Pays: Medical and funeral bills resulting from accidents, including those in which the other person is a pedestrian or bicyclist.
Covers: You, your family members, and passengers in your car, regardless of who caused the accident.","@type":"Answer"}},{"name":"What is Personal Injury Protection (PIP) Coverage?","@type":"Question","acceptedAnswer":{"text":"Pays: Same as medical payments coverage, plus 80 percent of lost income and the cost of hiring a caregiver for an injured person.
Covers: You, your family members, and passengers in your car, regardless of who caused the accident.
An insurance company must offer you $2,500 in PIP, but you can buy more. If you don’t want PIP, you must reject it in writing.
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When you buy an auto policy, your insurance company will send you a proof-of-insurance card. You will need to show proof of insurance when you
- are asked for it by a law enforcement officer
- Other people’s expenses for accidents caused by drivers covered by your policy, up to your policy’s dollar limits. These may include the other people’s
- medical and funeral costs, lost wages, and compensation for pain and suffering
- Pays: Medical and funeral bills resulting from accidents, including those in which the other person is a pedestrian or bicyclist.
Covers: You, your family members, and passengers in your car, regardless of who caused the accident.","category":"general","question":"What is Medical Payments coverage?"},{"answer":"Pays: Same as medical payments coverage, plus 80 percent of lost income and the cost of hiring a caregiver for an injured person.
Covers: You, your family members, and passengers in your car, regardless of who caused the accident.
An insurance company must offer you $2,500 in PIP, but you can buy more. If you don’t want PIP, you must reject it in writing.
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