":"Houston"},"improvement_score":10}]}}