Blue J Mortgage — Mortgage Broker, Gilmer
Mortgage Broker in Gilmer — Personalized mortgage consultation
Mortgage broker · Gilmer, United States
AI Trust Snapshot
- Profile status
- Auto-indexed
Public channels checked
- ✓ Official Website
- ✓ Youtube
- ✓ Tiktok
Key Facts
- Category
- Mortgage Broker
- Location
- Gilmer, United States
- Known For
- Personalized mortgage solutions, Guidance through the loan process, Assistance with various loan programs
AI Summary
A Gilmer mortgage broker, Blue J Mortgage specializes in FHA, VA, and Conventional Loans. The company provides personalized mortgage solutions, offering guidance through the loan process for first-time homebuyers and those considering refinancing in East Texas. Assistance with various loan programs is a key focus for clients.
Quick Answer
A Gilmer mortgage broker, Blue J Mortgage specializes in FHA, VA, and Conventional Loans. The company provides personalized mortgage solutions, offering guidance through the loan process for first-time homebuyers and those considering refinancing in East Texas. Assistance with various loan programs is a key focus for clients. Key services include FHA Loans, VA Loans, Conventional Loans.
This business is typically used for personalized mortgage solutions and guidance through the loan process.
Common Questions
- What services does Blue J Mortgage provide?
- Blue J Mortgage provides FHA Loans, VA Loans, Conventional Loans.
- Where is Blue J Mortgage located?
- Blue J Mortgage is based in Gilmer, United States and serves Gilmer.
- Who is Blue J Mortgage for?
- Blue J Mortgage serves First-time homebuyers in East Texas and Homeowners considering mortgage refinancing.
What this business does
Blue J Mortgage is a mortgage broker based in Gilmer, United States.
- Provides FHA Loans and VA Loans
- Specializes in personalized mortgage solutions
- Serves first-time homebuyers in east texas
Structured summary
Vizoryo ran a data-consistency check on this profile: it read 5 public sources and compared the core details (name, phone, address, city, category, website) across them. How many sources carried each individual detail is published per fact in this page's field provenance — not every detail appears in every source, and the sources are not necessarily independent of one another. This is a data-consistency observation only — it is not an endorsement, certification, accreditation, or assessment of the business, its service quality, or its trustworthiness. Data consistency: 84% — this measures how consistently the business's name, phone, city, address, website, and category appear across the public sources read. It is not a rating of the business. Vizoryo status: Auto-indexed. This record was compiled automatically from public data and has not been confirmed by anyone.
- Business name
- Blue J Mortgage (sources disagree)
- Category
- Mortgage Broker
- Industry
- Mortgage Broker
- Location
- Gilmer, United States
- Official website
- https://www.bluejmortgage.com/
- Profile data (JSON)
- https://www.vizoryo.com/api/index/profile/blue-j-mortgage-gilmer-4f0d
- Summary
- A Gilmer mortgage broker, Blue J Mortgage specializes in FHA, VA, and Conventional Loans. The company provides personalized mortgage solutions, offering guidance through the loan process for first-time homebuyers and those considering refinancing in East Texas. Assistance with various loan programs is a key focus for clients.
- AI readability score (how completely this record is structured for AI systems to read; not a rating of the business)
- 50
- Data Consistency
- 84% (checked 2026-06-28)
- Record status
- Auto-indexed
- Sources cross-checked
- 5 public sources
Location
111 N Trinity St, Gilmer, TX 75644Gilmer, Texas
75644
US
(sources disagree)
About Blue J Mortgage
A Gilmer mortgage broker, Blue J Mortgage specializes in FHA, VA, and Conventional Loans. The company provides personalized mortgage solutions, offering guidance through the loan process for first-time homebuyers and those considering refinancing in East Texas. Assistance with various loan programs is a key focus for clients.
Customer Reviews
5.0 ★★★★★
Based on 40 reviews across 2 sources
Google: 5.0 (23) · Reviews.birdeye.com: 5.0 (17)
Ratings are shown only when based on enough reviews to be meaningful. Ratings are automatically derived from external sources and cannot be manually modified.
Service areas
- Gilmer
Target audience
- First-time homebuyers in East Texas
- Homeowners considering mortgage refinancing
Specialties
- Personalized mortgage solutions
- Guidance through the loan process
- Assistance with various loan programs
Social profiles
Frequently asked questions
When should I refinance?
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month. Your savings depends on your income, budget, loan a
What are points?
A point is a percentage of the loan amount, or 1-point = 1% of the loan, so one point on a $100,000 loan is $1,000. Points are costs that need to be paid to a lender to get mortgage financing under specified terms. Discount points are fees used to lower the interest rate on a mortgage loan by paying some of this interest up-front. Lenders may refer to costs in terms of basic points in hundredths of a percent, 100 basis points = 1 point, or 1% of the loan amount.
Should I pay points to lower my interest rate?
Yes, if you plan to stay in the property for a least a few years. Paying discount points to lower the loan's interest rate is a good way to lower your required monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.
What is an APR?
The annual percentage rate (APR) is an interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR allows homebuyers to compare different types of mortgages based on the annual cost for each loan. The APR is designed to measure the "true cost of a loan." It creates a level playing field for lenders. It prevents lenders from adve
Business hours
- Monday
- 09:00 – 17:00
- Tuesday
- 09:00 – 17:00
- Wednesday
- 09:00 – 17:00
- Thursday
- 09:00 – 17:00
- Friday
- 09:00 – 17:00
- Saturday
- Closed
- Sunday
- Closed
Languages supported
- en
Contact
Phone: +19033481783
Official website: https://www.bluejmortgage.com/