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href=\"https://www.newcredit.co.il/%d7%93%d7%99%d7%a8%d7%95%d7%92-%d7%90","@type":"Answer"}},{"name":"לפי מה נקבע דירוג האשראי שלי?","@type":"Question","acceptedAnswer":{"text":"<p>דירוג האשראי מסתמך על ההיסטוריה הפיננסית שלכם, על ההון העצמי שלכם (נכסים והתחייבויות) ועל ההתנהלות הפיננסית שלכם אל מול הרשויות השונות – האם החשבונות שלכם משולמים בזמן, האם חזרו לכם שייקים, האם יש לכם חובות לא משולמים, הלוואות שאינכם עומדים בתשלום ההחזר החודשי ועוד.</p><p>לחצו למאמר בנושא –<a href=\"https://www.newcredit.co.il/%d7%93%d7%99%d7%a8%d7%95%d7%92-%d7%90%d7%a9%d7%a8%d7%90%d7%99/\" target=\"_blank\" rel=\"noopener\"> דירוג אשראי</a></p>","@type":"Answer"}},{"name":"כמה עולה הטיפול?","@type":"Question","acceptedAnswer":{"text":"<div class=\"font_8\">לטיפול בתיק יש המון משתנים שעל פיהם ניתן לקבוע הצעת מחיר כגון – אורך הטיפול, מורכבות התיק, גופים מוערבים, שעות עבודה של מומחי האשראי, וכו׳.</div><div class=\"font_8\">כל מקרה לגופו, ואנו דואים לטיפולו מא׳-ת׳, ולכן לא ניתן לדעת מראש את עלות הטיפול.</div>","@type":"Answer"}},{"name":"כמה זמן לוקח התהליך?","@type":"Question","acceptedAnswer":{"text":"<p class=\"font_9\">התהליך הממוצע לוקח בין 14 לעד 60 ימי עסקים עד לסוף התהליך ויציאה לדרך חדשה עם דירוג אשראי חיובי.</p><p class=\"font_9\">במהלך התהליך יוכל הלקוח להיות במעקב ולקבל שירות דרך המייל 24/7 לבדיקת הסטטוס.</p>","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-05-30T19:05:47.146693+00:00","updated_at":"2026-07-05T13:32:55.3+00:00","faq":[{"answer":"<p ​class=\"font_9\">דירוג ​אשראי ‍אישי ‍הוא ​ציון ​שניתן ‍לאנשים ‍פרטיים, ​המבטא ‍את ‍יכולת ​ההחזר ‍שלהם. ‍הציון ​הזה ‍בעצם ​מספק ‍לבנקים ‍ולגופי ​האשראי ​תובנות ‍בקשר ​ללקוח ​– ​האם ​כדאי ‍לספק ​לו ‍אשראי, ​הלוואה ​או ‍משכנתא, ​ובאיזה ‍תנאים. ‍כל ‍המידע ‍משתקלל ‍לציון ‍אשראי ‍(Credit ​Score), ​ועל ‍פיו ‍גופי ‍המימון ​קובעים ‍את ​גובה ​הריבית.</p><p ​class=\"font_9\">ככל ‍שהיסטוריית ‍החזרי ​התשלומים ​של ‍הלקוח ‍תהיה ​יותר ‍מסוכנת ‍– ​כך ‍יעלה ‍גובה ​הריבית.</p><p>לחצו ‍למאמר ​בנושא ‍–<a ‍href=\"https://www.newcredit.co.il/%d7%93%d7%99%d7%a8%d7%95%d7%92-%d7%90","category":"general","question":"מה זה דירוג אשראי?"},{"answer":"<p>דירוג ​האשראי ​מסתמך ‍על ‍ההיסטוריה ​הפיננסית ​שלכם, ‍על ‍ההון ​העצמי ‍שלכם ‍(נכסים ​והתחייבויות) ‍ועל ‍ההתנהלות ​הפיננסית ‍שלכם ​אל ‍מול ‍הרשויות ​השונות ​– ‍האם ​החשבונות ​שלכם ​משולמים ​בזמן, ‍האם ​חזרו ‍לכם ​שייקים, ​האם ‍יש ​לכם ‍חובות ‍לא ‍משולמים, ‍הלוואות ‍שאינכם ‍עומדים ‍בתשלום ​ההחזר ​החודשי ‍ועוד.</p><p>לחצו ‍למאמר ‍בנושא ​–<a ‍href=\"https://www.newcredit.co.il/%d7%93%d7%99%d7%a8%d7%95%d7%92-%d7%90%d7%a9%d7%a8%d7%90%d7%99/\" ​target=\"_blank\" ​rel=\"noopener\"> ​דירוג ‍אשראי</a></p>","category":"general","question":"לפי מה נקבע דירוג האשראי שלי?"},{"answer":"<div class=\"font_8\">לטיפול בתיק יש המון משתנים שעל פיהם ניתן לקבוע הצעת מחיר כגון – אורך הטיפול, מורכבות התיק, גופים מוערבים, שעות עבודה של מומחי האשראי, וכו׳.</div><div class=\"font_8\">כל מקרה לגופו, ואנו דואים לטיפולו מא׳-ת׳, ולכן לא ניתן לדעת מראש את עלות 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