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אליה או בדרך חזרה ממנה. כל פגיעה שהתרחשה במהלך 3 זמנים אלו, הינה תאונת עבודה.","@type":"Answer"}},{"name":"נפגעתי בתאונה ובעקבותיה אני לא יכול לעבוד במקצוע שלי, האם וממי אני זכאי לקצבת אובדן כושר עבודה?","@type":"Question","acceptedAnswer":{"text":"יש להגיש תביעה לחברת הביטוח המבטחת אותך בביטוח מסוג אובדן כושר עבודה (קרן פנסיה או כל ביטוח אחר), בצירוף כל החומר הרפואי התומך במצבך. רופא מטעם החברה יעבור על החומר ששלחת ויקבע את דרגת אובדן כושר העבודה שלך, אם בכלל. גובה הקצבה שישולם לך הוא בהתאם לגובה השכר שלך. על החלטה זו ניתן להגיש ערעור.","@type":"Answer"}},{"name":"הגשתי למוסד לביטוח לאומי תביעה לנכות כללית ונקבעו לי אחוזי נכות ודרגת אי כושר. האם יש הבדל ביניהם?","@type":"Question","acceptedAnswer":{"text":"כן. אחוז הנכות הרפואית הוא אחוז הנכות שקובע רופא מטעם הביטוח הלאומי בהתאם למצב הרפואי. דרגת אי-הכושר מבטאת באיזו מידה (מלאה, חלקית או בכלל לא) איבד נכה את כושרו לעבוד ולהשתכר. אדם יהיה זכאי לקצבת נכות רק אם תיקבע לו דרגת אי כושר של 60% ומעלה. הגורמים העיקריים המשפיעים על דרגת אי-הכושר הם הנכות הרפואית וחומרתה, השכלה, מקצוע, ניסיון תעסוקתי ועוד.","@type":"Answer"}}]}],"@context":"https://schema.org"},"is_public":false,"created_at":"2026-08-06T17:11:50.586402+00:00","updated_at":"2026-08-06T17:11:50.562+00:00","faq":[{"answer":"התביעה היא נגד חברת הביטוח שביטחה בביטוח חובה את הרכב בו נסעת. חברת הביטוח אחראית לשלם לך פיצויים בין אם אתה אשם בתאונה ובין אם לא.","category":"general","question":"נפגעתי בתאונת דרכים ונגרמו לי נזקי גוף, את מי תובעים והאם יש משמעות לכך שאני אשם בתאונה?"},{"answer":"זוהי תאונה שהתרחשה בזמן העבודה, בדרך אליה או בדרך חזרה ממנה. כל פגיעה שהתרחשה במהלך 3 זמנים אלו, הינה תאונת עבודה.","category":"general","question":"מהי תאונת עבודה?"},{"answer":"יש ​להגיש ‍תביעה ​לחברת ​הביטוח ‍המבטחת ‍אותך ‍בביטוח ‍מסוג ‍אובדן ​כושר ​עבודה ‍(קרן ‍פנסיה ​או ‍כל ​ביטוח ‍אחר), ​בצירוף ‍כל ‍החומר ‍הרפואי ​התומך ​במצבך. ​רופא ‍מטעם ​החברה ‍יעבור ​על ‍החומר ‍ששלחת ‍ויקבע ​את ‍דרגת ​אובדן ​כושר ​העבודה ​שלך, ​אם ‍בכלל. ‍גובה ​הקצבה ‍שישולם ​לך ‍הוא ‍בהתאם 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