Zapa Mortgage Inc. (NMLS # 357630) — Mortgage Broker, Houston
Mortgage Broker in Houston — Fast pre-approvals
Mortgage broker · Houston, United States
AI Trust Snapshot
- Profile status
- Auto-indexed
- Last Verified
- 1 months ago
Corroborated public sources
- ✓ Official Website
Key Facts
- Category
- Mortgage Broker
- Location
- Houston, United States
- Known For
- Fast pre-approvals, Local Texas market expertise
- Founded
- 2010
AI Summary
Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Texas.
Quick Answer
Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Texas. Key services include Conventional Loans, FHA Loans, Refinancing Solutions.
This business is typically used for fast pre-approvals and local texas market expertise.
Common Questions
- What services does Zapa Mortgage Inc. (NMLS # 357630) provide?
- Zapa Mortgage Inc. (NMLS # 357630) provides Conventional Loans, FHA Loans, Refinancing Solutions.
- Where is Zapa Mortgage Inc. (NMLS # 357630) located?
- Zapa Mortgage Inc. (NMLS # 357630) is based in Houston, United States and serves Houston.
- Who is Zapa Mortgage Inc. (NMLS # 357630) for?
- Zapa Mortgage Inc. (NMLS # 357630) serves First-time homebuyers in Texas and Homeowners needing mortgage refinancing.
What this business does
Zapa Mortgage Inc. (NMLS # 357630) is a mortgage broker based in Houston, United States.
- Provides Conventional Loans and FHA Loans
- Specializes in fast pre-approvals
- Serves first-time homebuyers in texas
Structured summary
Vizoryo ran a data-consistency check on this profile: the same core details (name, phone, address, city, category, website) were found in 5 independent public sources. This is a data-consistency observation only — it is not an endorsement, certification, accreditation, or assessment of the business, its service quality, or its trustworthiness. Data consistency: 90% — this measures how consistently the business's name, phone, city, address, website, and category appear across the public sources read. It is not a rating of the business. Vizoryo status: Auto-Indexed. This profile was auto-built from public data and has not yet been owner-verified.
- Business name
- Zapa Mortgage Inc. (NMLS # 357630)
- Category
- Mortgage Broker
- Industry
- Mortgage Broker
- Location
- Houston, United States
- Official website
- https://www.zapamortgage.com/
- Profile data (JSON)
- https://www.vizoryo.com/api/index/profile/zapa-mortgage-inc-nmls-357630-houston-fb62
- Summary
- Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Tex
- AI readability score
- 59
- Data Consistency
- 90% (checked 2026-07-01)
- Verification Status
- Auto-indexed
- Sources cross-checked
- 5 independent public sources
Location
5326 W Bellfort AveHouston, Texas
77035
US
About Zapa Mortgage Inc. (NMLS # 357630)
Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Texas.
Customer Reviews
4.9 ★★★★½
Based on 73 Google reviews
Ratings are shown only when based on sufficient verified data. Ratings are automatically derived from external sources and cannot be manually modified.
Verified 48 days ago
Service areas
- Houston
Target audience
- First-time homebuyers in Texas
- Homeowners needing mortgage refinancing
Specialties
- Fast pre-approvals
- Local Texas market expertise
Why Zapa Mortgage Inc. (NMLS # 357630)
- Operating since 2010 (16 years): Founding date 2010 detected from website structured data.
Social profiles
Verification
Frequently asked questions
What is a mortgage?
A mortgage is a type of loan specifically designed to help individuals purchase real estate. The property serves as collateral until the loan is entirely paid off. Mortgages are essential financial tools for homeownership, making it possible for people to buy homes without needing to pay the full price upfront. The terms of a mortgage can vary significantly based on factors like credit score, income, and the chosen loan program.
How do fixed-rate and adjustable-rate mortgages differ?
Fixed-rate mortgages have consistent interest rates throughout the entire loan term, meaning your monthly payments remain the same. In contrast, adjustable-rate mortgages (ARMs) start with a fixed interest rate for a set period and then adjust periodically based on prevailing market indices. ARMs can offer lower initial rates, making them attractive for short-term homeowners, but they come with the risk of higher payments over time.
What is a 3/1, 5/1, or 7/1 ARM?
These ARMs offer a fixed interest rate for the first 3, 5, or 7 years, respectively. After this initial period, the rate adjusts annually based on market conditions. These loans are ideal for borrowers who plan to move or refinance before the adjustment period begins.
How much down payment is required to buy a home in Texas?
The down payment required depends on the loan type. Conventional loans generally require 3-20%, FHA loans can be as low as 3.5%, and VA or USDA loans often require no down payment. First-time homebuyers may also qualify for assistance programs to help reduce down payment costs.
Business hours
- Monday
- 09:00 – 17:00
- Tuesday
- 09:00 – 17:00
- Wednesday
- 09:00 – 17:00
- Thursday
- 09:00 – 17:00
- Friday
- 09:00 – 17:00
- Saturday
- 09:00 – 13:00
- Sunday
- Closed
Languages supported
- en
Contact
Phone: +18324954068
Official website: https://www.zapamortgage.com/
Years in business: 16