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יכול?","@type":"Question","acceptedAnswer":{"text":"<p class=\"p1\" dir=\"rtl\">כן<span class=\"s1\">, </span>במידה ותבחרו לבצע משיכה חלקית<span class=\"s1\">, </span>הקרן תיסגר להפקדות חדשות<span class=\"s1\">.</span></p><p class=\"p1\" dir=\"rtl\">הכספים שהיו נזילים יישארו נזילים ואותם תוכלו למשוך בכל עת ועל ההפקדות החדשות תצטרכו להמתין<span class=\"s1\"> 6 </span>שנים נוספות עד למשיכה<span class=\"s1\">.</span></p>","@type":"Answer"}},{"name":"יש לי 100,000 ₪ בקרן השתלמות. האם אני יכול לקבל הלוואה ע\"ח הכספים שלי בקרן?","@type":"Question","acceptedAnswer":{"text":"<p class=\"p1\" dir=\"rtl\">כן<span class=\"s1\">, </span>ברוב חברות הביטוח תוכלו לקבל הלוואה ע<span class=\"s1\">\"</span>ח הכספים בקרן<span class=\"s1\">.</span></p><p class=\"p1\" dir=\"rtl\">בדר<span class=\"s1\">\"</span>כ ההלוואה תהיה לתקופה של עד<span class=\"s1\"> 7 </span>שנים<span class=\"s1\">.</span></p><p class=\"p1\" dir=\"rtl\">מומלץ להתייעץ עם איש מקצוע בנושא<span 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עצמאים יכולים להפקיד חלק מהכנסתם לקרן השתלמות ולהנות מהטבות מס<span class=\"s1\">.</span></p>","category":"general","question":"אני שכיר והמעסיק לא מפקיד לי לקרן השתלמות, האם אני יכול לפתוח קופה במעמד עצמאי?"},{"answer":"<p class=\"p1\" dir=\"rtl\">כן<span class=\"s1\">, </span>במידה ותבחרו לבצע משיכה חלקית<span class=\"s1\">, </span>הקרן תיסגר להפקדות חדשות<span class=\"s1\">.</span></p><p class=\"p1\" dir=\"rtl\">הכספים שהיו נזילים יישארו נזילים ואותם תוכלו למשוך בכל עת ועל ההפקדות החדשות תצטרכו להמתין<span class=\"s1\"> 6 </span>שנים נוספות עד למשיכה<span class=\"s1\">.</span></p>","category":"general","question":"עברו 6 שנים מתחילת ההפקדות בקרן ואני מעוניין למשוך חלק מהכספים שהצטברו, האם אני יכול?"},{"answer":"<p class=\"p1\" dir=\"rtl\">כן<span class=\"s1\">, </span>ברוב חברות הביטוח תוכלו לקבל הלוואה ע<span class=\"s1\">\"</span>ח הכספים בקרן<span class=\"s1\">.</span></p><p class=\"p1\" dir=\"rtl\">בדר<span class=\"s1\">\"</span>כ ההלוואה תהיה לתקופה של עד<span class=\"s1\"> 7 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