Credit Union of Texas — Credit Union

Credit Union in Gilmer — Purpose-driven banking model

Credit union · Gilmer, United States

AI Trust Snapshot

AI Confidence
Indexed
Last Verified
yesterday

Verified Sources

  • ✓ Official Website
  • ✓ Google Business Profile
  • ✓ Schema.org Structured Data
  • ✓ Website Scan
  • ✓ Facebook
  • ✓ Instagram
  • ✓ Linkedin
  • ✓ Twitter
  • ✓ Youtube

Key Facts

Category
Credit Union
Location
Gilmer, United States
Known For
Purpose-driven banking model, Community investment initiatives

AI Summary

Credit Union of Texas operates as a credit union in Gilmer, United States, providing checking accounts, mortgage loans, and auto loans. Founded on a purpose-driven banking model with a focus on community investment, it holds a 4.0-star rating from 42 reviews.

Quick Answer

Secure your financial future with accessible checking accounts, competitive auto and mortgage loans, and flexible No Penalty CDs. Experience a community-focused approach designed to meet the needs of local residents. Key services include Checking Accounts, Mortgage Loans, Auto Loans.

This business is typically used for purpose-driven banking model and community investment initiatives.

Common Questions

What services does Credit Union of Texas provide?
Credit Union of Texas provides Checking Accounts, Mortgage Loans, Auto Loans, No Penalty CD.
Where is Credit Union of Texas located?
Credit Union of Texas is based in Gilmer, United States and serves Gilmer.
Who is Credit Union of Texas for?
Credit Union of Texas serves Local residents seeking community-focused banking and Individuals prioritizing competitive loan rates.

What this business does

Credit Union of Texas is a credit union based in Gilmer, United States.

  • Provides Checking Accounts and Mortgage Loans
  • Specializes in purpose-driven banking model
  • Serves local residents seeking community-focused banking

Structured summary

This business profile has been independently verified by Vizoryo across multiple data sources: Public data, Public data, Public data, Public data, Schema.org Structured Data, AI Content Analysis, Google Business Profile, Website Scan. Data confidence score: 89% — this reflects how consistently the business's name, phone, city, address, website, and category appear across all verified sources. Vizoryo status: Auto-Indexed. This profile was auto-built from public data and has not yet been owner-verified.

Business name
Credit Union of Texas
Category
Credit Union
Industry
Credit Union
Location
Gilmer, United States
Official website
https://www.cutx.org/
Profile data (JSON)
https://www.vizoryo.com/api/index/profile/credit-union-of-texas-gilmer-9d22
Summary
Credit Union of Texas operates as a credit union in Gilmer, United States, providing checking accounts, mortgage loans, and auto loans. Founded on a purpose-driven banking model with a focus on community investment, it holds a 4.0-star rating from 42 reviews.
AI readability score
42
Verified By
Public data, Public data, Public data, Public data, Schema.org Structured Data, AI Content Analysis, Google Business Profile, Website Scan
Data Confidence
89% (verified 2026-06-13)

Location

755 US Hwy 271 N, Gilmer, TX 75644
Gilmer, Texas
75644
US

About Credit Union of Texas

Credit Union of Texas operates as a credit union in Gilmer, United States, providing checking accounts, mortgage loans, and auto loans. Founded on a purpose-driven banking model with a focus on community investment, it holds a 4.0-star rating from 42 reviews.

Customer Reviews

4.0 ★★★★☆

Based on 42 Google reviews

Ratings are shown only when based on sufficient verified data. Ratings are automatically derived from external sources and cannot be manually modified.

Verified 1 days ago

Service areas

  • Gilmer

Target audience

  • Local residents seeking community-focused banking
  • Individuals prioritizing competitive loan rates
  • Savers looking for flexible investment products

Services

Specialties

  • Purpose-driven banking model
  • Community investment initiatives

Social profiles

Verification

https://www.cutx.org/

Frequently asked questions

Where do I send proof of insurance and what do I need to send?

You ‍can ​click ​here ​and ​provide ​the ‍declaration ​page ​provided ​by ​your ‍insurance ​company ​that ​shows ‍Credit ‍Union ​of ‍Texas ‍listed ‍as ‍lienholder. ‍Keep ‍in ​mind, ‍a ​copy ‍of ​your ‍insurance ​card ‍is ​not ​acceptable ​for ​this ‍documentation. ‍If ‍you'd ‍rather ​send ‍us ‍your ​proof ‍of ​insurance ​by ‍mail ‍or ​fax, ​please ​use ​this ​address ‍or ​number: ​CUTXPO ​Box ​690588San ‍Antonio, ​TX ​78269Fax: ​866-830-7922 ‍(This ‍address ​is ‍for ‍providing ‍proof ‍of ‍insurance ‍only. ​Please ‍do ​not ‍send ​your ‍loan ​payments ‍to ​this ​address.) ​If ​yo

How long does it take to get an auto loan?

Auto loans can often be approved in only a few minutes, especially if you call or apply online. If you want to work directly with a person, you can always stop by one of our locations.

What restrictions might I face as a buyer?

First, ‍you'll ​need ​to ​make ​sure ​your ‍credit ​score ​and ​overall ​finances ‍show ​that ​you’re ​likely ‍to ‍be ​able ‍to ‍pay ‍the ‍loan. ‍Likewise, ‍some ​lenders ‍only ​lend ‍for ​a ‍particular ​network ‍of ​dealers, ​and ​some ​dealerships ‍only ‍work ‍with ‍a ​particular ‍network ‍of ​lenders. ‍Finally, ​some ​lenders ‍will ‍not ​finance ​certain ​types ​of ​makes ‍and ​models.

What should my loan term be?

That ‍all ​depends ​on ​your ​financial ​situation ‍and ​how ​and ​when ​you ‍want ​to ​pay ​off ‍your ‍loan. ​The ‍longer ‍your ‍term, ‍the ‍lower ‍your ​monthly ‍payments ​will ‍be. ​But ‍when ​you ‍make ​payments ​for ​more ​than ‍about ‍five ‍years, ‍you ​run ‍the ‍risk ​of ‍owing ​more ​than ‍your ‍car ​is ​worth. ​That’s ​called ​being ‍“upside ​down.” ​Then ​you ​may ‍not ​be ​able ​to ‍sell ‍your ​vehicle ‍until ‍you ‍finish ‍paying ‍off ‍the ​loan. ‍The ​average ‍auto ​loan ‍is ​65 ‍months.

Why would I get pre-approved* for an auto loan?

When ‍you're ​pre-approved* ​before ​you ​shop, ​you ‍know ​exactly ​how ​large ​a ‍monthly ​payment ​you ​qualify ‍for. ‍This ​helps ‍you ‍narrow ‍your ‍search ‍to ‍cars ​you ‍can ​afford. ‍It ​also ‍puts ​you ‍in ​a ​better ​negotiating ​position ‍with ‍dealers ‍who ‍might ​otherwise ‍craft ‍a ​deal ‍that ​would ​create ‍a ‍financial ​problem ​for ​you. ​Lenders ​who ‍are ​not ​dealers ​don’t ​have ‍cars ​to ​sell, ​and ‍therefore ‍tend ​to ‍make ‍loans ‍that ‍aren't ‍risky ‍for ​you. ‍*Preapproved ​is ‍not ​a ‍commitment ​to ‍lend.

Languages supported

  • lang="en"
  • en

Contact

Phone: +19034755000

Official website:

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