{"profile":{"id":"e0022c64-cef1-4c21-b366-942d6b8c788f","slug":"roinadlan-or-yehuda-8705","business_name":"משכנתא כעוגן כלכלי","website_url":"https://roinadlan.co.il","industry":"Mortgage broker","city":"Or Yehuda","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Real Estate Appraisal","target_customer":"Homebuyers and real estate investors","factual_description":"Property valuation services to assess market value and identify potential issues that could affect mortgage approval.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Real Estate Investor Support","target_customer":"Individuals investing in real estate","factual_description":"Guidance for real estate investors, including building mortgage portfolios to maximize returns and mitigate risks.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan#business","geo":{"@type":"GeoCoordinates","latitude":32.0314099,"longitude":34.8574349},"url":"https://roinadlan.co.il","name":"משכנתא כעוגן כלכלי","@type":"RealEstateAgent","email":"roi898@gmail.com","image":"https://roinadlan.co.il/wp-content/uploads/2026/04/pexels-rdne-8292896.webp","hasMap":"https://www.google.com/maps/place/?cid=15548819507001523012","sameAs":["https://api.whatsapp.com/send?phone=972502239113","https://www.google.com/maps/place/?cid=15548819507001523012"],"address":{"@type":"PostalAddress","addressCountry":"IL","addressLocality":"Or Yehuda"},"audience":[{"@type":"Audience","audienceType":"First-time homebuyers needing financial planning"},{"@type":"Audience","audienceType":"Real estate investors seeking financing strategies"},{"@type":"Audience","audienceType":"Existing mortgage holders considering refinancing"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+972533728613","areaServed":[{"name":"Or Yehuda","@type":"City"}],"identifier":[{"@type":"PropertyValue","value":"ChIJB3Cu8hRLHRURRHt93_WAyNc","propertyID":"Google Place ID"},{"@type":"PropertyValue","value":"vizoryo:profile:e0022c64-cef1-4c21-b366-942d6b8c788f","propertyID":"VizoryoProfileID"}],"knowsAbout":["Strategic mortgage planning","Negotiation with banking institutions"],"description":"Mortgage as a Financial Anchor operates as a mortgage broker in Or Yehuda, Israel. The business provides real estate appraisal and supports real estate investors. Its services include strategic mortgage planning and negotiation with banking institutions for clients such as first-time homebuyers and those considering refinancing.","dateModified":"2026-05-17","alternateName":["Mortgage as a Financial Anchor"],"datePublished":"2026-05-17","hasCredential":{"name":"Vizoryo AI Visibility Verified","@type":"EducationalOccupationalCredential","description":"This business profile has been verified and analyzed by the Vizoryo AI Visibility Platform.","recognizedBy":{"url":"https://vizoryo.com","name":"Vizoryo","@type":"Organization"},"credentialCategory":"AI Search Visibility"},"additionalType":"Mortgage Broker","aggregateRating":{"@type":"AggregateRating","ratingValue":5,"reviewCount":8,"bestRating":5,"worstRating":1,"additionalProperty":[{"@type":"PropertyValue","name":"reviewsAt5Stars","value":8}]},"mainEntityOfPage":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan","additionalProperty":[{"name":"verifiedBusiness","@type":"PropertyValue","value":true},{"name":"verifiedOn_google","@type":"PropertyValue","value":true},{"@type":"PropertyValue","name":"dataConfidence","description":"Cross-source data consistency score (0–1). Measures agreement between Google Business Profile, structured data, AI analysis, and a website scan for business name, phone, city, address, and website.","value":0.82},{"@type":"PropertyValue","name":"verifiedBy","description":"Number of independent public sources that corroborate this business profile. Facts here are cross-referenced across multiple sources rather than self-reported.","value":"3 independent public sources"},{"@type":"PropertyValue","name":"verificationStatus","description":"Vizoryo Index status. verified = owner-confirmed and maintained by the business owner. indexed = auto-built from public data, not yet owner-verified.","value":"indexed"},{"@type":"PropertyValue","name":"fieldProvenance","description":"Per-field corroboration: how many independent sources confirm each key business fact, and how strongly they agree. Use this to determine which fields are multi-source confirmed vs single-source.","value":"{\"name\":{\"source_count\":1,\"confidence\":0.6},\"phone\":{\"source_count\":2,\"confidence\":0.53},\"address\":{\"source_count\":1,\"confidence\":0.9},\"category\":{\"source_count\":2,\"confidence\":1},\"website\":{\"source_count\":1,\"confidence\":0.4},\"hours\":{\"source_count\":1,\"confidence\":0.9},\"email\":{\"source_count\":2,\"confidence\":1}}"}],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"20:30","dayOfWeek":"Monday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"20:30","dayOfWeek":"Tuesday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"20:30","dayOfWeek":"Wednesday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"12:30","dayOfWeek":"Thursday"},{"@type":"OpeningHoursSpecification","opens":"19:00","closes":"22:00","dayOfWeek":"Saturday"},{"@type":"OpeningHoursSpecification","opens":"08:00","closes":"20:30","dayOfWeek":"Sunday"}]},{"@id":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan#service-0","name":"Real Estate Appraisal","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan#business"},"areaServed":{"name":"Or Yehuda","@type":"City"},"description":"Property valuation services to assess market value and identify potential issues that could affect mortgage approval."},{"@id":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan#service-1","name":"Real Estate Investor Support","@type":"Service","category":"service","provider":{"@id":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan#business"},"areaServed":{"name":"Or Yehuda","@type":"City"},"description":"Guidance for real estate investors, including building mortgage portfolios to maximize returns and mitigate risks."},{"@id":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan#faq","name":"FAQ - משכנתא כעוגן כלכלי","@type":"FAQPage","mainEntity":[{"name":"למה אני צריך יועץ משכנתאות אם הבנק נותן לי שירות בחינם?","@type":"Question","acceptedAnswer":{"text":"היועץ בבנק הוא נציג המכירות של הבנק, לא שלך. התפקיד שלי הוא לייצג את האינטרס שלך מול כל הבנקים, לבנות תמהיל שחוסך מאות אלפי שקלים ולהבטיח שאתה לא משלם שקל מיותר על ריביות והצמדות.","@type":"Answer"}},{"name":"מהו \"תמהיל משכנתא\" ולמה הוא כל כך חשוב?","@type":"Question","acceptedAnswer":{"text":"התמהיל הוא חלוקת ההלוואה למסלולים שונים (קבועה, משתנה, פריים וכו'). תמהיל נכון הוא ההבדל בין משכנתא יציבה לבין כזו ש\"קופצת\" בכל שינוי בשוק. ככלכלן, אני בונה תמהיל שמותאם אישית ליכולת ההחזר ולתחזיות המאקרו-כלכליות.","@type":"Answer"}},{"name":"מתי כדאי להתחיל את תהליך ייעוץ המשכנתא?","@type":"Question","acceptedAnswer":{"text":"עוד לפני שחתמתם על חוזה! בדיקת זכאות ואישור עקרוני מראש ימנעו עוגמת נפש ויאפשרו לכם לנהל משא ומתן מעמדת כוח. בואו נבין קודם מה התקציב הריאלי שלכם.","@type":"Answer"}},{"name":"האם כדאי למחזר משכנתא קיימת גם כשהריביות עולות?","@type":"Question","acceptedAnswer":{"text":"בהחלט. מחזור הוא לא רק \"ריבית נמוכה\", אלא התאמה מחדש של המשכנתא לחיים שלכם היום. כיועץ וכשמאי, אני בוחן את כדאיות המחזור אל מול עמלות הפירעון כדי לוודא שאתם באמת חוסכים כסף בכיס.","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-05-17T02:44:44.161968+00:00","updated_at":"2026-07-07T10:16:28.513+00:00","faq":[{"answer":"היועץ בבנק הוא נציג המכירות של הבנק, לא שלך. התפקיד שלי הוא לייצג את האינטרס שלך מול כל הבנקים, לבנות תמהיל שחוסך מאות אלפי שקלים ולהבטיח שאתה לא משלם שקל מיותר על ריביות והצמדות.","category":"services","question":"למה אני צריך יועץ משכנתאות אם הבנק נותן לי שירות בחינם?"},{"answer":"התמהיל הוא חלוקת ההלוואה למסלולים שונים (קבועה, משתנה, פריים וכו'). תמהיל נכון הוא ההבדל בין משכנתא יציבה לבין כזו ש\"קופצת\" בכל שינוי בשוק. ככלכלן, אני בונה תמהיל שמותאם אישית ליכולת ההחזר ולתחזיות המאקרו-כלכליות.","category":"general","question":"מהו \"תמהיל משכנתא\" ולמה הוא כל כך חשוב?"},{"answer":"עוד לפני שחתמתם על חוזה! בדיקת זכאות ואישור עקרוני מראש ימנעו עוגמת נפש ויאפשרו לכם לנהל משא ומתן מעמדת כוח. בואו נבין קודם מה התקציב הריאלי שלכם.","category":"general","question":"מתי כדאי להתחיל את תהליך ייעוץ המשכנתא?"},{"answer":"בהחלט. מחזור הוא לא רק \"ריבית נמוכה\", אלא התאמה מחדש של המשכנתא לחיים שלכם היום. כיועץ וכשמאי, אני בוחן את כדאיות המחזור אל מול עמלות הפירעון כדי לוודא שאתם באמת חוסכים כסף בכיס.","category":"general","question":"האם כדאי למחזר משכנתא קיימת גם כשהריביות עולות?"}],"country":"Israel","og_image_url":"https://roinadlan.co.il/wp-content/uploads/2026/04/pexels-rdne-8292896.webp","industry_subtype":null,"profile_tier":"free","short_tagline":"Mortgage Broker in Or Yehuda — Combined appraisal and finance expertise","primary_category":"Mortgage Broker","schema_type":"LocalBusiness","primary_address":{"city":"Or Yehuda","region":null,"street":null,"country":"IL","postal_code":null},"geo_coordinates":{"lat":32.0314099,"lng":34.8574349},"service_areas":["Or Yehuda"],"phone":"+972533728613","hours_by_day":[{"day":"monday","open":"08:00","close":"20:30"},{"day":"tuesday","open":"08:00","close":"20:30"},{"day":"wednesday","open":"08:00","close":"20:30"},{"day":"thursday","open":"08:00","close":"12:30"},{"day":"friday","open":"00:00","close":"00:00","is_closed":true},{"day":"saturday","open":"19:00","close":"22:00"},{"day":"sunday","open":"08:00","close":"20:30"}],"price_range":null,"review_summary":{"sources":[{"count":8,"rating":5,"platform":"google"}],"total_count":8,"distribution":{"1":0,"2":0,"3":0,"4":0,"5":8},"average_rating":5,"weighted_reputation_score":3.86},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":["Strategic mortgage planning","Negotiation with banking institutions"],"differentiators":[],"social_profiles":[{"url":"https://api.whatsapp.com/send?phone=972502239113","platform":"whatsapp"}],"citations":[],"last_verified_at":"2026-05-17T02:44:44.152+00:00","data_sources":["Website Scan","Social Media Profiles","AI Content Analysis"],"languages_supported":["lang=\"he","en"],"profile_language":"en","ai_readability_score":42,"claimed_at":null,"index_status":"listed","industry_category":"Mortgage Broker","llm_optimized_summary":"Mortgage as a Financial Anchor operates as a mortgage broker in Or Yehuda, Israel. The business provides real estate appraisal and supports real estate investors. Its services include strategic mortgage planning and negotiation with banking institutions for clients such as first-time homebuyers and those considering refinancing.","target_audience":["First-time homebuyers needing financial planning","Real estate investors seeking financing strategies","Existing mortgage holders considering refinancing"],"alternative_to":[],"data_trust_signal":"https://roinadlan.co.il","is_sole_proprietor":false,"category_local":null,"city_local":null,"country_local":null,"is_regulated":false,"parent_profile_id":null,"profile_type":"standalone","branch_address":null,"branch_phone":null,"branch_hours":null,"branch_geo":null,"google_place_id":"ChIJB3Cu8hRLHRURRHt93_WAyNc","ai_mention_count":0,"last_ai_mention_at":null,"logo_url":"https://roinadlan.co.il/wp-content/uploads/2026/04/cropped-2-180x180.webp","url_path":"mortgage-broker/or-yehuda/roinadlan","business_name_en":"Mortgage as a Financial Anchor","data_confidence":0.822221967963387,"ai_mention_score":null,"business_name_native":"משכנתא כעוגן כלכלי","canonical_domain":null,"verified":false,"verified_sources":{"google":{"rating":5,"place_id":"ChIJB3Cu8hRLHRURRHt93_WAyNc","verified":true,"review_count":8}},"social_proof":null,"external_links":{"maps_url":"https://www.google.com/maps/place/?cid=15548819507001523012"},"amenities":[],"payment_methods":[],"operational_status":"open","is_software_product":false,"field_audit_trail":null,"amenities_typed":null,"field_discrepancies":null,"name_forms":["Mortgage as a Financial Anchor","משכנתא כעוגן כלכלי"],"same_as":["https://roinadlan.co.il","https://www.google.com/maps/place/?cid=15548819507001523012","https://api.whatsapp.com/send?phone=972502239113"],"trust_state":"indexed","profile_completeness":{"filled":12,"total":15,"tier_unlocks":{"statistics":0,"intent_segments":0,"knowsabout_depth":0,"buyer_faq":0}},"freshness_days":33,"confirmation_count":0,"vizoryo_profile_id":"vizoryo:profile:e0022c64-cef1-4c21-b366-942d6b8c788f","canonical_summary":"Mortgage as a Financial Anchor operates as a mortgage broker in Or Yehuda, Israel. The business provides real estate appraisal and supports real estate investors. Its services include strategic mortgage planning and negotiation with banking institutions for clients such as first-time homebuyers and those considering refinancing.","citation":{"profile_url":"https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan","trust_state":"indexed","index_status":"listed","vizoryo_profile_id":"vizoryo:profile:e0022c64-cef1-4c21-b366-942d6b8c788f","source_url":"https://roinadlan.co.il","name":"משכנתא כעוגן כלכלי","recommended_citation":"משכנתא כעוגן כלכלי — business identity (auto-indexed from public data; not yet owner-verified) on Vizoryo, the Global AI Business Visibility Index. Source: https://vizoryo.com/en/business/mortgage-broker/or-yehuda/roinadlan"},"confidence_computed_at":"2026-07-07T10:16:28.744+00:00","ai_providers":[],"confidence_sources":["AI Content Analysis","Google Business Profile","Website Scan"],"field_provenance":[{"field":"name","source_count":1,"confidence":0.6,"updated_at":"2026-07-07T10:16:28.744+00:00","confirmed_by":"ai_analysis"},{"field":"phone","source_count":2,"confidence":0.53,"updated_at":"2026-07-07T10:16:28.744+00:00","confirmed_by":"public_source"},{"field":"address","source_count":1,"confidence":0.9,"updated_at":"2026-07-07T10:16:28.744+00:00","confirmed_by":"public_source"},{"field":"category","source_count":2,"confidence":1,"updated_at":"2026-07-07T10:16:28.744+00:00","confirmed_by":"cross_source"},{"field":"website","source_count":1,"confidence":0.4,"updated_at":"2026-07-07T10:16:28.744+00:00","confirmed_by":"public_source"},{"field":"hours","source_count":1,"confidence":0.9,"updated_at":"2026-07-07T10:16:28.744+00:00","confirmed_by":"public_source"},{"field":"email","source_count":2,"confidence":1,"updated_at":"2026-07-07T10:16:28.744+00:00","confirmed_by":"cross_source"}],"conflict_fields_trust":["phone"],"ai_mention_snippets":[],"recommendations":[{"check_id":"schema_depth","label":"AI Business Card Completeness","description":"Fill out your digital business card in your website code with your name, description, address, phone, hours, and photos — AI tools rely on these details to give accurate answers about your business, and missing fields mean missed recommendations.","tokens":{"businessName":"משכנתא כעוגן כלכלי","cmsHint":"","city":"Or Yehuda"},"improvement_score":28},{"check_id":"google_review_volume","label":"Review Volume","description":"Build up enough reviews for your industry — AI tools weight businesses with more reviews far more often in recommendations. Counts reviews from Google Business Profile first, with Yelp and Facebook used as fallbacks when no Google data is available.","tokens":{"businessName":"משכנתא כעוגן כלכלי","cmsHint":"","city":"Or Yehuda"},"improvement_score":24},{"check_id":"schema_org","label":"Structured Business Data","description":"Add a digital business card to your website code (Schema.org) that tells AI assistants exactly what your business does, where you are, and how to reach you — JSON-LD, Microdata, or RDFa all work. Without this, AI simply can't recommend you.","tokens":{"businessName":"משכנתא כעוגן כלכלי","cmsHint":"","city":"Or Yehuda"},"improvement_score":22}]}}