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פשיטת רגל?"},{"answer":"<p>התוכנית ‍לשיקום ‍כלכלי ‍מקבלים ​לאחר ‍12 ​חודשים ​בהליך ​ובחינת ‍יכולותיו ‍והשתכרותו ‍של ‍החייב.</p><p>צו ‍הפטר ​ומחיקת ‍חובות ​ניתן ​לקבל ‍על ‍ידי ‍הגשת ​בקשה ​מנומקת ‍להפטר.</p><p>אפשרות ​אחרת ​היא, ​ברפורמה ‍החדשה ‍לאחר ​תשלום ​תוכנית ‍הפרעון.</p><p>אופצייה ‍נוספת ‍היא ‍תיקים ​ישנים ​אשר ​\"נרדמו\" ​ולא ‍נעשו ‍בהם ​פעולות ‍כלל, ​יפעל ​המונה ‍(הכונס ​הרשמי) ‍לקביעת ​מועד ‍דיון ‍בשאלת ‍הפטר ​או ‍ביטול ​הליכים.</p>","category":"general","question":"כיצד מקבלים תוכנית לשיקום כלכלי והפטר לחובות בפשיטת רגל?"},{"answer":"<p>ניתן ‍להגיע ‍להסדר ‍עם ​הנושים ‍בכל ​שלב ​בהליך ​חדלות ‍פירעון ‍– ‍<a ‍href=\"https://shellyglaw.com/%d7%a2%d7%95%d7%a8%d7%9a-%d7%93%d7%99%d7%9f-%d7%a4%d7%a9%d7%99%d7%98%d7%aa-%d7%a8%d7%92%d7%9c/\" ‍target=\"_blank\" ​rel=\"noopener\">פשיטת ‍הרגל</a> ​וזאת ​בהתאם ‍לחוק ‍חדלות ‍פירעון ​או ​בתיקים ‍ישנים ​על ​פי ​פקודת ‍פשיטת ‍הרגל.</p><p>בהליכי ​חדלות ​פירעון ‍בפני ‍רשם ‍ההוצל\"פ ‍בחובות ​עד ​150,000 ​ש\"ח, ​תיבחן ‍ראשית ‍האפשרות ​להסדר ‍החוב ​בפני ​רשם ‍ההוצל\"פ ​בהצעת ‍הסדר ​ופריסת ‍תשלומים ‍נוחה.</p>","category":"general","question":"האם ניתן להגיע להסדר עם הנושים?"}],"country":"Israel","og_image_url":"https://shellyglaw.com/wp-content/uploads/2022/12/cropped-abstract-shape-1-180x180.png","industry_subtype":null,"profile_tier":"free","short_tagline":null,"primary_category":"Bankruptcy Attorney","schema_type":"LocalBusiness","primary_address":{"city":"Hadera","region":null,"street":null,"country":"IL","postal_code":null},"geo_coordinates":{"lat":32.4358503,"lng":34.9159082},"service_areas":["Hadera"],"phone":"+972-52-863-3093","hours_by_day":[{"day":"monday","open":"08:00","close":"20:00"},{"day":"tuesday","open":"08:00","close":"20:00"},{"day":"wednesday","open":"08:00","close":"20:00"},{"day":"thursday","open":"08:00","close":"20:00"},{"day":"friday","open":"00:00","close":"00:00","is_closed":true},{"day":"saturday","open":"00:00","close":"00:00","is_closed":true},{"day":"sunday","open":"08:00","close":"20:00"}],"price_range":null,"review_summary":{"sources":[{"count":62,"rating":4.7,"platform":"google"}],"total_count":62,"distribution":{"1":5,"2":0,"3":0,"4":0,"5":32},"average_rating":4.7,"weighted_reputation_score":4.36},"certifications":[],"years_in_business":null,"founded_year":null,"specialties":[],"differentiators":[],"social_profiles":[{"url":"https://facebook.com/ShellyGershtAdv/","platform":"facebook"},{"url":"https://api.whatsapp.com/send?phone=972528633093","platform":"whatsapp"}],"citations":[],"last_verified_at":"2026-04-14T16:38:36.091+00:00","data_sources":["Website Scan","Social Media Profiles","AI Content Analysis"],"languages_supported":["he","en"],"profile_language":"en","ai_readability_score":46,"claimed_at":null,"index_status":"listed","industry_category":"Bankruptcy Attorney - 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