Loan Java — Mortgage Broker
Mortgage Broker in Richardson — Time and money saving solutions
Mortgage broker · Richardson, United States
AI Trust Snapshot
- AI Confidence
- Indexed
- Last Verified
- today
Verified Sources
- ✓ Official Website
- ✓ Google Business Profile
- ✓ Website Scan
Key Facts
- Category
- Mortgage Broker
- Location
- Richardson, United States
- Known For
- Time and money saving solutions
AI Summary
Loan Java operates as a mortgage broker in Richardson, United States, specializing in time and money-saving solutions for Texas residents. They offer home purchase loans and mortgage refinancing, supported by a 5.0-star rating from 184 reviews.
Quick Answer
Secure your home purchase or refinance with expert guidance tailored to Texas residents. Utilize Loan Java's mortgage calculators and loan programs to find efficient solutions for your financing needs. Key services include Home Purchase Loans, Mortgage Refinancing, Loan Programs.
This business is typically used for time and money saving solutions.
Common Questions
- What services does Loan Java provide?
- Loan Java provides Home Purchase Loans, Mortgage Refinancing, Loan Programs, Mortgage Calculators.
- Where is Loan Java located?
- Loan Java is based in Richardson, United States and serves Richardson.
- Who is Loan Java for?
- Loan Java serves Texas residents seeking mortgage loans and Homebuyers needing financing guidance.
What this business does
Loan Java is a mortgage broker based in Richardson, United States.
- Provides Home Purchase Loans and Mortgage Refinancing
- Specializes in time and money saving solutions
- Serves texas residents seeking mortgage loans
Structured summary
This business profile has been independently verified by Vizoryo across multiple data sources: Public data, Public data, AI Content Analysis, Google Business Profile, Website Scan. Data confidence score: 86% — this reflects how consistently the business's name, phone, city, address, website, and category appear across all verified sources. Vizoryo status: Auto-Indexed. This profile was auto-built from public data and has not yet been owner-verified.
- Business name
- Loan Java
- Category
- Mortgage Broker
- Industry
- Mortgage Broker
- Location
- Richardson, United States
- Official website
- https://www.loanjava.com/
- Profile data (JSON)
- https://www.vizoryo.com/api/index/profile/loan-java-richardson-3228
- Summary
- Loan Java operates as a mortgage broker in Richardson, United States, specializing in time and money-saving solutions for Texas residents. They offer home purchase loans and mortgage refinancing, supported by a 5.0-star rating from 184 reviews.
- AI readability score
- 46
- Verified By
- Public data, Public data, AI Content Analysis, Google Business Profile, Website Scan
- Data Confidence
- 86% (verified 2026-06-14)
Location
601 N Plano Rd, Richardson, TX 75081Richardson, Texas
75081
US
About Loan Java
Loan Java operates as a mortgage broker in Richardson, United States, specializing in time and money-saving solutions for Texas residents. They offer home purchase loans and mortgage refinancing, supported by a 5.0-star rating from 184 reviews.
Customer Reviews
5.0 ★★★★★
Based on 184 Google reviews
Ratings are shown only when based on sufficient verified data. Ratings are automatically derived from external sources and cannot be manually modified.
Recently verified
Service areas
- Richardson
Target audience
- Texas residents seeking mortgage loans
- Homebuyers needing financing guidance
- Homeowners looking to refinance mortgages
Services
Specialties
- Time and money saving solutions
Verification
Frequently asked questions
When should I refinance?
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month. Your savings depends on your income, budget, loan a
What are points?
A point is a percentage of the loan amount, or 1-point = 1% of the loan, so one point on a $100,000 loan is $1,000. Points are costs that need to be paid to a lender to get mortgage financing under specified terms. Discount points are fees used to lower the interest rate on a mortgage loan by paying some of this interest up-front. Lenders may refer to costs in terms of basic points in hundredths of a percent, 100 basis points = 1 point, or 1% of the loan amount.
Should I pay points to lower my interest rate?
Yes, if you plan to stay in the property for a least a few years. Paying discount points to lower the loan's interest rate is a good way to lower your required monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.
What is an APR?
The annual percentage rate (APR) is an interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR allows homebuyers to compare different types of mortgages based on the annual cost for each loan. The APR is designed to measure the "true cost of a loan." It creates a level playing field for lenders. It prevents lenders from adve
What does it mean to lock the interest rate?
Mortgage rates can change from the day you apply for a loan to the day you close the transaction. If interest rates rise sharply during the application process it can increase the borrower’s mortgage payment unexpectedly. Therefore, a lender can allow the borrower to "lock-in" the loan’s interest rate guaranteeing that rate for a specified time period, often 30-60 days, sometimes for a fee.
Languages supported
- lang="en"
- en
Contact
Phone: +14695818811
Official website: https://www.loanjava.com/