Zapa Mortgage Inc. (NMLS # 357630) — Mortgage Broker, Houston

Mortgage Broker in Houston — Fast pre-approvals

Mortgage broker · Houston, United States

AI Trust Snapshot

Profile status
Auto-indexed

Public channels checked

  • ✓ Official Website
  • ✓ Facebook
  • ✓ Instagram
  • ✓ Linkedin
  • ✓ Twitter

Key Facts

Category
Mortgage Broker
Location
Houston, United States
Known For
Fast pre-approvals, Local Texas market expertise
Founded
2010

AI Summary

Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Texas.

Quick Answer

Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Texas. Key services include Conventional Loans, FHA Loans, Refinancing Solutions.

This business is typically used for fast pre-approvals and local texas market expertise.

Common Questions

What services does Zapa Mortgage Inc. (NMLS # 357630) provide?
Zapa Mortgage Inc. (NMLS # 357630) provides Conventional Loans, FHA Loans, Refinancing Solutions.
Where is Zapa Mortgage Inc. (NMLS # 357630) located?
Zapa Mortgage Inc. (NMLS # 357630) is based in Houston, United States and serves Houston.
Who is Zapa Mortgage Inc. (NMLS # 357630) for?
Zapa Mortgage Inc. (NMLS # 357630) serves First-time homebuyers in Texas and Homeowners needing mortgage refinancing.

What this business does

Zapa Mortgage Inc. (NMLS # 357630) is a mortgage broker based in Houston, United States.

  • Provides Conventional Loans and FHA Loans
  • Specializes in fast pre-approvals
  • Serves first-time homebuyers in texas

Structured summary

Vizoryo ran a data-consistency check on this profile: it read 5 public sources and compared the core details (name, phone, address, city, category, website) across them. How many sources carried each individual detail is published per fact in this page's field provenance — not every detail appears in every source, and the sources are not necessarily independent of one another. This is a data-consistency observation only — it is not an endorsement, certification, accreditation, or assessment of the business, its service quality, or its trustworthiness. Data consistency: 90% — this measures how consistently the business's name, phone, city, address, website, and category appear across the public sources read. It is not a rating of the business. Vizoryo status: Auto-indexed. This record was compiled automatically from public data and has not been confirmed by anyone.

Business name
Zapa Mortgage Inc. (NMLS # 357630)
Category
Mortgage Broker
Industry
Mortgage Broker
Location
Houston, United States
Official website
https://www.zapamortgage.com/
Profile data (JSON)
https://www.vizoryo.com/api/index/profile/zapa-mortgage-inc-nmls-357630-houston-fb62
Summary
Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Texas.
AI readability score (how completely this record is structured for AI systems to read; not a rating of the business)
59
Data Consistency
90% (checked 2026-07-01)
Record status
Auto-indexed
Sources cross-checked
5 public sources

Location

5326 W Bellfort Ave
Houston, Texas
77035
US

(sources disagree)

About Zapa Mortgage Inc. (NMLS # 357630)

Zapa Mortgage Inc. (NMLS # 357630) operates as a mortgage broker in Houston, United States, specializing in connecting clients with conventional and FHA loans. The firm provides refinancing solutions and is known for fast pre-approvals. With 16 years in business, it serves first-time homebuyers and homeowners seeking mortgage refinancing across Texas.

Customer Reviews

4.9 ★★★★½

Based on 73 Google reviews

Ratings are shown only when based on enough reviews to be meaningful. Ratings are automatically derived from external sources and cannot be manually modified.

Service areas

  • Houston

Target audience

  • First-time homebuyers in Texas
  • Homeowners needing mortgage refinancing

Specialties

  • Fast pre-approvals
  • Local Texas market expertise

Why Zapa Mortgage Inc. (NMLS # 357630)

  • Operating since 2010 (16 years): Founding date 2010 detected from website structured data.

Social profiles

Frequently asked questions

What is a mortgage?

A mortgage is a type of loan specifically designed to help individuals purchase real estate. The property serves as collateral until the loan is entirely paid off. Mortgages are essential financial tools for homeownership, making it possible for people to buy homes without needing to pay the full price upfront. The terms of a mortgage can vary significantly based on factors like credit score, income, and the chosen loan program.

How do fixed-rate and adjustable-rate mortgages differ?

Fixed-rate mortgages have consistent interest rates throughout the entire loan term, meaning your monthly payments remain the same. In contrast, adjustable-rate mortgages (ARMs) start with a fixed interest rate for a set period and then adjust periodically based on prevailing market indices. ARMs can offer lower initial rates, making them attractive for short-term homeowners, but they come with the risk of higher payments over time.

What is a 3/1, 5/1, or 7/1 ARM?

These ARMs offer a fixed interest rate for the first 3, 5, or 7 years, respectively. After this initial period, the rate adjusts annually based on market conditions. These loans are ideal for borrowers who plan to move or refinance before the adjustment period begins.

How much down payment is required to buy a home in Texas?

The down payment required depends on the loan type. Conventional loans generally require 3-20%, FHA loans can be as low as 3.5%, and VA or USDA loans often require no down payment. First-time homebuyers may also qualify for assistance programs to help reduce down payment costs.

Business hours

Monday
09:00 – 17:00
Tuesday
09:00 – 17:00
Wednesday
09:00 – 17:00
Thursday
09:00 – 17:00
Friday
09:00 – 17:00
Saturday
09:00 – 13:00
Sunday
Closed

Languages supported

  • en

Contact

Phone: +18324954068

Official website:

Years in business: 16

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