{"profile":{"id":"f6b18125-1999-4301-9ab7-9f9b9e97791f","slug":"rrshamaut-ashdod-402d","business_name":"רפאל שמאות רכוש","website_url":"https://www.rrshamaut.co.il","industry":"Appraiser","city":"Ashdod","services":[{"category":"service","price_range":null,"service_area":null,"service_name":"Insurance Claims Appraisal","target_customer":"Individuals and businesses filing insurance claims.","factual_description":"Professional appraisal services for various property damages to assist policyholders with insurance claims.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Property Value Assessment","target_customer":"Property sellers requiring tax assessments.","factual_description":"Evaluation of property value for tax purposes, including items and renovations that increase property value.","related_capabilities":[]},{"category":"service","price_range":null,"service_area":null,"service_name":"Antique Furniture Appraisal","target_customer":"Collectors and owners of antique furniture.","factual_description":"Specialized appraisal for antique furniture, identifying and valuing pieces based on craftsmanship and historical context.","related_capabilities":[]}],"schema_json":{"@graph":[{"@id":"https://vizoryo.com/en/business/appraiser/ashdod/rrshamaut#business","geo":{"@type":"GeoCoordinates","latitude":31.8138149,"longitude":34.6582855},"url":"https://www.rrshamaut.co.il","name":"רפאל שמאות רכוש","@type":"LocalBusiness","image":"https://www.rrshamaut.co.il/wp-content/uploads/2024/04/%D7%90%D7%99%D7%99%D7%A7%D7%95%D7%9F-%D7%9C%D7%95%D7%92%D7%95-%D7%9C%D7%9C%D7%90-%D7%A8%D7%A7%D7%A2-1.png","hasMap":"https://www.google.com/maps/place/?cid=7849540214168917285","sameAs":["https://www.facebook.com/rrshamaut/","https://www.instagram.com/rrshamaut","https://www.youtube.com/@rephael.shamaut-rr","https://www.tiktok.com/@rephaelshamaut","https://wa.me/502629120?text=%D7%94%D7%99%D7%99,+%D7%94%D7%92%D7%A2%D7%AA%D7%99+%D7%93%D7%A8%D7%9A+%D7%94%D7%90%D7%AA%D7%A8+%D7%A9%D7%9C%D7%9A!+%D7%90%D7%A0%D7%99+%D7%9E%D7%A2%D7%95%D7%A0%D7%99%D7%99%D7%9F+%D7%9C%D7%A9%D7%9E%D7%95%D7%A2+%D7%A4%D7%A8%D7%98%D7%99%D7%9D%C2%A0%D7%A0%D7%95%D7%A1%D7%A4%D7%99%D7%9D.","https://www.google.com/maps/place/?cid=7849540214168917285"],"address":{"@type":"PostalAddress","addressCountry":"IL","addressLocality":"Ashdod"},"audience":[{"@type":"Audience","audienceType":"Policyholders seeking fair insurance compensation"},{"@type":"Audience","audienceType":"Property owners with various damage claims"},{"@type":"Audience","audienceType":"Individuals needing property value assessments"}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["[data-ai-block=\"summary\"]","[data-ai-block=\"about\"]","[data-ai-block=\"micro-faq\"]","[data-ai-block=\"faq\"]"]},"telephone":"+972778051266","areaServed":[{"name":"Ashdod","@type":"City"}],"identifier":[{"@type":"PropertyValue","value":"ChIJRSmMi4xWVSURJZWuczwr72w","propertyID":"Google Place ID"},{"@type":"PropertyValue","value":"vizoryo:profile:f6b18125-1999-4301-9ab7-9f9b9e97791f","propertyID":"VizoryoProfileID"}],"knowsAbout":["Representation against insurance companies","Damage assessment and expert opinions","Legal admissibility of appraisal reports"],"description":"Ashdod-based Rafael Property Appraisal specializes in insurance claims appraisal, offering property value assessments and antique furniture appraisals. 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כן, חוות דעת של שמאי רכוש קבילה בבתי המשפט.

שמאי רכוש נחשב \"מומחה מקצועי\", ולכן חוות דעתו קבילה כראיה בהתאם לדיני הראיות. ברוב המקרים, מדובר בשמאות פרטית שנעשית לפי הזמנת צד מסוים (למשל תובע או נתבע), ולכן היא תוגש כ\"חוות דעת מומחה\".

","@type":"Answer"}},{"name":"נזק צנרת בדירה בבניין משותף , הגיע לדירה שרברב שבהסדר בעקבות רטיבות בקיר. הוא טוען שמקור הנזק הינו בחיבור הצינור ששייך לדירה אל הצינור המשותף של הבניין, ולכן הנזק לא באחריות הביטוח. לדעתי האינסטלטור לא מספיק מקצועי , מה ניתן לעשות עם טענתה של חב' הביטוח?","@type":"Question","acceptedAnswer":{"text":"

כאשר ישנו חשד סביר כי הבעל מקצוע שנשלח בין אם מטעם חברת הניהול או ישירות מטעם חברת הביטוח לא היה מספיק מקצועי ו/או לא הגיע עם מכשור מתאים לבדיקה, וכתוצאה מהדיווח שהעביר לביטוח אותו בעל מקצוע טענותיה של חב' הביטוח היו לא לטובתכם , זיכרו – לעולם אין לקדש דבריה של חב' הביטוח או מי מטעמה כתורה מסיני .

ראשית, יש להעלות את טענתכם בגין המקרה בפני חב' הביטוח ולבקש שישלחו בעל מקצוע אחר עם מכשור מתאים שיבצע איתור מדויק למקום הימצאות גורם הנזק בכדי לברר באחריות מי הצינור הדו","@type":"Answer"}},{"name":"האם חברת הביטוח מחויבת להעביר אלינו את הדו\"ח של השמאי שנשלח על ידה לביקור בנכס כחלק מהתהליך?","@type":"Question","acceptedAnswer":{"text":"

ברוב המקרים, חברת הביטוח תעביר לכם את חוות הדעת כמקבילה לכך שאתם המבוטחים ואינכם צד ג' בתהליך. אולם, ישנם מקרים מסוימים, בהם חברת הביטוח עשויה לבחור לא לחשוף את חוות הדעת עקב נסיבות כלכליות או משפטיות. במקרים כאלו, יש לך זכות לפנות לבית המשפט ולבקש צו לגילוי מסמכים, אשר יכריח את חברת הביטוח לחשוף את המידע הנדרש, כולל חוות הדעת ומסמכים נוספים הרלוונטיים לתהליך.

","@type":"Answer"}},{"name":"האם כדאי לשכור את שירותיו של שמאי פרטי גם כאשר יש שמאי מטעם חברת הביטוח?","@type":"Question","acceptedAnswer":{"text":"

כאשר נבחן את התהליך, חשוב להבין כי השמאי ששולחת חברת הביטוח נבחר ומשולם על ידה, מה שעשוי להשפיע על רמת האובייקטיביות שלו.

לעומת זאת, בהשכרת שמאי פרטי, המשולם על ידי הלקוח, ניתן לצפות ממנו להיות אובייקטיבי ולשרת את האינטרסים הבלעדיים של הלקוח.

חשוב לציין כי על פי החוק חובת תשלום שכרו של השמאי הפרטי יוטל על חברת הביטוח.

","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-05-17T14:51:08.396533+00:00","updated_at":"2026-07-09T01:19:39.129+00:00","faq":[{"answer":"

כן, חוות דעת של שמאי רכוש קבילה בבתי המשפט.

שמאי רכוש נחשב \"מומחה מקצועי\", ולכן חוות דעתו קבילה כראיה בהתאם לדיני הראיות. ברוב המקרים, מדובר בשמאות פרטית שנעשית לפי הזמנת צד מסוים (למשל תובע או נתבע), ולכן היא תוגש כ\"חוות דעת מומחה\".

","category":"general","question":"האם חוות דעת של שמאי רכוש קבילה בבתי המשפט?"},{"answer":"

כאשר ‍ישנו ​חשד ​סביר ​כי ​הבעל ​מקצוע ‍שנשלח ‍בין ​אם ‍מטעם ‍חברת ​הניהול ​או ​ישירות ​מטעם ​חברת ​הביטוח ‍לא ​היה ​מספיק ​מקצועי ​ו/או ‍לא ‍הגיע ‍עם ‍מכשור ‍מתאים ​לבדיקה, ‍וכתוצאה ​מהדיווח ​שהעביר ​לביטוח ​אותו ​בעל ​מקצוע ​טענותיה ‍של ​חב' ​הביטוח ​היו ‍לא ‍לטובתכם ​, ‍זיכרו ​– ‍לעולם ​אין ​לקדש ‍דבריה ​של ​חב' ​הביטוח ​או ​מי ‍מטעמה ‍כתורה ​מסיני ‍.

ראשית, ‍יש ​להעלות ​את ​טענתכם ​בגין ​המקרה ​בפני ‍חב' ​הביטוח ​ולבקש ​שישלחו ​בעל ‍מקצוע ‍אחר ‍עם ‍מכשור ‍מתאים ​שיבצע ‍איתור ​מדויק ​למקום ​הימצאות ​גורם ​הנזק ​בכדי ​לברר ‍באחריות ​מי ​הצינור ​הדו","category":"trust","question":"נזק צנרת בדירה בבניין משותף , הגיע לדירה שרברב שבהסדר בעקבות רטיבות בקיר. הוא טוען שמקור הנזק הינו בחיבור הצינור ששייך לדירה אל הצינור המשותף של הבניין, ולכן הנזק לא באחריות הביטוח. לדעתי האינסטלטור לא מספיק מקצועי , מה ניתן לעשות עם טענתה של חב' הביטוח?"},{"answer":"

ברוב ‍המקרים, ​חברת ​הביטוח ​תעביר ​לכם ​את ‍חוות ‍הדעת ​כמקבילה ‍לכך ‍שאתם ​המבוטחים ​ואינכם ​צד ​ג' ​בתהליך. ​אולם, ‍ישנם ​מקרים ​מסוימים, ​בהם ​חברת ‍הביטוח ‍עשויה ‍לבחור ‍לא ‍לחשוף ​את ‍חוות ​הדעת ​עקב ​נסיבות ​כלכליות ​או ​משפטיות. ​במקרים ‍כאלו, ​יש ​לך ​זכות ‍לפנות ‍לבית ​המשפט ‍ולבקש ​צו ‍לגילוי ​מסמכים, ​אשר ‍יכריח ​את ​חברת ​הביטוח ​לחשוף ​את ‍המידע ‍הנדרש, ​כולל ‍חוות ‍הדעת ​ומסמכים ​נוספים ​הרלוונטיים ​לתהליך.

","category":"general","question":"האם חברת הביטוח מחויבת להעביר אלינו את הדו\"ח של השמאי שנשלח על ידה לביקור בנכס כחלק מהתהליך?"},{"answer":"

כאשר ‍נבחן ​את ​התהליך, ​חשוב ​להבין ​כי ‍השמאי ‍ששולחת ​חברת ‍הביטוח ‍נבחר ​ומשולם ​על ​ידה, ​מה ​שעשוי ​להשפיע ‍על ​רמת ​האובייקטיביות ​שלו.

לעומת ​זאת, ‍בהשכרת ‍שמאי ‍פרטי, ‍המשולם ‍על ​ידי ‍הלקוח, ​ניתן ​לצפות ​ממנו ​להיות ​אובייקטיבי ​ולשרת ​את ‍האינטרסים ​הבלעדיים ​של ​הלקוח.

חשוב ‍לציין ‍כי ​על ‍פי ​החוק ‍חובת ​תשלום ​שכרו ‍של ​השמאי ​הפרטי ​יוטל ​על ​חברת ‍הביטוח.

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